World Acceptance (WRLD) Free Cash Flow (2011 - 2025)

World Acceptance (WRLD) posted quarterly Free Cash Flow of $735.4 million for Q4 2025, up 179.99% YoY from $262.7 million in Q4 2024, and up 216.63% sequentially from -$630.6 million in Q3 2025.

World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Free Cash Flow across 15 years of filings, most recently posting $735.4 million for Q4 2025.

  • In Q4 2025, Free Cash Flow rose 179.99% year-over-year to $735.4 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 228.66% YoY), while the FY2025 annual figure was $123.5 million, down 10.65% from the prior year.
  • Free Cash Flow advanced to $735.4 million in Q4 2025, from -$630.6 million in the prior quarter.
  • Over the last five years, Free Cash Flow for WRLD reached as high as $942.9 million in Q1 2025 and fell as low as -$919.4 million in Q4 2024.
  • The 5-year median for Free Cash Flow is $50.4 million (2021), against an average of $53.4 million.
  • The widest YoY moves for Free Cash Flow: up 2496.47% in 2025, down 1296.07% in 2025.
  • A 5-year view of Free Cash Flow shows it stood at $59.3 million in 2021, then plunged by 50.86% to $29.1 million in 2022, then jumped by 376.31% to $138.8 million in 2023, then slumped by 762.39% to -$919.4 million in 2024, then jumped by 179.99% to $735.4 million in 2025.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $735.4 million, -$630.6 million, and $57.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 2.63 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 2.82 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.66 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 903.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 22.68 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 268.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - 735.43 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 735.43 Mn
Dec 31, 2025 735.43 Mn
Sep 30, 2025 -630.56 Mn
Sep 30, 2025 -630.56 Mn
Jun 30, 2025 57.11 Mn
Jun 30, 2025 57.11 Mn
Mar 31, 2025 942.86 Mn
Mar 31, 2025 942.86 Mn
Dec 31, 2024 -919.41 Mn
Dec 31, 2024 -919.41 Mn
Sep 30, 2024 52.72 Mn
Sep 30, 2024 52.72 Mn
Jun 30, 2024 47.33 Mn
Jun 30, 2024 47.33 Mn
Mar 31, 2024 -39.34 Mn
Mar 31, 2024 -39.34 Mn
Dec 31, 2023 138.80 Mn
Dec 31, 2023 138.80 Mn
Sep 30, 2023 28.81 Mn
Sep 30, 2023 28.81 Mn