World Acceptance WRLD
NASDAQ WRLD
$188.35 -1.70 (-0.89%)
At close: Aug 28, 2026 · 4:00 PM EDT

World Acceptance (WRLD) Retained Earnings (2011 - 2026)

World Acceptance (WRLD) posted quarterly Retained Earnings of $76.1 million for Q4 2025, down 52.73% year-over-year from $161.1 million in Q4 2024, and down 17.36% quarter-over-quarter from $92.1 million in Q3 2025.

Analysis

World Acceptance (WRLD) Retained Earnings (2011 - 2026) Analysis & Trends

World Acceptance (WRLD) has reported Retained Earnings for 15 consecutive years, with $76.1 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the TTM figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), while the FY2025 annual figure was $266.4 million, down 6.98% from the prior year.
  • Retained Earnings declined to $76.1 million in Q4 2025 per WRLD's latest filing, from $92.1 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $290.2 million in Q2 2023 and bottomed at $76.1 million in Q4 2025.
  • Historically, Retained Earnings has averaged $202.7 million across 5 years, with a median of $208.5 million in 2021.
  • Annual changes were most pronounced in 2023 — Retained Earnings surged 212.72% — and 2025, when it tumbled 65.71%.
  • World Acceptance's Retained Earnings stood at $134.4 million in 2021, then jumped by 112.95% to $286.2 million in 2022, then sank by 57.33% to $122.1 million in 2023, then surged by 31.88% to $161.1 million in 2024, then slumped by 52.73% to $76.1 million in 2025.
  • Business Quant data shows WRLD's Retained Earnings at $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 22.17 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 91.77 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 69.25 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 34.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 6.65 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.97 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 11.59 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -2.71 Bn
10 World Acceptance 877.49 Mn 867.07 Mn - 286.68 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 286.68 Mn
Mar 31, 2026 279.44 Mn
Dec 31, 2025 275.45 Mn
Sep 30, 2025 273.50 Mn
Jun 30, 2025 266.47 Mn
Mar 31, 2025 266.43 Mn
Dec 31, 2024 267.07 Mn
Sep 30, 2024 268.75 Mn
Jun 30, 2024 285.92 Mn
Mar 31, 2024 286.43 Mn
Dec 31, 2023 284.87 Mn
Sep 30, 2023 287.25 Mn
Jun 30, 2023 290.19 Mn
Mar 31, 2023 288.07 Mn
Dec 31, 2022 286.23 Mn
Sep 30, 2022 288.95 Mn
Jun 30, 2022 285.13 Mn
Mar 31, 2022 280.91 Mn
Dec 31, 2021 274.99 Mn
Sep 30, 2021 272.57 Mn