World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2026)
World Acceptance's (WRLD) Interest Coverage Ratio came in at 1.69 for fiscal Q1 2027 (quarter ended Jun 30, 2026), up 36.9% from 1.24 a year earlier but down 63.4% from the prior quarter.
World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at World Acceptance was 2.00, down 40.6% year-over-year; for FY2026 (ended Mar 31, 2026), it came in at 1.92, down 46.9% from FY2025.
- In prior fiscal years, World Acceptance's Interest Coverage Ratio was 3.61 in FY2025 (+18.1%), 3.05 in FY2024 (+98.5%), 1.54 in FY2023 (-48.1%) and 2.96 in FY2022 (-44.5%).
- Quarterly Interest Coverage Ratio has run from a low of 0.04 in fiscal Q1 2023 to a high of 5.87 in fiscal Q4 2025 over five years.
- On a year-over-year basis, Interest Coverage Ratio increased in three of the last eight quarters, with an average decline of 15.2%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was fiscal Q2 2024, with growth of 168.6%; the weakest was fiscal Q1 2023, with a decline of 99.2%.
- According to Business Quant data, Interest Coverage Ratio for the three prior fiscal quarters was 4.63 (Q4 2026), 0.92 (Q3 2026) and 0.88 (Q2 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 1.75 |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.98 |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 1.42 |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.24 |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 1.15 |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.21 |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 1.63 |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | World Acceptance | 778.21 Mn | 736.84 Mn | - | 1.69 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.69 |
| Mar 31, 2026 | 4.63 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 5.87 |
| Dec 31, 2024 | 2.42 |
| Sep 30, 2024 | 3.67 |
| Jun 30, 2024 | 2.32 |
| Mar 31, 2024 | 4.93 |
| Dec 31, 2023 | 2.67 |
| Sep 30, 2023 | 2.67 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 3.47 |
| Dec 31, 2022 | 1.56 |
| Sep 30, 2022 | 0.99 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 3.10 |
| Dec 31, 2021 | 1.76 |
| Sep 30, 2021 | 3.10 |
World Acceptance Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "WRLD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();