World Acceptance (WRLD) Free Cash Flow (2011 - 2025)
World Acceptance (WRLD) posted quarterly Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 2188.17% quarter-over-quarter from $47.7 million in Q3 2025.
World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported Free Cash Flow for 15 consecutive years, with -$996.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Free Cash Flow fell 1749.08% year-over-year to -$996.3 million; the TTM figure through Dec 2025 stood at -$801.5 million (down 761.71% YoY), while the FY2025 annual figure was $250.5 million, up 81.24% from the prior year.
- Free Cash Flow declined to -$996.3 million in Q4 2025 per WRLD's latest filing, from $47.7 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $153.1 million in Q3 2021 and bottomed at -$996.3 million in Q4 2025.
- Historically, Free Cash Flow has averaged $7.1 million across 5 years, with a median of $59.9 million in 2021.
- Annual changes were most pronounced in 2021 — Free Cash Flow surged 489.16% — and 2025, when it sank 1749.08%.
- World Acceptance's Free Cash Flow stood at $59.3 million in 2021, then climbed by 14.37% to $67.8 million in 2022, then retreated by 14.99% to $57.7 million in 2023, then grew by 4.77% to $60.4 million in 2024, then tumbled by 1749.08% to -$996.3 million in 2025.
- Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $47.7 million in Q3 2025, and $57.1 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | -996.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -996.30 Mn |
| Dec 31, 2025 | -996.30 Mn |
| Sep 30, 2025 | 47.71 Mn |
| Sep 30, 2025 | 47.71 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Mar 31, 2025 | 90.02 Mn |
| Mar 31, 2025 | 90.02 Mn |
| Dec 31, 2024 | 60.42 Mn |
| Dec 31, 2024 | 60.42 Mn |
| Sep 30, 2024 | 86.58 Mn |
| Sep 30, 2024 | 86.58 Mn |
| Jun 30, 2024 | 13.46 Mn |
| Jun 30, 2024 | 13.46 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Dec 31, 2023 | 57.66 Mn |
| Dec 31, 2023 | 57.66 Mn |
| Sep 30, 2023 | 61.82 Mn |
| Sep 30, 2023 | 61.82 Mn |