World Acceptance (WRLD) Total Debt (2011 - 2025)

World Acceptance (WRLD) posted quarterly Total Debt of $101.5 million for Q4 2025, down 69.77% year-over-year from $335.9 million in Q4 2024, and down 82.63% quarter-over-quarter from $584.6 million in Q3 2025.

World Acceptance (WRLD) Total Debt (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Total Debt for 15 consecutive years, with $101.5 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Total Debt fell 69.77% year-over-year to $101.5 million; the TTM figure through Dec 2025 stood at $101.5 million (down 69.77% YoY), while the FY2025 annual figure was $262.5 million, up 17.47% from the prior year.
  • Total Debt fell to $101.5 million in Q4 2025 per WRLD's latest filing, from $584.6 million in the prior quarter.
  • Across five years, Total Debt topped out at $584.6 million in Q3 2025 and bottomed at $101.5 million in Q4 2025.
  • Historically, Total Debt has averaged $341.8 million across 5 years, with a median of $306.5 million in 2023.
  • On a YoY basis, Total Debt climbed as much as 120.08% in 2025 and fell as far as 69.77% in 2025.
  • World Acceptance's Total Debt stood at $425.2 million in 2021, then advanced by 0.31% to $426.5 million in 2022, then decreased by 28.47% to $305.1 million in 2023, then climbed by 10.11% to $335.9 million in 2024, then tumbled by 69.77% to $101.5 million in 2025.
  • Business Quant data shows WRLD's Total Debt at $101.5 million in Q4 2025, $584.6 million in Q3 2025, and $302.7 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 World Acceptance 909.24 Mn 899.24 Mn - 101.55 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 101.55 Mn
Sep 30, 2025 584.59 Mn
Jun 30, 2025 302.67 Mn
Mar 31, 2025 262.45 Mn
Dec 31, 2024 335.95 Mn
Sep 30, 2024 265.63 Mn
Jun 30, 2024 241.73 Mn
Mar 31, 2024 223.42 Mn
Dec 31, 2023 305.09 Mn
Sep 30, 2023 276.56 Mn
Jun 30, 2023 299.78 Mn
Mar 31, 2023 307.91 Mn
Dec 31, 2022 426.49 Mn
Sep 30, 2022 450.90 Mn
Jun 30, 2022 481.39 Mn
Mar 31, 2022 396.97 Mn
Dec 31, 2021 425.17 Mn
Sep 30, 2021 275.71 Mn
Jun 30, 2021 467.70 Mn
Mar 31, 2021 405.01 Mn