World Acceptance (WRLD) Operating Expenses (2010 - 2025)

World Acceptance (WRLD) posted quarterly Operating Expenses of $142.3 million for Q4 2025, up 16.02% year-over-year from $122.6 million in Q4 2024, and up 4.49% quarter-over-quarter from $136.2 million in Q3 2025.

World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Operating Expenses for 16 consecutive years, with $142.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the TTM figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), while the FY2025 annual figure was $452.9 million, down 4.42% from the prior year.
  • Operating Expenses advanced to $142.3 million in Q4 2025 per WRLD's latest filing, from $136.2 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $168.6 million in Q2 2022 and bottomed at $92.4 million in Q1 2021.
  • Historically, Operating Expenses has averaged $126.9 million across 5 years, with a median of $125.4 million in 2021.
  • Annual changes were most pronounced in 2021 — Operating Expenses slumped 32.52% — and 2022, when it surged 57.81%.
  • World Acceptance's Operating Expenses stood at $140.9 million in 2021, then dropped by 1.58% to $138.6 million in 2022, then dropped by 14.71% to $118.2 million in 2023, then gained by 3.71% to $122.6 million in 2024, then increased by 16.02% to $142.3 million in 2025.
  • Business Quant data shows WRLD's Operating Expenses at $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 World Acceptance 909.24 Mn 899.24 Mn - 142.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 142.27 Mn
Sep 30, 2025 136.15 Mn
Jun 30, 2025 130.51 Mn
Mar 31, 2025 110.15 Mn
Dec 31, 2024 122.62 Mn
Sep 30, 2024 103.48 Mn
Jun 30, 2024 116.60 Mn
Mar 31, 2024 112.65 Mn
Dec 31, 2023 118.23 Mn
Sep 30, 2023 115.95 Mn
Jun 30, 2023 126.97 Mn
Mar 31, 2023 130.78 Mn
Dec 31, 2022 138.63 Mn
Sep 30, 2022 151.35 Mn
Jun 30, 2022 168.65 Mn
Mar 31, 2022 145.89 Mn
Dec 31, 2021 140.85 Mn
Sep 30, 2021 123.75 Mn
Jun 30, 2021 109.12 Mn
Mar 31, 2021 92.44 Mn