World Acceptance (WRLD) Times Interest Earned (2010 - 2025)

World Acceptance (WRLD) recorded quarterly Times Interest Earned of $0.92 in Q4 2025, up 4.34% quarter-over-quarter from $0.88 in Q3 2025, and down 61.92% year-on-year from $2.42 in Q4 2024.

World Acceptance (WRLD) Times Interest Earned (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Times Interest Earned across 16 years of filings, most recently posting $0.92 for Q4 2025.

  • For the quarter ending Q4 2025, Times Interest Earned fell 61.92% year-over-year to $0.92; the trailing twelve-month figure through Dec 2025 stood at $2.13 (down 37.08% YoY), and the FY2025 full-year result was $3.62, up 18.33% from the prior year.
  • Times Interest Earned was $0.92 for Q4 2025 at World Acceptance, up from $0.88 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $9.11 in Q1 2021 and troughed at $0.04 in Q2 2022.
  • The 5-year median for Times Interest Earned is $2.54 (2023), against an average of $2.88.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned tumbled 99.16% in 2022, then surged 4941.9% in 2023.
  • Year by year, Times Interest Earned stood at $1.76 in 2021, then fell by 11.23% to $1.56 in 2022, then jumped by 70.96% to $2.67 in 2023, then declined by 9.43% to $2.42 in 2024, then sank by 61.92% to $0.92 in 2025.
  • Per Business Quant data, the three most recent Times Interest Earned figures were $0.92 in Q4 2025, $0.88 in Q3 2025, and $1.2 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 40.64
2 Mastercard 437.48 Bn 427.27 Bn - 26.52
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.80
4 Capital One Financial 125.74 Bn 49.24 Bn - 1.66
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 2.08
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.78
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.12
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.49
10 World Acceptance 894.60 Mn 884.60 Mn - 0.92

Historic Data

Download Data
DateValue
Dec 31, 2025 0.92
Sep 30, 2025 0.88
Jun 30, 2025 1.20
Mar 31, 2025 5.93
Dec 31, 2024 2.42
Sep 30, 2024 3.67
Jun 30, 2024 2.32
Mar 31, 2024 4.96
Dec 31, 2023 2.67
Sep 30, 2023 2.67
Jun 30, 2023 2.01
Mar 31, 2023 3.47
Dec 31, 2022 1.56
Sep 30, 2022 0.99
Jun 30, 2022 0.04
Mar 31, 2022 3.10
Dec 31, 2021 1.76
Sep 30, 2021 3.10
Jun 30, 2021 4.73
Mar 31, 2021 9.11