World Acceptance (WRLD) Times Interest Earned (2010 - 2025)

World Acceptance (WRLD) reported Times Interest Earned of $0.92 for Q4 2025, down 61.92% year-over-year from $2.42 in Q4 2024, and up 4.34% quarter-over-quarter from $0.88 in Q3 2025.

World Acceptance (WRLD) Times Interest Earned (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has 16 years of Times Interest Earned data on file, last reported at $0.92 in Q4 2025.

  • Times Interest Earned for Q4 2025 came in at $0.92, down 61.92% year-over-year; the trailing twelve-month figure through Dec 2025 was $2.13 (down 37.08% YoY), and the FY2025 annual result was $3.62, up 18.33% from the prior year.
  • Times Interest Earned advanced to $0.92 in Q4 2025 per WRLD's latest filing, from $0.88 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $9.11 in Q1 2021 and troughed at $0.04 in Q2 2022.
  • A 5-year average of $2.88 and a median of $2.54 in 2023 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned plunged 99.16% in 2022, then surged 4941.9% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $1.76 in 2021, then fell by 11.23% to $1.56 in 2022, then jumped by 70.96% to $2.67 in 2023, then declined by 9.43% to $2.42 in 2024, then tumbled by 61.92% to $0.92 in 2025.
  • Business Quant data shows WRLD's Times Interest Earned at $0.92 in Q4 2025, $0.88 in Q3 2025, and $1.2 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 World Acceptance 796.25 Mn 786.25 Mn - 0.92

Historic Data

Download Data
DateValue
Dec 31, 2025 0.92
Sep 30, 2025 0.88
Jun 30, 2025 1.20
Mar 31, 2025 5.93
Dec 31, 2024 2.42
Sep 30, 2024 3.67
Jun 30, 2024 2.32
Mar 31, 2024 4.96
Dec 31, 2023 2.67
Sep 30, 2023 2.67
Jun 30, 2023 2.01
Mar 31, 2023 3.47
Dec 31, 2022 1.56
Sep 30, 2022 0.99
Jun 30, 2022 0.04
Mar 31, 2022 3.10
Dec 31, 2021 1.76
Sep 30, 2021 3.10
Jun 30, 2021 4.73
Mar 31, 2021 9.11