World Acceptance (WRLD) Free Cash Flow (2011 - 2025)
World Acceptance (WRLD) recorded quarterly Free Cash Flow of $735.4 million in Q4 2025, up 216.63% quarter-over-quarter from -$630.6 million in Q3 2025, and up 179.99% year-on-year from $262.7 million in Q4 2024.
World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Free Cash Flow across 15 years of filings, most recently posting $735.4 million for Q4 2025.
- For the quarter ending Q4 2025, Free Cash Flow rose 179.99% year-over-year to $735.4 million; the trailing twelve-month figure through Dec 2025 stood at $1.1 billion (up 228.66% YoY), and the FY2025 full-year result was $123.5 million, down 10.65% from the prior year.
- Free Cash Flow was $735.4 million for Q4 2025 at World Acceptance, up from -$630.6 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $942.9 million in Q1 2025 and troughed at -$919.4 million in Q4 2024.
- The 5-year median for Free Cash Flow is $50.4 million (2021), against an average of $53.4 million.
- Biggest YoY gain for Free Cash Flow was 2496.47% in 2025; the steepest drop was 1296.07% in 2025.
- Year by year, Free Cash Flow stood at $59.3 million in 2021, then plunged by 50.86% to $29.1 million in 2022, then jumped by 376.31% to $138.8 million in 2023, then slumped by 762.39% to -$919.4 million in 2024, then jumped by 179.99% to $735.4 million in 2025.
- Per Business Quant data, the three most recent Free Cash Flow figures were $735.4 million in Q4 2025, -$630.6 million in Q3 2025, and $57.1 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 2.82 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.37 Bn |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 735.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 735.43 Mn |
| Dec 31, 2025 | 735.43 Mn |
| Sep 30, 2025 | -630.56 Mn |
| Sep 30, 2025 | -630.56 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Mar 31, 2025 | 942.86 Mn |
| Mar 31, 2025 | 942.86 Mn |
| Dec 31, 2024 | -919.41 Mn |
| Dec 31, 2024 | -919.41 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Dec 31, 2023 | 138.80 Mn |
| Dec 31, 2023 | 138.80 Mn |
| Sep 30, 2023 | 28.81 Mn |
| Sep 30, 2023 | 28.81 Mn |