World Acceptance (WRLD) Free Cash Flow (2011 - 2025)
World Acceptance (WRLD) posted quarterly Free Cash Flow of $735.4 million for Q4 2025, up 179.99% YoY from $262.7 million in Q4 2024, and up 216.63% sequentially from -$630.6 million in Q3 2025.
World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Free Cash Flow across 15 years of filings, most recently posting $735.4 million for Q4 2025.
- In Q4 2025, Free Cash Flow rose 179.99% year-over-year to $735.4 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 228.66% YoY), while the FY2025 annual figure was $123.5 million, down 10.65% from the prior year.
- Free Cash Flow advanced to $735.4 million in Q4 2025, from -$630.6 million in the prior quarter.
- Over the last five years, Free Cash Flow for WRLD reached as high as $942.9 million in Q1 2025 and fell as low as -$919.4 million in Q4 2024.
- The 5-year median for Free Cash Flow is $50.4 million (2021), against an average of $53.4 million.
- The widest YoY moves for Free Cash Flow: up 2496.47% in 2025, down 1296.07% in 2025.
- A 5-year view of Free Cash Flow shows it stood at $59.3 million in 2021, then plunged by 50.86% to $29.1 million in 2022, then jumped by 376.31% to $138.8 million in 2023, then slumped by 762.39% to -$919.4 million in 2024, then jumped by 179.99% to $735.4 million in 2025.
- According to Business Quant data, Free Cash Flow over the past three periods registered $735.4 million, -$630.6 million, and $57.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 735.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 735.43 Mn |
| Dec 31, 2025 | 735.43 Mn |
| Sep 30, 2025 | -630.56 Mn |
| Sep 30, 2025 | -630.56 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Jun 30, 2025 | 57.11 Mn |
| Mar 31, 2025 | 942.86 Mn |
| Mar 31, 2025 | 942.86 Mn |
| Dec 31, 2024 | -919.41 Mn |
| Dec 31, 2024 | -919.41 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Mar 31, 2024 | -39.34 Mn |
| Dec 31, 2023 | 138.80 Mn |
| Dec 31, 2023 | 138.80 Mn |
| Sep 30, 2023 | 28.81 Mn |
| Sep 30, 2023 | 28.81 Mn |