World Acceptance (WRLD) Times Interest Earned (2010 - 2025)

World Acceptance (WRLD) posted quarterly Times Interest Earned of $0.92 for Q4 2025, down 61.92% YoY from $2.42 in Q4 2024, and up 4.34% sequentially from $0.88 in Q3 2025.

World Acceptance (WRLD) Times Interest Earned (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Times Interest Earned across 16 years of filings, most recently posting $0.92 for Q4 2025.

  • In Q4 2025, Times Interest Earned fell 61.92% year-over-year to $0.92; the TTM figure through Dec 2025 stood at $2.13 (down 37.08% YoY), while the FY2025 annual figure was $3.62, up 18.33% from the prior year.
  • Times Interest Earned improved to $0.92 in Q4 2025, from $0.88 in the prior quarter.
  • Over the last five years, Times Interest Earned for WRLD reached as high as $9.11 in Q1 2021 and fell as low as $0.04 in Q2 2022.
  • The 5-year median for Times Interest Earned is $2.54 (2023), against an average of $2.88.
  • Annual changes were most pronounced in 2022 — Times Interest Earned slumped 99.16% — and 2023, when it surged 4941.9%.
  • A 5-year view of Times Interest Earned shows it stood at $1.76 in 2021, then fell by 11.23% to $1.56 in 2022, then jumped by 70.96% to $2.67 in 2023, then declined by 9.43% to $2.42 in 2024, then sank by 61.92% to $0.92 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $0.92, $0.88, and $1.2 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 World Acceptance 1.04 Bn 1.03 Bn - 0.92

Historic Data

Download Data
DateValue
Dec 31, 2025 0.92
Sep 30, 2025 0.88
Jun 30, 2025 1.20
Mar 31, 2025 5.93
Dec 31, 2024 2.42
Sep 30, 2024 3.67
Jun 30, 2024 2.32
Mar 31, 2024 4.96
Dec 31, 2023 2.67
Sep 30, 2023 2.67
Jun 30, 2023 2.01
Mar 31, 2023 3.47
Dec 31, 2022 1.56
Sep 30, 2022 0.99
Jun 30, 2022 0.04
Mar 31, 2022 3.10
Dec 31, 2021 1.76
Sep 30, 2021 3.10
Jun 30, 2021 4.73
Mar 31, 2021 9.11