World Acceptance (WRLD) Net Cash Flow (2011 - 2025)

World Acceptance (WRLD) posted quarterly Net Cash Flow of $27.3 million for Q4 2025, up 368.28% YoY from $5.8 million in Q4 2024, and up 304.58% sequentially from $6.8 million in Q3 2025.

World Acceptance (WRLD) Net Cash Flow (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Net Cash Flow across 15 years of filings, most recently posting $27.3 million for Q4 2025.

  • In Q4 2025, Net Cash Flow rose 368.28% year-over-year to $27.3 million; the TTM figure through Dec 2025 stood at $26.6 million (up 848.77% YoY), while the FY2025 annual figure was -$2.1 million, up 54.83% from the prior year.
  • Net Cash Flow advanced to $27.3 million in Q4 2025, from $6.8 million in the prior quarter.
  • Over the last five years, Net Cash Flow for WRLD reached as high as $27.3 million in Q4 2025 and fell as low as -$7.4 million in Q2 2021.
  • The 5-year median for Net Cash Flow is -$126416.0 (2022), against an average of $1.6 million.
  • Annual changes were most pronounced in 2021 — Net Cash Flow surged 1541.61% — and 2023, when it slumped 2348.53%.
  • A 5-year view of Net Cash Flow shows it stood at $1.8 million in 2021, then tumbled by 84.99% to $267305.0 in 2022, then tumbled by 2348.53% to -$6.0 million in 2023, then surged by 197.11% to $5.8 million in 2024, then jumped by 368.28% to $27.3 million in 2025.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $27.3 million, $6.8 million, and -$1.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - 27.33 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 27.33 Mn
Dec 31, 2025 27.33 Mn
Sep 30, 2025 6.76 Mn
Sep 30, 2025 6.76 Mn
Jun 30, 2025 -1.60 Mn
Jun 30, 2025 -1.60 Mn
Mar 31, 2025 -5.85 Mn
Mar 31, 2025 -5.85 Mn
Dec 31, 2024 5.84 Mn
Dec 31, 2024 5.84 Mn
Sep 30, 2024 -1.37 Mn
Sep 30, 2024 -1.37 Mn
Jun 30, 2024 -720,322.00
Jun 30, 2024 -720,322.00
Mar 31, 2024 -936,064.00
Mar 31, 2024 -936,064.00
Dec 31, 2023 -6.01 Mn
Dec 31, 2023 -6.01 Mn
Sep 30, 2023 2.80 Mn
Sep 30, 2023 2.80 Mn