World Acceptance (WRLD) Operating Leases (2019 - 2025)
World Acceptance (WRLD) recorded quarterly Operating Leases of $74.7 million in Q4 2025, down 1.06% quarter-over-quarter from $75.5 million in Q3 2025, and down 8.02% year-on-year from $81.2 million in Q4 2024.
World Acceptance (WRLD) Operating Leases (2019 - 2025) Analysis & Trends
World Acceptance has disclosed Operating Leases across 7 years of filings, most recently posting $74.7 million for Q4 2025.
- For the quarter ending Q4 2025, Operating Leases fell 8.02% year-over-year to $74.7 million; the trailing twelve-month figure through Dec 2025 stood at $74.7 million (down 8.02% YoY), and the FY2025 full-year result was $78.7 million, down 3.94% from the prior year.
- Operating Leases was $74.7 million for Q4 2025 at World Acceptance, down from $75.5 million in the prior quarter.
- Over five years, Operating Leases peaked at $91.1 million in Q1 2021 and troughed at $74.7 million in Q4 2025.
- The 5-year median for Operating Leases is $83.0 million (2023), against an average of $83.7 million.
- The sharpest annual moves came in 2021 and 2024: Operating Leases decreased 11.31% in 2021, then grew 1.4% in 2024.
- Year by year, Operating Leases stood at $87.7 million in 2021, then dropped by 1.9% to $86.0 million in 2022, then dropped by 4.11% to $82.5 million in 2023, then decreased by 1.53% to $81.2 million in 2024, then slipped by 8.02% to $74.7 million in 2025.
- Per Business Quant data, the three most recent Operating Leases figures were $74.7 million in Q4 2025, $75.5 million in Q3 2025, and $77.1 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 74.69 Mn |
| Sep 30, 2025 | 75.50 Mn |
| Jun 30, 2025 | 77.09 Mn |
| Mar 31, 2025 | 78.69 Mn |
| Dec 31, 2024 | 81.21 Mn |
| Sep 30, 2024 | 82.86 Mn |
| Jun 30, 2024 | 83.14 Mn |
| Mar 31, 2024 | 81.92 Mn |
| Dec 31, 2023 | 82.47 Mn |
| Sep 30, 2023 | 82.95 Mn |
| Jun 30, 2023 | 81.99 Mn |
| Mar 31, 2023 | 83.74 Mn |
| Dec 31, 2022 | 86.01 Mn |
| Sep 30, 2022 | 87.97 Mn |
| Jun 30, 2022 | 88.30 Mn |
| Mar 31, 2022 | 87.40 Mn |
| Dec 31, 2021 | 87.68 Mn |
| Sep 30, 2021 | 89.75 Mn |
| Jun 30, 2021 | 89.87 Mn |
| Mar 31, 2021 | 91.13 Mn |