World Acceptance (WRLD) Operating Expenses (2010 - 2025)

World Acceptance (WRLD) posted quarterly Operating Expenses of $142.3 million for Q4 2025, up 16.02% YoY from $122.6 million in Q4 2024, and up 4.49% sequentially from $136.2 million in Q3 2025.

World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Operating Expenses across 16 years of filings, most recently posting $142.3 million for Q4 2025.

  • In Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the TTM figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), while the FY2025 annual figure was $452.9 million, down 4.42% from the prior year.
  • Operating Expenses grew to $142.3 million in Q4 2025, from $136.2 million in the prior quarter.
  • Over the last five years, Operating Expenses for WRLD reached as high as $168.6 million in Q2 2022 and fell as low as $92.4 million in Q1 2021.
  • The 5-year median for Operating Expenses is $125.4 million (2021), against an average of $126.9 million.
  • Annual changes were most pronounced in 2021 — Operating Expenses plunged 32.52% — and 2022, when it surged 57.81%.
  • A 5-year view of Operating Expenses shows it stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
  • According to Business Quant data, Operating Expenses over the past three periods registered $142.3 million, $136.2 million, and $130.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 4.00 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.49 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 13.88 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 6.87 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 950.34 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 891.92 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.24 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 422.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -363.39 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - 142.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 142.27 Mn
Sep 30, 2025 136.15 Mn
Jun 30, 2025 130.51 Mn
Mar 31, 2025 110.15 Mn
Dec 31, 2024 122.62 Mn
Sep 30, 2024 103.48 Mn
Jun 30, 2024 116.60 Mn
Mar 31, 2024 112.65 Mn
Dec 31, 2023 118.23 Mn
Sep 30, 2023 115.95 Mn
Jun 30, 2023 126.97 Mn
Mar 31, 2023 130.78 Mn
Dec 31, 2022 138.63 Mn
Sep 30, 2022 151.35 Mn
Jun 30, 2022 168.65 Mn
Mar 31, 2022 145.89 Mn
Dec 31, 2021 140.85 Mn
Sep 30, 2021 123.75 Mn
Jun 30, 2021 109.12 Mn
Mar 31, 2021 92.44 Mn