World Acceptance WRLD
NASDAQ WRLD
$188.35 -1.70 (-0.89%)
At close: Aug 28, 2026 · 4:00 PM EDT

World Acceptance (WRLD) Free Cash Flow (2011 - 2026)

World Acceptance (WRLD) posted quarterly Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 2188.17% quarter-over-quarter from $47.7 million in Q3 2025.

Analysis

World Acceptance (WRLD) Free Cash Flow (2011 - 2026) Analysis & Trends

World Acceptance (WRLD) has reported Free Cash Flow for 15 consecutive years, with -$996.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Free Cash Flow fell 1749.08% year-over-year to -$996.3 million; the TTM figure through Dec 2025 stood at -$801.5 million (down 761.71% YoY), while the FY2025 annual figure was $250.5 million, up 81.24% from the prior year.
  • Free Cash Flow declined to -$996.3 million in Q4 2025 per WRLD's latest filing, from $47.7 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $153.1 million in Q3 2021 and bottomed at -$996.3 million in Q4 2025.
  • Historically, Free Cash Flow has averaged $7.1 million across 5 years, with a median of $59.9 million in 2021.
  • Annual changes were most pronounced in 2021 — Free Cash Flow surged 489.16% — and 2025, when it sank 1749.08%.
  • World Acceptance's Free Cash Flow stood at $59.3 million in 2021, then climbed by 14.37% to $67.8 million in 2022, then retreated by 14.99% to $57.7 million in 2023, then grew by 4.77% to $60.4 million in 2024, then tumbled by 1749.08% to -$996.3 million in 2025.
  • Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $47.7 million in Q3 2025, and $57.1 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.14 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 3.51 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 8.08 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.78 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -12.97 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.42 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -3.99 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.35 Bn
10 World Acceptance 877.49 Mn 867.07 Mn - -253.87 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -253.87 Mn
Jun 30, 2026 -253.87 Mn
Mar 31, 2026 -300.75 Mn
Mar 31, 2026 -300.75 Mn
Dec 31, 2025 -318.03 Mn
Dec 31, 2025 -318.03 Mn
Sep 30, 2025 -300.04 Mn
Sep 30, 2025 -300.04 Mn
Jun 30, 2025 -273.40 Mn
Jun 30, 2025 -273.40 Mn
Mar 31, 2025 -254.50 Mn
Mar 31, 2025 -254.50 Mn
Dec 31, 2024 -295.25 Mn
Dec 31, 2024 -295.25 Mn
Sep 30, 2024 -537.58 Mn
Sep 30, 2024 -537.58 Mn
Jun 30, 2024 13.46 Mn
Jun 30, 2024 13.46 Mn
Mar 31, 2024 -1.08 Bn
Mar 31, 2024 -1.08 Bn