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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Times Interest Earned (2016 - 2025)

World Acceptance has reported Times Interest Earned over the past 16 years, most recently at $0.92 for Q4 2025.

  • Quarterly Times Interest Earned fell 61.92% to $0.92 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.13 through Dec 2025, down 37.08% year-over-year, with the annual reading at $3.62 for FY2025, 18.33% up from the prior year.
  • Times Interest Earned was $0.92 for Q4 2025 at World Acceptance, up from $0.88 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $9.11 in Q1 2021 and troughed at $0.04 in Q2 2022.
  • The 5-year median for Times Interest Earned is $2.54 (2023), against an average of $2.88.
  • Year-over-year, Times Interest Earned plummeted 99.16% in 2022 and then surged 4941.9% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $1.76 in 2021, then fell by 11.23% to $1.56 in 2022, then skyrocketed by 70.96% to $2.67 in 2023, then decreased by 9.43% to $2.42 in 2024, then plummeted by 61.92% to $0.92 in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Times Interest Earned are $0.92 (Q4 2025), $0.88 (Q3 2025), and $1.2 (Q2 2025).