World Acceptance (WRLD) Net Cash Flow (2011 - 2025)
World Acceptance (WRLD) posted quarterly Net Cash Flow of $27.3 million for Q4 2025, up 368.28% YoY from $5.8 million in Q4 2024, and up 304.58% sequentially from $6.8 million in Q3 2025.
World Acceptance (WRLD) Net Cash Flow (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Net Cash Flow across 15 years of filings, most recently posting $27.3 million for Q4 2025.
- In Q4 2025, Net Cash Flow rose 368.28% year-over-year to $27.3 million; the TTM figure through Dec 2025 stood at $26.6 million (up 848.77% YoY), while the FY2025 annual figure was -$2.1 million, up 54.83% from the prior year.
- Net Cash Flow advanced to $27.3 million in Q4 2025, from $6.8 million in the prior quarter.
- Over the last five years, Net Cash Flow for WRLD reached as high as $27.3 million in Q4 2025 and fell as low as -$7.4 million in Q2 2021.
- The 5-year median for Net Cash Flow is -$126416.0 (2022), against an average of $1.6 million.
- Annual changes were most pronounced in 2021 — Net Cash Flow surged 1541.61% — and 2023, when it slumped 2348.53%.
- A 5-year view of Net Cash Flow shows it stood at $1.8 million in 2021, then tumbled by 84.99% to $267305.0 in 2022, then tumbled by 2348.53% to -$6.0 million in 2023, then surged by 197.11% to $5.8 million in 2024, then jumped by 368.28% to $27.3 million in 2025.
- According to Business Quant data, Net Cash Flow over the past three periods registered $27.3 million, $6.8 million, and -$1.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 27.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 27.33 Mn |
| Dec 31, 2025 | 27.33 Mn |
| Sep 30, 2025 | 6.76 Mn |
| Sep 30, 2025 | 6.76 Mn |
| Jun 30, 2025 | -1.60 Mn |
| Jun 30, 2025 | -1.60 Mn |
| Mar 31, 2025 | -5.85 Mn |
| Mar 31, 2025 | -5.85 Mn |
| Dec 31, 2024 | 5.84 Mn |
| Dec 31, 2024 | 5.84 Mn |
| Sep 30, 2024 | -1.37 Mn |
| Sep 30, 2024 | -1.37 Mn |
| Jun 30, 2024 | -720,322.00 |
| Jun 30, 2024 | -720,322.00 |
| Mar 31, 2024 | -936,064.00 |
| Mar 31, 2024 | -936,064.00 |
| Dec 31, 2023 | -6.01 Mn |
| Dec 31, 2023 | -6.01 Mn |
| Sep 30, 2023 | 2.80 Mn |
| Sep 30, 2023 | 2.80 Mn |