World Acceptance (WRLD) Free Cash Flow (2011 - 2026)
World Acceptance (WRLD) posted quarterly Free Cash Flow of -$996.3 million for Q4 2025, down 1749.08% year-over-year from $60.4 million in Q4 2024, and down 2188.17% quarter-over-quarter from $47.7 million in Q3 2025.
Analysis
World Acceptance (WRLD) Free Cash Flow (2011 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Free Cash Flow for 15 consecutive years, with -$996.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Free Cash Flow fell 1749.08% year-over-year to -$996.3 million; the TTM figure through Dec 2025 stood at -$801.5 million (down 761.71% YoY), while the FY2025 annual figure was $250.5 million, up 81.24% from the prior year.
- Free Cash Flow declined to -$996.3 million in Q4 2025 per WRLD's latest filing, from $47.7 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $153.1 million in Q3 2021 and bottomed at -$996.3 million in Q4 2025.
- Historically, Free Cash Flow has averaged $7.1 million across 5 years, with a median of $59.9 million in 2021.
- Annual changes were most pronounced in 2021 — Free Cash Flow surged 489.16% — and 2025, when it sank 1749.08%.
- World Acceptance's Free Cash Flow stood at $59.3 million in 2021, then climbed by 14.37% to $67.8 million in 2022, then retreated by 14.99% to $57.7 million in 2023, then grew by 4.77% to $60.4 million in 2024, then tumbled by 1749.08% to -$996.3 million in 2025.
- Business Quant data shows WRLD's Free Cash Flow at -$996.3 million in Q4 2025, $47.7 million in Q3 2025, and $57.1 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.14 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.51 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.78 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -12.97 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.42 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -3.99 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.35 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | -253.87 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -253.87 Mn |
| Jun 30, 2026 | -253.87 Mn |
| Mar 31, 2026 | -300.75 Mn |
| Mar 31, 2026 | -300.75 Mn |
| Dec 31, 2025 | -318.03 Mn |
| Dec 31, 2025 | -318.03 Mn |
| Sep 30, 2025 | -300.04 Mn |
| Sep 30, 2025 | -300.04 Mn |
| Jun 30, 2025 | -273.40 Mn |
| Jun 30, 2025 | -273.40 Mn |
| Mar 31, 2025 | -254.50 Mn |
| Mar 31, 2025 | -254.50 Mn |
| Dec 31, 2024 | -295.25 Mn |
| Dec 31, 2024 | -295.25 Mn |
| Sep 30, 2024 | -537.58 Mn |
| Sep 30, 2024 | -537.58 Mn |
| Jun 30, 2024 | 13.46 Mn |
| Jun 30, 2024 | 13.46 Mn |
| Mar 31, 2024 | -1.08 Bn |
| Mar 31, 2024 | -1.08 Bn |