World Acceptance WRLD
NASDAQ WRLD
$188.35 -1.70 (-0.89%)
At close: Aug 28, 2026 · 4:00 PM EDT

World Acceptance (WRLD) EBITDA Margin (2010 - 2026)

World Acceptance (WRLD) posted quarterly EBITDA Margin of 65.3% for Q4 2025, up 4561.0% year-over-year from 1.4% in Q4 2024, and up 418.18% quarter-over-quarter from 12.6% in Q3 2025.

Analysis

World Acceptance (WRLD) EBITDA Margin (2010 - 2026) Analysis & Trends

World Acceptance (WRLD) has reported EBITDA Margin for 16 consecutive years, with 65.3% the latest figure, recorded in Q4 2025.

  • In Q4 2025, EBITDA Margin rose 4561.0% year-over-year to 65.3%; the TTM figure through Dec 2025 stood at 33.12% (up 587.0% YoY), while the FY2025 annual figure was 27.74%, up 188.0% from the prior year.
  • EBITDA Margin climbed to 65.3% in Q4 2025 per WRLD's latest filing, from 12.6% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 65.3% in Q4 2025 and bottomed at 4.41% in Q2 2022.
  • Historically, EBITDA Margin has averaged 23.48% across 5 years, with a median of 20.81% in 2023.
  • Annual changes were most pronounced in 2022 — EBITDA Margin slumped 2290 bps — and 2025, when it surged 4561 bps.
  • World Acceptance's EBITDA Margin stood at 12.0% in 2021, then gained by 25 bps to 14.99% in 2022, then jumped by 51 bps to 22.66% in 2023, then retreated by 13 bps to 19.7% in 2024, then soared by 232 bps to 65.3% in 2025.
  • Business Quant data shows WRLD's EBITDA Margin at 65.3% in Q4 2025, 12.6% in Q3 2025, and 10.88% in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - 49.39%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 44.85%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 44.97%
10 World Acceptance 877.49 Mn 867.07 Mn - 13.88%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.88%
Mar 31, 2026 33.36%
Dec 31, 2025 8.31%
Sep 30, 2025 9.39%
Jun 30, 2025 8.96%
Mar 31, 2025 40.10%
Dec 31, 2024 19.65%
Sep 30, 2024 29.14%
Jun 30, 2024 17.49%
Mar 31, 2024 36.40%
Dec 31, 2023 22.66%
Sep 30, 2023 24.45%
Jun 30, 2023 17.65%
Mar 31, 2023 26.27%
Dec 31, 2022 14.99%
Sep 30, 2022 8.56%
Jun 30, 2022 0.28%
Mar 31, 2022 20.33%
Dec 31, 2021 12.00%
Sep 30, 2021 15.09%