World Acceptance (WRLD) Free Cash Flow (2011 - 2025)

World Acceptance (WRLD) recorded quarterly Free Cash Flow of $735.4 million in Q4 2025, up 216.63% quarter-over-quarter from -$630.6 million in Q3 2025, and up 179.99% year-on-year from $262.7 million in Q4 2024.

World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Free Cash Flow across 15 years of filings, most recently posting $735.4 million for Q4 2025.

  • For the quarter ending Q4 2025, Free Cash Flow rose 179.99% year-over-year to $735.4 million; the trailing twelve-month figure through Dec 2025 stood at $1.1 billion (up 228.66% YoY), and the FY2025 full-year result was $123.5 million, down 10.65% from the prior year.
  • Free Cash Flow was $735.4 million for Q4 2025 at World Acceptance, up from -$630.6 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $942.9 million in Q1 2025 and troughed at -$919.4 million in Q4 2024.
  • The 5-year median for Free Cash Flow is $50.4 million (2021), against an average of $53.4 million.
  • Biggest YoY gain for Free Cash Flow was 2496.47% in 2025; the steepest drop was 1296.07% in 2025.
  • Year by year, Free Cash Flow stood at $59.3 million in 2021, then plunged by 50.86% to $29.1 million in 2022, then jumped by 376.31% to $138.8 million in 2023, then slumped by 762.39% to -$919.4 million in 2024, then jumped by 179.99% to $735.4 million in 2025.
  • Per Business Quant data, the three most recent Free Cash Flow figures were $735.4 million in Q4 2025, -$630.6 million in Q3 2025, and $57.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 2.63 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 2.82 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 5.47 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 2.18 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.37 Bn
10 World Acceptance 894.60 Mn 884.60 Mn - 735.43 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 735.43 Mn
Dec 31, 2025 735.43 Mn
Sep 30, 2025 -630.56 Mn
Sep 30, 2025 -630.56 Mn
Jun 30, 2025 57.11 Mn
Jun 30, 2025 57.11 Mn
Mar 31, 2025 942.86 Mn
Mar 31, 2025 942.86 Mn
Dec 31, 2024 -919.41 Mn
Dec 31, 2024 -919.41 Mn
Sep 30, 2024 52.72 Mn
Sep 30, 2024 52.72 Mn
Jun 30, 2024 47.33 Mn
Jun 30, 2024 47.33 Mn
Mar 31, 2024 -39.34 Mn
Mar 31, 2024 -39.34 Mn
Dec 31, 2023 138.80 Mn
Dec 31, 2023 138.80 Mn
Sep 30, 2023 28.81 Mn
Sep 30, 2023 28.81 Mn