World Acceptance (WRLD) Operating Leases (2019 - 2025)

World Acceptance (WRLD) reported Operating Leases of $74.7 million for Q4 2025, down 8.02% year-over-year from $81.2 million in Q4 2024, and down 1.06% quarter-over-quarter from $75.5 million in Q3 2025.

World Acceptance (WRLD) Operating Leases (2019 - 2025) Analysis & Trends

World Acceptance (WRLD) has 7 years of Operating Leases data on file, last reported at $74.7 million in Q4 2025.

  • Operating Leases for Q4 2025 came in at $74.7 million, down 8.02% year-over-year; the trailing twelve-month figure through Dec 2025 was $74.7 million (down 8.02% YoY), and the FY2025 annual result was $78.7 million, down 3.94% from the prior year.
  • Operating Leases fell to $74.7 million in Q4 2025 per WRLD's latest filing, from $75.5 million in the prior quarter.
  • Over five years, Operating Leases peaked at $91.1 million in Q1 2021 and troughed at $74.7 million in Q4 2025.
  • A 5-year average of $83.7 million and a median of $83.0 million in 2023 frame the typical range for Operating Leases.
  • The sharpest annual moves came in 2021 and 2024: Operating Leases declined 11.31% in 2021, then gained 1.4% in 2024.
  • A 5-year view of Operating Leases shows it stood at $87.7 million in 2021, then dropped by 1.9% to $86.0 million in 2022, then dropped by 4.11% to $82.5 million in 2023, then decreased by 1.53% to $81.2 million in 2024, then slipped by 8.02% to $74.7 million in 2025.
  • Business Quant data shows WRLD's Operating Leases at $74.7 million in Q4 2025, $75.5 million in Q3 2025, and $77.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 World Acceptance 796.25 Mn 786.25 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 74.69 Mn
Sep 30, 2025 75.50 Mn
Jun 30, 2025 77.09 Mn
Mar 31, 2025 78.69 Mn
Dec 31, 2024 81.21 Mn
Sep 30, 2024 82.86 Mn
Jun 30, 2024 83.14 Mn
Mar 31, 2024 81.92 Mn
Dec 31, 2023 82.47 Mn
Sep 30, 2023 82.95 Mn
Jun 30, 2023 81.99 Mn
Mar 31, 2023 83.74 Mn
Dec 31, 2022 86.01 Mn
Sep 30, 2022 87.97 Mn
Jun 30, 2022 88.30 Mn
Mar 31, 2022 87.40 Mn
Dec 31, 2021 87.68 Mn
Sep 30, 2021 89.75 Mn
Jun 30, 2021 89.87 Mn
Mar 31, 2021 91.13 Mn