World Acceptance (WRLD) Operating Expenses (2010 - 2025)
World Acceptance (WRLD) posted quarterly Operating Expenses of $142.3 million for Q4 2025, up 16.02% YoY from $122.6 million in Q4 2024, and up 4.49% sequentially from $136.2 million in Q3 2025.
World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends
World Acceptance has disclosed Operating Expenses across 16 years of filings, most recently posting $142.3 million for Q4 2025.
- In Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the TTM figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), while the FY2025 annual figure was $452.9 million, down 4.42% from the prior year.
- Operating Expenses grew to $142.3 million in Q4 2025, from $136.2 million in the prior quarter.
- Over the last five years, Operating Expenses for WRLD reached as high as $168.6 million in Q2 2022 and fell as low as $92.4 million in Q1 2021.
- The 5-year median for Operating Expenses is $125.4 million (2021), against an average of $126.9 million.
- Annual changes were most pronounced in 2021 — Operating Expenses plunged 32.52% — and 2022, when it surged 57.81%.
- A 5-year view of Operating Expenses shows it stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
- According to Business Quant data, Operating Expenses over the past three periods registered $142.3 million, $136.2 million, and $130.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 142.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 142.27 Mn |
| Sep 30, 2025 | 136.15 Mn |
| Jun 30, 2025 | 130.51 Mn |
| Mar 31, 2025 | 110.15 Mn |
| Dec 31, 2024 | 122.62 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 116.60 Mn |
| Mar 31, 2024 | 112.65 Mn |
| Dec 31, 2023 | 118.23 Mn |
| Sep 30, 2023 | 115.95 Mn |
| Jun 30, 2023 | 126.97 Mn |
| Mar 31, 2023 | 130.78 Mn |
| Dec 31, 2022 | 138.63 Mn |
| Sep 30, 2022 | 151.35 Mn |
| Jun 30, 2022 | 168.65 Mn |
| Mar 31, 2022 | 145.89 Mn |
| Dec 31, 2021 | 140.85 Mn |
| Sep 30, 2021 | 123.75 Mn |
| Jun 30, 2021 | 109.12 Mn |
| Mar 31, 2021 | 92.44 Mn |