World Acceptance (WRLD) Operating Expenses (2010 - 2025)

World Acceptance (WRLD) reported Operating Expenses of $142.3 million for Q4 2025, up 16.02% year-over-year from $122.6 million in Q4 2024, and up 4.49% quarter-over-quarter from $136.2 million in Q3 2025.

World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has 16 years of Operating Expenses data on file, last reported at $142.3 million in Q4 2025.

  • Operating Expenses for Q4 2025 came in at $142.3 million, up 16.02% year-over-year; the trailing twelve-month figure through Dec 2025 was $519.1 million (up 13.99% YoY), and the FY2025 annual result was $452.9 million, down 4.42% from the prior year.
  • Operating Expenses improved to $142.3 million in Q4 2025 per WRLD's latest filing, from $136.2 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $168.6 million in Q2 2022 and troughed at $92.4 million in Q1 2021.
  • A 5-year average of $126.9 million and a median of $125.4 million in 2021 frame the typical range for Operating Expenses.
  • The sharpest annual moves came in 2021 and 2022: Operating Expenses slumped 32.52% in 2021, then surged 57.81% in 2022.
  • A 5-year view of Operating Expenses shows it stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
  • Business Quant data shows WRLD's Operating Expenses at $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.00 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.49 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.46 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.32 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.24 Bn
10 World Acceptance 796.25 Mn 786.25 Mn - 142.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 142.27 Mn
Sep 30, 2025 136.15 Mn
Jun 30, 2025 130.51 Mn
Mar 31, 2025 110.15 Mn
Dec 31, 2024 122.62 Mn
Sep 30, 2024 103.48 Mn
Jun 30, 2024 116.60 Mn
Mar 31, 2024 112.65 Mn
Dec 31, 2023 118.23 Mn
Sep 30, 2023 115.95 Mn
Jun 30, 2023 126.97 Mn
Mar 31, 2023 130.78 Mn
Dec 31, 2022 138.63 Mn
Sep 30, 2022 151.35 Mn
Jun 30, 2022 168.65 Mn
Mar 31, 2022 145.89 Mn
Dec 31, 2021 140.85 Mn
Sep 30, 2021 123.75 Mn
Jun 30, 2021 109.12 Mn
Mar 31, 2021 92.44 Mn