World Acceptance (WRLD) Total Debt (2011 - 2025)

World Acceptance (WRLD) posted quarterly Total Debt of $101.5 million for Q4 2025, down 69.79% YoY from $335.9 million in Q4 2024, and down 82.64% sequentially from $584.6 million in Q3 2025.

World Acceptance (WRLD) Total Debt (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Total Debt across 15 years of filings, most recently posting $101.5 million for Q4 2025.

  • In Q4 2025, Total Debt fell 69.79% year-over-year to $101.5 million; the TTM figure through Dec 2025 stood at $101.5 million (down 69.79% YoY), while the FY2024 annual figure was $223.4 million, down 27.44% from the prior year.
  • Total Debt retreated to $101.5 million in Q4 2025, from $584.6 million in the prior quarter.
  • Over the last five years, Total Debt for WRLD reached as high as $584.6 million in Q3 2025 and fell as low as $101.5 million in Q4 2025.
  • The 5-year median for Total Debt is $307.9 million (2023), against an average of $346.0 million.
  • The widest YoY moves for Total Debt: up 120.08% in 2025, down 69.79% in 2025.
  • A 5-year view of Total Debt shows it stood at $425.2 million in 2021, then gained by 0.31% to $426.5 million in 2022, then retreated by 28.47% to $305.1 million in 2023, then advanced by 10.11% to $335.9 million in 2024, then slumped by 69.79% to $101.5 million in 2025.
  • According to Business Quant data, Total Debt over the past three periods registered $101.5 million, $584.6 million, and $302.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 World Acceptance 1.04 Bn 1.03 Bn - 101.50 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 101.50 Mn
Sep 30, 2025 584.59 Mn
Jun 30, 2025 302.67 Mn
Dec 31, 2024 335.95 Mn
Sep 30, 2024 265.63 Mn
Jun 30, 2024 241.73 Mn
Mar 31, 2024 223.42 Mn
Dec 31, 2023 305.09 Mn
Sep 30, 2023 276.56 Mn
Jun 30, 2023 299.78 Mn
Mar 31, 2023 307.91 Mn
Dec 31, 2022 426.49 Mn
Sep 30, 2022 450.90 Mn
Jun 30, 2022 481.39 Mn
Mar 31, 2022 396.97 Mn
Dec 31, 2021 425.17 Mn
Sep 30, 2021 275.71 Mn
Jun 30, 2021 467.70 Mn
Mar 31, 2021 405.01 Mn
Dec 31, 2020 539.60 Mn