World Acceptance (WRLD) Times Interest Earned (2010 - 2025)
World Acceptance (WRLD) reported Times Interest Earned of $0.92 for Q4 2025, down 61.92% year-over-year from $2.42 in Q4 2024, and up 4.34% quarter-over-quarter from $0.88 in Q3 2025.
World Acceptance (WRLD) Times Interest Earned (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has 16 years of Times Interest Earned data on file, last reported at $0.92 in Q4 2025.
- Times Interest Earned for Q4 2025 came in at $0.92, down 61.92% year-over-year; the trailing twelve-month figure through Dec 2025 was $2.13 (down 37.08% YoY), and the FY2025 annual result was $3.62, up 18.33% from the prior year.
- Times Interest Earned advanced to $0.92 in Q4 2025 per WRLD's latest filing, from $0.88 in the prior quarter.
- Over five years, Times Interest Earned peaked at $9.11 in Q1 2021 and troughed at $0.04 in Q2 2022.
- A 5-year average of $2.88 and a median of $2.54 in 2023 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned plunged 99.16% in 2022, then surged 4941.9% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $1.76 in 2021, then fell by 11.23% to $1.56 in 2022, then jumped by 70.96% to $2.67 in 2023, then declined by 9.43% to $2.42 in 2024, then tumbled by 61.92% to $0.92 in 2025.
- Business Quant data shows WRLD's Times Interest Earned at $0.92 in Q4 2025, $0.88 in Q3 2025, and $1.2 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 0.92 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 5.93 |
| Dec 31, 2024 | 2.42 |
| Sep 30, 2024 | 3.67 |
| Jun 30, 2024 | 2.32 |
| Mar 31, 2024 | 4.96 |
| Dec 31, 2023 | 2.67 |
| Sep 30, 2023 | 2.67 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 3.47 |
| Dec 31, 2022 | 1.56 |
| Sep 30, 2022 | 0.99 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 3.10 |
| Dec 31, 2021 | 1.76 |
| Sep 30, 2021 | 3.10 |
| Jun 30, 2021 | 4.73 |
| Mar 31, 2021 | 9.11 |