World Acceptance WRLD
NASDAQ WRLD
$188.35 -1.70 (-0.89%)
At close: Aug 28, 2026 · 4:00 PM EDT

World Acceptance (WRLD) Times Interest Earned (2010 - 2026)

World Acceptance (WRLD) posted quarterly Times Interest Earned of $0.99 for Q4 2025, down 59.09% year-over-year from $2.42 in Q4 2024, and up 8.75% quarter-over-quarter from $0.91 in Q3 2025.

Analysis

World Acceptance (WRLD) Times Interest Earned (2010 - 2026) Analysis & Trends

World Acceptance (WRLD) has reported Times Interest Earned for 16 consecutive years, with $0.99 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Times Interest Earned fell 59.09% year-over-year to $0.99; the TTM figure through Dec 2025 stood at $2.04 (down 34.78% YoY), while the FY2025 annual figure was $3.51, up 15.49% from the prior year.
  • Times Interest Earned advanced to $0.99 in Q4 2025 per WRLD's latest filing, from $0.91 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $9.11 in Q1 2021 and bottomed at $0.39 in Q2 2022.
  • Historically, Times Interest Earned has averaged $2.86 across 5 years, with a median of $2.54 in 2023.
  • Annual changes were most pronounced in 2022 — Times Interest Earned tumbled 91.68% — and 2023, when it jumped 335.26%.
  • World Acceptance's Times Interest Earned stood at $1.76 in 2021, then retreated by 11.23% to $1.56 in 2022, then surged by 70.96% to $2.67 in 2023, then fell by 9.43% to $2.42 in 2024, then plunged by 59.09% to $0.99 in 2025.
  • Business Quant data shows WRLD's Times Interest Earned at $0.99 in Q4 2025, $0.91 in Q3 2025, and $1.16 in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 World Acceptance 877.49 Mn 867.07 Mn - 1.69
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.69
Mar 31, 2026 4.63
Dec 31, 2025 0.92
Sep 30, 2025 0.88
Jun 30, 2025 1.24
Mar 31, 2025 5.87
Dec 31, 2024 2.42
Sep 30, 2024 3.67
Jun 30, 2024 2.32
Mar 31, 2024 4.93
Dec 31, 2023 2.67
Sep 30, 2023 2.67
Jun 30, 2023 2.01
Mar 31, 2023 3.47
Dec 31, 2022 1.56
Sep 30, 2022 0.99
Jun 30, 2022 0.04
Mar 31, 2022 3.10
Dec 31, 2021 1.76
Sep 30, 2021 3.10