World Acceptance (WRLD) Retained Earnings (2011 - 2025)

World Acceptance (WRLD) posted quarterly Retained Earnings of $76.1 million for Q4 2025, down 52.73% YoY from $161.1 million in Q4 2024, and down 17.36% sequentially from $92.1 million in Q3 2025.

World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Retained Earnings across 15 years of filings, most recently posting $76.1 million for Q4 2025.

  • In Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the TTM figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), while the FY2025 annual figure was $173.1 million, up 25.41% from the prior year.
  • Retained Earnings eased to $76.1 million in Q4 2025, from $92.1 million in the prior quarter.
  • Over the last five years, Retained Earnings for WRLD reached as high as $173.1 million in Q1 2025 and fell as low as $67.6 million in Q3 2022.
  • The 5-year median for Retained Earnings is $128.6 million (2021), against an average of $120.6 million.
  • Annual changes were most pronounced in 2022 — Retained Earnings tumbled 53.81% — and 2023, when it jumped 81.53%.
  • A 5-year view of Retained Earnings shows it stood at $134.4 million in 2021, then plunged by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then jumped by 31.88% to $161.1 million in 2024, then tumbled by 52.73% to $76.1 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $76.1 million, $92.1 million, and $161.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - 76.15 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 76.15 Mn
Sep 30, 2025 92.14 Mn
Jun 30, 2025 161.38 Mn
Mar 31, 2025 173.05 Mn
Dec 31, 2024 161.10 Mn
Sep 30, 2024 148.72 Mn
Jun 30, 2024 136.69 Mn
Mar 31, 2024 137.99 Mn
Dec 31, 2023 122.15 Mn
Sep 30, 2023 122.78 Mn
Jun 30, 2023 106.69 Mn
Mar 31, 2023 97.15 Mn
Dec 31, 2022 73.39 Mn
Sep 30, 2022 67.63 Mn
Jun 30, 2022 69.00 Mn
Mar 31, 2022 92.12 Mn
Dec 31, 2021 134.41 Mn
Sep 30, 2021 146.44 Mn
Jun 30, 2021 144.02 Mn
Mar 31, 2021 149.34 Mn