World Acceptance (WRLD) Total Debt (2011 - 2026)
World Acceptance (WRLD) posted quarterly Total Debt of $101.5 million for Q4 2025, down 69.77% year-over-year from $335.9 million in Q4 2024, and down 82.63% quarter-over-quarter from $584.6 million in Q3 2025.
Analysis
World Acceptance (WRLD) Total Debt (2011 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Total Debt for 15 consecutive years, with $101.5 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Total Debt fell 69.77% year-over-year to $101.5 million; the TTM figure through Dec 2025 stood at $101.5 million (down 69.77% YoY), while the FY2025 annual figure was $262.5 million, up 17.47% from the prior year.
- Total Debt fell to $101.5 million in Q4 2025 per WRLD's latest filing, from $584.6 million in the prior quarter.
- Across five years, Total Debt topped out at $584.6 million in Q3 2025 and bottomed at $101.5 million in Q4 2025.
- Historically, Total Debt has averaged $341.8 million across 5 years, with a median of $306.5 million in 2023.
- On a YoY basis, Total Debt climbed as much as 120.08% in 2025 and fell as far as 69.77% in 2025.
- World Acceptance's Total Debt stood at $425.2 million in 2021, then advanced by 0.31% to $426.5 million in 2022, then decreased by 28.47% to $305.1 million in 2023, then climbed by 10.11% to $335.9 million in 2024, then tumbled by 69.77% to $101.5 million in 2025.
- Business Quant data shows WRLD's Total Debt at $101.5 million in Q4 2025, $584.6 million in Q3 2025, and $302.7 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 23.86 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 24.64 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.23 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 3.33 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.43 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 22.97 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | 467.65 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 467.65 Mn |
| Mar 31, 2026 | 443.94 Mn |
| Sep 30, 2025 | 584.59 Mn |
| Jun 30, 2025 | 302.67 Mn |
| Mar 31, 2025 | 184.42 Mn |
| Dec 31, 2024 | 335.95 Mn |
| Sep 30, 2024 | 265.63 Mn |
| Jun 30, 2024 | 251.01 Mn |
| Mar 31, 2024 | 272.61 Mn |
| Dec 31, 2023 | 305.09 Mn |
| Sep 30, 2023 | 284.38 Mn |
| Jun 30, 2023 | 299.78 Mn |
| Mar 31, 2023 | 307.91 Mn |
| Dec 31, 2022 | 426.49 Mn |
| Sep 30, 2022 | 450.90 Mn |
| Jun 30, 2022 | 481.39 Mn |
| Mar 31, 2022 | 396.97 Mn |
| Dec 31, 2021 | 425.17 Mn |
| Sep 30, 2021 | 294.90 Mn |
| Jun 30, 2021 | 467.70 Mn |