World Acceptance (WRLD) Operating Expenses (2010 - 2026)
World Acceptance (WRLD) posted quarterly Operating Expenses of $142.3 million for Q4 2025, up 16.02% year-over-year from $122.6 million in Q4 2024, and up 4.49% quarter-over-quarter from $136.2 million in Q3 2025.
Analysis
World Acceptance (WRLD) Operating Expenses (2010 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Operating Expenses for 16 consecutive years, with $142.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the TTM figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), while the FY2025 annual figure was $452.9 million, down 4.42% from the prior year.
- Operating Expenses advanced to $142.3 million in Q4 2025 per WRLD's latest filing, from $136.2 million in the prior quarter.
- Across five years, Operating Expenses topped out at $168.6 million in Q2 2022 and bottomed at $92.4 million in Q1 2021.
- Historically, Operating Expenses has averaged $126.9 million across 5 years, with a median of $125.4 million in 2021.
- Annual changes were most pronounced in 2021 — Operating Expenses slumped 32.52% — and 2022, when it surged 57.81%.
- World Acceptance's Operating Expenses stood at $140.9 million in 2021, then dropped by 1.58% to $138.6 million in 2022, then dropped by 14.71% to $118.2 million in 2023, then gained by 3.71% to $122.6 million in 2024, then increased by 16.02% to $142.3 million in 2025.
- Business Quant data shows WRLD's Operating Expenses at $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 4.76 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.69 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 7.26 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.02 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.33 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.00 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.32 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | 131.31 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 131.31 Mn |
| Mar 31, 2026 | 131.00 Mn |
| Dec 31, 2025 | 142.27 Mn |
| Sep 30, 2025 | 136.15 Mn |
| Jun 30, 2025 | 130.51 Mn |
| Mar 31, 2025 | 110.15 Mn |
| Dec 31, 2024 | 122.62 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 116.60 Mn |
| Mar 31, 2024 | 112.65 Mn |
| Dec 31, 2023 | 118.23 Mn |
| Sep 30, 2023 | 115.95 Mn |
| Jun 30, 2023 | 126.97 Mn |
| Mar 31, 2023 | 130.78 Mn |
| Dec 31, 2022 | 138.63 Mn |
| Sep 30, 2022 | 151.35 Mn |
| Jun 30, 2022 | 168.65 Mn |
| Mar 31, 2022 | 145.89 Mn |
| Dec 31, 2021 | 140.85 Mn |
| Sep 30, 2021 | 123.75 Mn |