World Acceptance (WRLD) Retained Earnings (2011 - 2025)

World Acceptance (WRLD) posted quarterly Retained Earnings of $76.1 million for Q4 2025, down 52.73% year-over-year from $161.1 million in Q4 2024, and down 17.36% quarter-over-quarter from $92.1 million in Q3 2025.

World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Retained Earnings for 15 consecutive years, with $76.1 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the TTM figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), while the FY2025 annual figure was $266.4 million, down 6.98% from the prior year.
  • Retained Earnings declined to $76.1 million in Q4 2025 per WRLD's latest filing, from $92.1 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $290.2 million in Q2 2023 and bottomed at $76.1 million in Q4 2025.
  • Historically, Retained Earnings has averaged $202.7 million across 5 years, with a median of $208.5 million in 2021.
  • Annual changes were most pronounced in 2023 — Retained Earnings surged 212.72% — and 2025, when it tumbled 65.71%.
  • World Acceptance's Retained Earnings stood at $134.4 million in 2021, then jumped by 112.95% to $286.2 million in 2022, then sank by 57.33% to $122.1 million in 2023, then surged by 31.88% to $161.1 million in 2024, then slumped by 52.73% to $76.1 million in 2025.
  • Business Quant data shows WRLD's Retained Earnings at $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 World Acceptance 909.24 Mn 899.24 Mn - 76.15 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 76.15 Mn
Sep 30, 2025 92.14 Mn
Jun 30, 2025 161.38 Mn
Mar 31, 2025 266.43 Mn
Dec 31, 2024 161.10 Mn
Sep 30, 2024 268.75 Mn
Jun 30, 2024 285.92 Mn
Mar 31, 2024 286.43 Mn
Dec 31, 2023 122.15 Mn
Sep 30, 2023 122.78 Mn
Jun 30, 2023 290.19 Mn
Mar 31, 2023 288.07 Mn
Dec 31, 2022 286.23 Mn
Sep 30, 2022 288.95 Mn
Jun 30, 2022 285.13 Mn
Mar 31, 2022 92.12 Mn
Dec 31, 2021 134.41 Mn
Sep 30, 2021 146.44 Mn
Jun 30, 2021 144.02 Mn
Mar 31, 2021 255.59 Mn