World Acceptance (WRLD) Free Cash Flow (2011 - 2025)
World Acceptance (WRLD) reported Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 971.03% quarter-over-quarter from $114.4 million in Q3 2025.
World Acceptance (WRLD) Free Cash Flow (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Free Cash Flow data on file, last reported at -$996.3 million in Q4 2025.
- Free Cash Flow for Q4 2025 came in at -$996.3 million, down 1749.08% year-over-year; the trailing twelve-month figure through Dec 2025 was -$801.5 million (down 304.69% YoY), and the FY2025 annual result was $250.5 million, down 3.61% from the prior year.
- Free Cash Flow retreated to -$996.3 million in Q4 2025 per WRLD's latest filing, from $114.4 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $269.4 million in Q1 2023 and troughed at -$996.3 million in Q4 2025.
- A 5-year average of -$10.5 million and a median of $50.6 million in 2021 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2021 and 2025: Free Cash Flow surged 489.16% in 2021, then sank 1749.08% in 2025.
- A 5-year view of Free Cash Flow shows it stood at $59.3 million in 2021, then slumped by 50.86% to $29.1 million in 2022, then sank by 412.67% to -$91.1 million in 2023, then soared by 166.31% to $60.4 million in 2024, then slumped by 1749.08% to -$996.3 million in 2025.
- Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $114.4 million in Q3 2025, and -$9.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | -996.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -996.30 Mn |
| Dec 31, 2025 | -996.30 Mn |
| Sep 30, 2025 | 114.38 Mn |
| Sep 30, 2025 | 114.38 Mn |
| Jun 30, 2025 | -9.56 Mn |
| Jun 30, 2025 | -9.56 Mn |
| Mar 31, 2025 | 90.02 Mn |
| Mar 31, 2025 | 90.02 Mn |
| Dec 31, 2024 | 60.42 Mn |
| Dec 31, 2024 | 60.42 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Sep 30, 2024 | 52.72 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Jun 30, 2024 | 47.33 Mn |
| Mar 31, 2024 | 231.08 Mn |
| Mar 31, 2024 | 231.08 Mn |
| Dec 31, 2023 | -91.12 Mn |
| Dec 31, 2023 | -91.12 Mn |
| Sep 30, 2023 | 61.82 Mn |
| Sep 30, 2023 | 61.82 Mn |