World Acceptance (WRLD) EBITDA Margin (2010 - 2025)
World Acceptance (WRLD) posted quarterly EBITDA Margin of 65.3% for Q4 2025, up 4561.0% year-over-year from 1.4% in Q4 2024, and up 418.18% quarter-over-quarter from 12.6% in Q3 2025.
World Acceptance (WRLD) EBITDA Margin (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported EBITDA Margin for 16 consecutive years, with 65.3% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBITDA Margin rose 4561.0% year-over-year to 65.3%; the TTM figure through Dec 2025 stood at 33.12% (up 587.0% YoY), while the FY2025 annual figure was 27.74%, up 188.0% from the prior year.
- EBITDA Margin climbed to 65.3% in Q4 2025 per WRLD's latest filing, from 12.6% in the prior quarter.
- Across five years, EBITDA Margin topped out at 65.3% in Q4 2025 and bottomed at 4.41% in Q2 2022.
- Historically, EBITDA Margin has averaged 23.48% across 5 years, with a median of 20.81% in 2023.
- Annual changes were most pronounced in 2022 — EBITDA Margin slumped 2290 bps — and 2025, when it surged 4561 bps.
- World Acceptance's EBITDA Margin stood at 12.0% in 2021, then gained by 25 bps to 14.99% in 2022, then jumped by 51 bps to 22.66% in 2023, then retreated by 13 bps to 19.7% in 2024, then soared by 232 bps to 65.3% in 2025.
- Business Quant data shows WRLD's EBITDA Margin at 65.3% in Q4 2025, 12.6% in Q3 2025, and 10.88% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | 65.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 65.30% |
| Sep 30, 2025 | 12.60% |
| Jun 30, 2025 | 10.88% |
| Mar 31, 2025 | 40.12% |
| Dec 31, 2024 | 19.70% |
| Sep 30, 2024 | 29.21% |
| Jun 30, 2024 | 21.76% |
| Mar 31, 2024 | 36.65% |
| Dec 31, 2023 | 22.66% |
| Sep 30, 2023 | 24.45% |
| Jun 30, 2023 | 21.29% |
| Mar 31, 2023 | 26.27% |
| Dec 31, 2022 | 14.99% |
| Sep 30, 2022 | 8.56% |
| Jun 30, 2022 | 4.41% |
| Mar 31, 2022 | 20.33% |
| Dec 31, 2021 | 12.00% |
| Sep 30, 2021 | 15.09% |
| Jun 30, 2021 | 20.09% |
| Mar 31, 2021 | 43.23% |