World Acceptance (WRLD) Payables (2011 - 2026)
World Acceptance (WRLD) posted quarterly Payables of $38.8 million for Q4 2025, down 85.35% year-over-year from $265.2 million in Q4 2024, and up 6.05% quarter-over-quarter from $36.6 million in Q3 2025.
Analysis
World Acceptance (WRLD) Payables (2011 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Payables for 15 consecutive years, with $38.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Payables fell 85.35% year-over-year to $38.8 million; the TTM figure through Dec 2025 stood at $38.8 million (down 85.35% YoY), while the FY2025 annual figure was $226.8 million, down 30.56% from the prior year.
- Payables improved to $38.8 million in Q4 2025 per WRLD's latest filing, from $36.6 million in the prior quarter.
- Across five years, Payables topped out at $353.4 million in Q1 2022 and bottomed at $36.6 million in Q3 2025.
- Historically, Payables has averaged $260.2 million across 5 years, with a median of $325.8 million in 2023.
- Annual changes were most pronounced in 2021 — Payables soared 793.24% — and 2025, when it sank 87.07%.
- World Acceptance's Payables stood at $346.2 million in 2021, then declined by 0.39% to $344.9 million in 2022, then fell by 5.77% to $325.0 million in 2023, then retreated by 18.4% to $265.2 million in 2024, then slumped by 85.35% to $38.8 million in 2025.
- Business Quant data shows WRLD's Payables at $38.8 million in Q4 2025, $36.6 million in Q3 2025, and $216.4 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 553.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 1.13 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 84.65 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 82.81 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 45.54 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 159.96 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | 65.27 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 65.27 Mn |
| Mar 31, 2026 | 38.00 Mn |
| Dec 31, 2025 | 38.85 Mn |
| Sep 30, 2025 | 36.63 Mn |
| Jun 30, 2025 | 47.38 Mn |
| Mar 31, 2025 | 42.37 Mn |
| Dec 31, 2024 | 41.26 Mn |
| Sep 30, 2024 | 43.90 Mn |
| Jun 30, 2024 | 49.95 Mn |
| Mar 31, 2024 | 53.97 Mn |
| Dec 31, 2023 | 45.04 Mn |
| Sep 30, 2023 | 49.85 Mn |
| Jun 30, 2023 | 45.89 Mn |
| Mar 31, 2023 | 50.56 Mn |
| Dec 31, 2022 | 48.80 Mn |
| Sep 30, 2022 | 54.51 Mn |
| Jun 30, 2022 | 52.93 Mn |
| Mar 31, 2022 | 58.04 Mn |
| Dec 31, 2021 | 51.07 Mn |
| Sep 30, 2021 | 52.67 Mn |