World Acceptance (WRLD) Operating Expenses (2010 - 2025)

World Acceptance (WRLD) recorded quarterly Operating Expenses of $142.3 million in Q4 2025, up 4.49% quarter-over-quarter from $136.2 million in Q3 2025, and up 16.02% year-on-year from $122.6 million in Q4 2024.

World Acceptance (WRLD) Operating Expenses (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Operating Expenses across 16 years of filings, most recently posting $142.3 million for Q4 2025.

  • For the quarter ending Q4 2025, Operating Expenses rose 16.02% year-over-year to $142.3 million; the trailing twelve-month figure through Dec 2025 stood at $519.1 million (up 13.99% YoY), and the FY2025 full-year result was $452.9 million, down 4.42% from the prior year.
  • Operating Expenses was $142.3 million for Q4 2025 at World Acceptance, up from $136.2 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $168.6 million in Q2 2022 and troughed at $92.4 million in Q1 2021.
  • The 5-year median for Operating Expenses is $125.4 million (2021), against an average of $126.9 million.
  • The sharpest annual moves came in 2021 and 2022: Operating Expenses sank 32.52% in 2021, then surged 57.81% in 2022.
  • Year by year, Operating Expenses stood at $140.9 million in 2021, then slipped by 1.58% to $138.6 million in 2022, then slipped by 14.71% to $118.2 million in 2023, then rose by 3.71% to $122.6 million in 2024, then grew by 16.02% to $142.3 million in 2025.
  • Per Business Quant data, the three most recent Operating Expenses figures were $142.3 million in Q4 2025, $136.2 million in Q3 2025, and $130.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 4.00 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 3.49 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 8.46 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 1.32 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.24 Bn
10 World Acceptance 894.60 Mn 884.60 Mn - 142.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 142.27 Mn
Sep 30, 2025 136.15 Mn
Jun 30, 2025 130.51 Mn
Mar 31, 2025 110.15 Mn
Dec 31, 2024 122.62 Mn
Sep 30, 2024 103.48 Mn
Jun 30, 2024 116.60 Mn
Mar 31, 2024 112.65 Mn
Dec 31, 2023 118.23 Mn
Sep 30, 2023 115.95 Mn
Jun 30, 2023 126.97 Mn
Mar 31, 2023 130.78 Mn
Dec 31, 2022 138.63 Mn
Sep 30, 2022 151.35 Mn
Jun 30, 2022 168.65 Mn
Mar 31, 2022 145.89 Mn
Dec 31, 2021 140.85 Mn
Sep 30, 2021 123.75 Mn
Jun 30, 2021 109.12 Mn
Mar 31, 2021 92.44 Mn