World Acceptance (WRLD) Free Cash Flow (2011 - 2025)

World Acceptance (WRLD) reported Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 971.03% quarter-over-quarter from $114.4 million in Q3 2025.

World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has 15 years of Free Cash Flow data on file, last reported at -$996.3 million in Q4 2025.

  • Free Cash Flow for Q4 2025 came in at -$996.3 million, down 1749.08% year-over-year; the trailing twelve-month figure through Dec 2025 was -$801.5 million (down 304.69% YoY), and the FY2025 annual result was $250.5 million, down 3.61% from the prior year.
  • Free Cash Flow retreated to -$996.3 million in Q4 2025 per WRLD's latest filing, from $114.4 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $269.4 million in Q1 2023 and troughed at -$996.3 million in Q4 2025.
  • A 5-year average of -$10.5 million and a median of $50.6 million in 2021 frame the typical range for Free Cash Flow.
  • The sharpest annual moves came in 2021 and 2025: Free Cash Flow surged 489.16% in 2021, then sank 1749.08% in 2025.
  • A 5-year view of Free Cash Flow shows it stood at $59.3 million in 2021, then slumped by 50.86% to $29.1 million in 2022, then sank by 412.67% to -$91.1 million in 2023, then soared by 166.31% to $60.4 million in 2024, then slumped by 1749.08% to -$996.3 million in 2025.
  • Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $114.4 million in Q3 2025, and -$9.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 2.63 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 2.82 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 5.47 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.18 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.37 Bn
10 World Acceptance 796.25 Mn 786.25 Mn - -996.30 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -996.30 Mn
Dec 31, 2025 -996.30 Mn
Sep 30, 2025 114.38 Mn
Sep 30, 2025 114.38 Mn
Jun 30, 2025 -9.56 Mn
Jun 30, 2025 -9.56 Mn
Mar 31, 2025 90.02 Mn
Mar 31, 2025 90.02 Mn
Dec 31, 2024 60.42 Mn
Dec 31, 2024 60.42 Mn
Sep 30, 2024 52.72 Mn
Sep 30, 2024 52.72 Mn
Jun 30, 2024 47.33 Mn
Jun 30, 2024 47.33 Mn
Mar 31, 2024 231.08 Mn
Mar 31, 2024 231.08 Mn
Dec 31, 2023 -91.12 Mn
Dec 31, 2023 -91.12 Mn
Sep 30, 2023 61.82 Mn
Sep 30, 2023 61.82 Mn