World Acceptance (WRLD) Operating Expenses (2010 - 2025)
World Acceptance (WRLD) reported Operating Expenses of $142.3 million for Q4 2025, up 16.02% year-over-year from $122.6 million in Q4 2024, and up 4.49% quarter-over-quarter from $136.2 million in Q3 2025.
World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has 16 years of Operating Expenses data on file, last reported at $142.3 million in Q4 2025.
- Operating Expenses for Q4 2025 came in at $142.3 million, up 16.02% year-over-year; the trailing twelve-month figure through Dec 2025 was $519.1 million (up 13.99% YoY), and the FY2025 annual result was $452.9 million, down 4.42% from the prior year.
- Operating Expenses improved to $142.3 million in Q4 2025 per WRLD's latest filing, from $136.2 million in the prior quarter.
- Over five years, Operating Expenses peaked at $168.6 million in Q2 2022 and troughed at $92.4 million in Q1 2021.
- A 5-year average of $126.9 million and a median of $125.4 million in 2021 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2021 and 2022: Operating Expenses slumped 32.52% in 2021, then surged 57.81% in 2022.
- A 5-year view of Operating Expenses shows it stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
- Business Quant data shows WRLD's Operating Expenses at $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.49 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.24 Bn |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 142.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 142.27 Mn |
| Sep 30, 2025 | 136.15 Mn |
| Jun 30, 2025 | 130.51 Mn |
| Mar 31, 2025 | 110.15 Mn |
| Dec 31, 2024 | 122.62 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 116.60 Mn |
| Mar 31, 2024 | 112.65 Mn |
| Dec 31, 2023 | 118.23 Mn |
| Sep 30, 2023 | 115.95 Mn |
| Jun 30, 2023 | 126.97 Mn |
| Mar 31, 2023 | 130.78 Mn |
| Dec 31, 2022 | 138.63 Mn |
| Sep 30, 2022 | 151.35 Mn |
| Jun 30, 2022 | 168.65 Mn |
| Mar 31, 2022 | 145.89 Mn |
| Dec 31, 2021 | 140.85 Mn |
| Sep 30, 2021 | 123.75 Mn |
| Jun 30, 2021 | 109.12 Mn |
| Mar 31, 2021 | 92.44 Mn |