World Acceptance (WRLD) Operating Leases (2019 - 2025)

World Acceptance (WRLD) posted quarterly Operating Leases of $74.7 million for Q4 2025, down 8.02% YoY from $81.2 million in Q4 2024, and down 1.06% sequentially from $75.5 million in Q3 2025.

World Acceptance (WRLD) Operating Leases (2019 - 2025) Analysis & Trends

World Acceptance has disclosed Operating Leases across 7 years of filings, most recently posting $74.7 million for Q4 2025.

  • In Q4 2025, Operating Leases fell 8.02% year-over-year to $74.7 million; the TTM figure through Dec 2025 stood at $74.7 million (down 8.02% YoY), while the FY2025 annual figure was $78.7 million, down 3.94% from the prior year.
  • Operating Leases slipped to $74.7 million in Q4 2025, from $75.5 million in the prior quarter.
  • Over the last five years, Operating Leases for WRLD reached as high as $91.1 million in Q1 2021 and fell as low as $74.7 million in Q4 2025.
  • The 5-year median for Operating Leases is $83.0 million (2023), against an average of $83.7 million.
  • Annual changes were most pronounced in 2021 — Operating Leases declined 11.31% — and 2024, when it gained 1.4%.
  • A 5-year view of Operating Leases shows it stood at $87.7 million in 2021, then dropped by 1.9% to $86.0 million in 2022, then dropped by 4.11% to $82.5 million in 2023, then decreased by 1.53% to $81.2 million in 2024, then slipped by 8.02% to $74.7 million in 2025.
  • According to Business Quant data, Operating Leases over the past three periods registered $74.7 million, $75.5 million, and $77.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 World Acceptance 1.04 Bn 1.03 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 74.69 Mn
Sep 30, 2025 75.50 Mn
Jun 30, 2025 77.09 Mn
Mar 31, 2025 78.69 Mn
Dec 31, 2024 81.21 Mn
Sep 30, 2024 82.86 Mn
Jun 30, 2024 83.14 Mn
Mar 31, 2024 81.92 Mn
Dec 31, 2023 82.47 Mn
Sep 30, 2023 82.95 Mn
Jun 30, 2023 81.99 Mn
Mar 31, 2023 83.74 Mn
Dec 31, 2022 86.01 Mn
Sep 30, 2022 87.97 Mn
Jun 30, 2022 88.30 Mn
Mar 31, 2022 87.40 Mn
Dec 31, 2021 87.68 Mn
Sep 30, 2021 89.75 Mn
Jun 30, 2021 89.87 Mn
Mar 31, 2021 91.13 Mn