World Acceptance (WRLD) Retained Earnings (2011 - 2025)
World Acceptance (WRLD) posted quarterly Retained Earnings of $76.1 million for Q4 2025, down 52.73% year-over-year from $161.1 million in Q4 2024, and down 17.36% quarter-over-quarter from $92.1 million in Q3 2025.
World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported Retained Earnings for 15 consecutive years, with $76.1 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the TTM figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), while the FY2025 annual figure was $266.4 million, down 6.98% from the prior year.
- Retained Earnings declined to $76.1 million in Q4 2025 per WRLD's latest filing, from $92.1 million in the prior quarter.
- Across five years, Retained Earnings topped out at $290.2 million in Q2 2023 and bottomed at $76.1 million in Q4 2025.
- Historically, Retained Earnings has averaged $202.7 million across 5 years, with a median of $208.5 million in 2021.
- Annual changes were most pronounced in 2023 — Retained Earnings surged 212.72% — and 2025, when it tumbled 65.71%.
- World Acceptance's Retained Earnings stood at $134.4 million in 2021, then jumped by 112.95% to $286.2 million in 2022, then sank by 57.33% to $122.1 million in 2023, then surged by 31.88% to $161.1 million in 2024, then slumped by 52.73% to $76.1 million in 2025.
- Business Quant data shows WRLD's Retained Earnings at $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | 76.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 76.15 Mn |
| Sep 30, 2025 | 92.14 Mn |
| Jun 30, 2025 | 161.38 Mn |
| Mar 31, 2025 | 266.43 Mn |
| Dec 31, 2024 | 161.10 Mn |
| Sep 30, 2024 | 268.75 Mn |
| Jun 30, 2024 | 285.92 Mn |
| Mar 31, 2024 | 286.43 Mn |
| Dec 31, 2023 | 122.15 Mn |
| Sep 30, 2023 | 122.78 Mn |
| Jun 30, 2023 | 290.19 Mn |
| Mar 31, 2023 | 288.07 Mn |
| Dec 31, 2022 | 286.23 Mn |
| Sep 30, 2022 | 288.95 Mn |
| Jun 30, 2022 | 285.13 Mn |
| Mar 31, 2022 | 92.12 Mn |
| Dec 31, 2021 | 134.41 Mn |
| Sep 30, 2021 | 146.44 Mn |
| Jun 30, 2021 | 144.02 Mn |
| Mar 31, 2021 | 255.59 Mn |