World Acceptance (WRLD) Operating Expenses (2010 - 2025)
World Acceptance (WRLD) recorded quarterly Operating Expenses of $142.3 million in Q4 2025, up 4.49% quarter-over-quarter from $136.2 million in Q3 2025, and up 16.02% year-on-year from $122.6 million in Q4 2024.
World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends
World Acceptance has disclosed Operating Expenses across 16 years of filings, most recently posting $142.3 million for Q4 2025.
- For the quarter ending Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the trailing twelve-month figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), and the FY2025 full-year result was $452.9 million, down 4.42% from the prior year.
- Operating Expenses was $142.3 million for Q4 2025 at World Acceptance, up from $136.2 million in the prior quarter.
- Over five years, Operating Expenses peaked at $168.6 million in Q2 2022 and troughed at $92.4 million in Q1 2021.
- The 5-year median for Operating Expenses is $125.4 million (2021), against an average of $126.9 million.
- The sharpest annual moves came in 2021 and 2022: Operating Expenses sank 32.52% in 2021, then surged 57.81% in 2022.
- Year by year, Operating Expenses stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
- Per Business Quant data, the three most recent Operating Expenses figures were $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 3.49 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.24 Bn |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 142.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 142.27 Mn |
| Sep 30, 2025 | 136.15 Mn |
| Jun 30, 2025 | 130.51 Mn |
| Mar 31, 2025 | 110.15 Mn |
| Dec 31, 2024 | 122.62 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 116.60 Mn |
| Mar 31, 2024 | 112.65 Mn |
| Dec 31, 2023 | 118.23 Mn |
| Sep 30, 2023 | 115.95 Mn |
| Jun 30, 2023 | 126.97 Mn |
| Mar 31, 2023 | 130.78 Mn |
| Dec 31, 2022 | 138.63 Mn |
| Sep 30, 2022 | 151.35 Mn |
| Jun 30, 2022 | 168.65 Mn |
| Mar 31, 2022 | 145.89 Mn |
| Dec 31, 2021 | 140.85 Mn |
| Sep 30, 2021 | 123.75 Mn |
| Jun 30, 2021 | 109.12 Mn |
| Mar 31, 2021 | 92.44 Mn |