World Acceptance (WRLD) Operating Leases (2019 - 2025)

World Acceptance (WRLD) posted quarterly Operating Leases of $74.7 million for Q4 2025, down 8.02% year-over-year from $81.2 million in Q4 2024, and down 1.06% quarter-over-quarter from $75.5 million in Q3 2025.

World Acceptance (WRLD) Operating Leases (2019 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Operating Leases for 7 consecutive years, with $74.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Operating Leases fell 8.02% year-over-year to $74.7 million; the TTM figure through Dec 2025 stood at $74.7 million (down 8.02% YoY), while the FY2025 annual figure was $78.7 million, down 3.94% from the prior year.
  • Operating Leases eased to $74.7 million in Q4 2025 per WRLD's latest filing, from $75.5 million in the prior quarter.
  • Across five years, Operating Leases topped out at $91.1 million in Q1 2021 and bottomed at $74.7 million in Q4 2025.
  • Historically, Operating Leases has averaged $83.7 million across 5 years, with a median of $83.0 million in 2023.
  • Annual changes were most pronounced in 2021 — Operating Leases declined 11.31% — and 2024, when it gained 1.4%.
  • World Acceptance's Operating Leases stood at $87.7 million in 2021, then declined by 1.9% to $86.0 million in 2022, then declined by 4.11% to $82.5 million in 2023, then slipped by 1.53% to $81.2 million in 2024, then dropped by 8.02% to $74.7 million in 2025.
  • Business Quant data shows WRLD's Operating Leases at $74.7 million in Q4 2025, $75.5 million in Q3 2025, and $77.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 World Acceptance 909.24 Mn 899.24 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 74.69 Mn
Sep 30, 2025 75.50 Mn
Jun 30, 2025 77.09 Mn
Mar 31, 2025 78.69 Mn
Dec 31, 2024 81.21 Mn
Sep 30, 2024 82.86 Mn
Jun 30, 2024 83.14 Mn
Mar 31, 2024 81.92 Mn
Dec 31, 2023 82.47 Mn
Sep 30, 2023 82.95 Mn
Jun 30, 2023 81.99 Mn
Mar 31, 2023 83.74 Mn
Dec 31, 2022 86.01 Mn
Sep 30, 2022 87.97 Mn
Jun 30, 2022 88.30 Mn
Mar 31, 2022 87.40 Mn
Dec 31, 2021 87.68 Mn
Sep 30, 2021 89.75 Mn
Jun 30, 2021 89.87 Mn
Mar 31, 2021 91.13 Mn