World Acceptance (WRLD) EBITDA Margin (2010 - 2025)

World Acceptance (WRLD) recorded quarterly EBITDA Margin of 8.33% in Q4 2025, down 11.45% quarter-over-quarter from 9.41% in Q3 2025, and down 1136.0% year-on-year from 0.8% in Q4 2024.

World Acceptance (WRLD) EBITDA Margin (2010 - 2025) Analysis & Trends

World Acceptance has disclosed EBITDA Margin across 16 years of filings, most recently posting 8.33% for Q4 2025.

  • For the quarter ending Q4 2025, EBITDA Margin fell 1136.0% year-over-year to 8.33%; the trailing twelve-month figure through Dec 2025 stood at 17.84% (down 842.0% YoY), and the FY2025 full-year result was 27.39%, up 163.0% from the prior year.
  • EBITDA Margin was 8.33% for Q4 2025 at World Acceptance, down from 9.41% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 43.23% in Q1 2021 and troughed at 0.28% in Q2 2022.
  • The 5-year median for EBITDA Margin is 18.68% (2024), against an average of 19.76%.
  • The sharpest annual moves came in 2021 and 2022: EBITDA Margin jumped 2233 bps in 2021, then sank 2290 bps in 2022.
  • Year by year, EBITDA Margin stood at 12.0% in 2021, then rose by 25 bps to 14.99% in 2022, then soared by 51 bps to 22.66% in 2023, then fell by 13 bps to 19.7% in 2024, then sank by 58 bps to 8.33% in 2025.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 8.33% in Q4 2025, 9.41% in Q3 2025, and 8.74% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 64.42%
2 Mastercard 437.48 Bn 427.27 Bn - 58.43%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 18.77%
4 Capital One Financial 125.74 Bn 49.24 Bn - 44.55%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 17.81%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 42.26%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 28.77%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 13.91%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 15.79%
10 World Acceptance 894.60 Mn 884.60 Mn - 8.33%

Historic Data

Download Data
DateValue
Dec 31, 2025 8.33%
Sep 30, 2025 9.41%
Jun 30, 2025 8.74%
Mar 31, 2025 40.12%
Dec 31, 2024 19.70%
Sep 30, 2024 29.21%
Jun 30, 2024 17.52%
Mar 31, 2024 36.65%
Dec 31, 2023 22.66%
Sep 30, 2023 24.45%
Jun 30, 2023 17.65%
Mar 31, 2023 26.27%
Dec 31, 2022 14.99%
Sep 30, 2022 8.56%
Jun 30, 2022 0.28%
Mar 31, 2022 20.33%
Dec 31, 2021 12.00%
Sep 30, 2021 15.09%
Jun 30, 2021 20.09%
Mar 31, 2021 43.23%