World Acceptance (WRLD) Operating Leases (2019 - 2025)
World Acceptance (WRLD) posted quarterly Operating Leases of $74.7 million for Q4 2025, down 8.02% YoY from $81.2 million in Q4 2024, and down 1.06% sequentially from $75.5 million in Q3 2025.
World Acceptance (WRLD) Operating Leases (2019 - 2025) Analysis & Trends
World Acceptance has disclosed Operating Leases across 7 years of filings, most recently posting $74.7 million for Q4 2025.
- In Q4 2025, Operating Leases fell 8.02% year-over-year to $74.7 million; the TTM figure through Dec 2025 stood at $74.7 million (down 8.02% YoY), while the FY2025 annual figure was $78.7 million, down 3.94% from the prior year.
- Operating Leases slipped to $74.7 million in Q4 2025, from $75.5 million in the prior quarter.
- Over the last five years, Operating Leases for WRLD reached as high as $91.1 million in Q1 2021 and fell as low as $74.7 million in Q4 2025.
- The 5-year median for Operating Leases is $83.0 million (2023), against an average of $83.7 million.
- Annual changes were most pronounced in 2021 — Operating Leases declined 11.31% — and 2024, when it gained 1.4%.
- A 5-year view of Operating Leases shows it stood at $87.7 million in 2021, then dropped by 1.9% to $86.0 million in 2022, then dropped by 4.11% to $82.5 million in 2023, then decreased by 1.53% to $81.2 million in 2024, then slipped by 8.02% to $74.7 million in 2025.
- According to Business Quant data, Operating Leases over the past three periods registered $74.7 million, $75.5 million, and $77.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 74.69 Mn |
| Sep 30, 2025 | 75.50 Mn |
| Jun 30, 2025 | 77.09 Mn |
| Mar 31, 2025 | 78.69 Mn |
| Dec 31, 2024 | 81.21 Mn |
| Sep 30, 2024 | 82.86 Mn |
| Jun 30, 2024 | 83.14 Mn |
| Mar 31, 2024 | 81.92 Mn |
| Dec 31, 2023 | 82.47 Mn |
| Sep 30, 2023 | 82.95 Mn |
| Jun 30, 2023 | 81.99 Mn |
| Mar 31, 2023 | 83.74 Mn |
| Dec 31, 2022 | 86.01 Mn |
| Sep 30, 2022 | 87.97 Mn |
| Jun 30, 2022 | 88.30 Mn |
| Mar 31, 2022 | 87.40 Mn |
| Dec 31, 2021 | 87.68 Mn |
| Sep 30, 2021 | 89.75 Mn |
| Jun 30, 2021 | 89.87 Mn |
| Mar 31, 2021 | 91.13 Mn |