World Acceptance (WRLD) Operating Leases (2019 - 2026)
World Acceptance (WRLD) posted quarterly Operating Leases of $74.7 million for Q4 2025, down 8.02% year-over-year from $81.2 million in Q4 2024, and down 1.06% quarter-over-quarter from $75.5 million in Q3 2025.
Analysis
World Acceptance (WRLD) Operating Leases (2019 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Operating Leases for 7 consecutive years, with $74.7 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Leases fell 8.02% year-over-year to $74.7 million; the TTM figure through Dec 2025 stood at $74.7 million (down 8.02% YoY), while the FY2025 annual figure was $78.7 million, down 3.94% from the prior year.
- Operating Leases eased to $74.7 million in Q4 2025 per WRLD's latest filing, from $75.5 million in the prior quarter.
- Across five years, Operating Leases topped out at $91.1 million in Q1 2021 and bottomed at $74.7 million in Q4 2025.
- Historically, Operating Leases has averaged $83.7 million across 5 years, with a median of $83.0 million in 2023.
- Annual changes were most pronounced in 2021 — Operating Leases declined 11.31% — and 2024, when it gained 1.4%.
- World Acceptance's Operating Leases stood at $87.7 million in 2021, then declined by 1.9% to $86.0 million in 2022, then declined by 4.11% to $82.5 million in 2023, then slipped by 1.53% to $81.2 million in 2024, then dropped by 8.02% to $74.7 million in 2025.
- Business Quant data shows WRLD's Operating Leases at $74.7 million in Q4 2025, $75.5 million in Q3 2025, and $77.1 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 75.24 Mn |
| Mar 31, 2026 | 73.96 Mn |
| Dec 31, 2025 | 74.69 Mn |
| Sep 30, 2025 | 75.50 Mn |
| Jun 30, 2025 | 77.09 Mn |
| Mar 31, 2025 | 78.69 Mn |
| Dec 31, 2024 | 81.21 Mn |
| Sep 30, 2024 | 82.86 Mn |
| Jun 30, 2024 | 83.14 Mn |
| Mar 31, 2024 | 81.92 Mn |
| Dec 31, 2023 | 82.47 Mn |
| Sep 30, 2023 | 82.95 Mn |
| Jun 30, 2023 | 81.99 Mn |
| Mar 31, 2023 | 83.74 Mn |
| Dec 31, 2022 | 86.01 Mn |
| Sep 30, 2022 | 87.97 Mn |
| Jun 30, 2022 | 88.30 Mn |
| Mar 31, 2022 | 87.40 Mn |
| Dec 31, 2021 | 87.68 Mn |
| Sep 30, 2021 | 89.75 Mn |