World Acceptance (WRLD) Free Cash Flow (2011 - 2025)

World Acceptance (WRLD) posted quarterly Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 2188.17% quarter-over-quarter from $47.7 million in Q3 2025.

World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Free Cash Flow for 15 consecutive years, with -$996.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Free Cash Flow fell 1749.08% year-over-year to -$996.3 million; the TTM figure through Dec 2025 stood at -$801.5 million (down 761.71% YoY), while the FY2025 annual figure was $250.5 million, up 81.24% from the prior year.
  • Free Cash Flow declined to -$996.3 million in Q4 2025 per WRLD's latest filing, from $47.7 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $153.1 million in Q3 2021 and bottomed at -$996.3 million in Q4 2025.
  • Historically, Free Cash Flow has averaged $7.1 million across 5 years, with a median of $59.9 million in 2021.
  • Annual changes were most pronounced in 2021 — Free Cash Flow surged 489.16% — and 2025, when it sank 1749.08%.
  • World Acceptance's Free Cash Flow stood at $59.3 million in 2021, then climbed by 14.37% to $67.8 million in 2022, then retreated by 14.99% to $57.7 million in 2023, then grew by 4.77% to $60.4 million in 2024, then tumbled by 1749.08% to -$996.3 million in 2025.
  • Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $47.7 million in Q3 2025, and $57.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.51 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.08 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.78 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -32.90 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.38 Bn
10 World Acceptance 909.24 Mn 899.24 Mn - -996.30 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -996.30 Mn
Dec 31, 2025 -996.30 Mn
Sep 30, 2025 47.71 Mn
Sep 30, 2025 47.71 Mn
Jun 30, 2025 57.11 Mn
Jun 30, 2025 57.11 Mn
Mar 31, 2025 90.02 Mn
Mar 31, 2025 90.02 Mn
Dec 31, 2024 60.42 Mn
Dec 31, 2024 60.42 Mn
Sep 30, 2024 86.58 Mn
Sep 30, 2024 86.58 Mn
Jun 30, 2024 13.46 Mn
Jun 30, 2024 13.46 Mn
Mar 31, 2024 -39.34 Mn
Mar 31, 2024 -39.34 Mn
Dec 31, 2023 57.66 Mn
Dec 31, 2023 57.66 Mn
Sep 30, 2023 61.82 Mn
Sep 30, 2023 61.82 Mn