World Acceptance (WRLD) Retained Earnings (2011 - 2025)
World Acceptance (WRLD) reported Retained Earnings of $76.1 million for Q4 2025, down 52.73% year-over-year from $161.1 million in Q4 2024, and down 17.36% quarter-over-quarter from $92.1 million in Q3 2025.
World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Retained Earnings data on file, last reported at $76.1 million in Q4 2025.
- Retained Earnings for Q4 2025 came in at $76.1 million, down 52.73% year-over-year; the trailing twelve-month figure through Dec 2025 was $76.1 million (down 52.73% YoY), and the FY2025 annual result was $173.1 million, up 25.41% from the prior year.
- Retained Earnings retreated to $76.1 million in Q4 2025 per WRLD's latest filing, from $92.1 million in the prior quarter.
- Over five years, Retained Earnings peaked at $173.1 million in Q1 2025 and troughed at $67.6 million in Q3 2022.
- A 5-year average of $120.6 million and a median of $128.6 million in 2021 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings sank 53.81% in 2022, then jumped 81.53% in 2023.
- A 5-year view of Retained Earnings shows it stood at $134.4 million in 2021, then slumped by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then jumped by 31.88% to $161.1 million in 2024, then sank by 52.73% to $76.1 million in 2025.
- Business Quant data shows WRLD's Retained Earnings at $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 76.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 76.15 Mn |
| Sep 30, 2025 | 92.14 Mn |
| Jun 30, 2025 | 161.38 Mn |
| Mar 31, 2025 | 173.05 Mn |
| Dec 31, 2024 | 161.10 Mn |
| Sep 30, 2024 | 148.72 Mn |
| Jun 30, 2024 | 136.69 Mn |
| Mar 31, 2024 | 137.99 Mn |
| Dec 31, 2023 | 122.15 Mn |
| Sep 30, 2023 | 122.78 Mn |
| Jun 30, 2023 | 106.69 Mn |
| Mar 31, 2023 | 97.15 Mn |
| Dec 31, 2022 | 73.39 Mn |
| Sep 30, 2022 | 67.63 Mn |
| Jun 30, 2022 | 69.00 Mn |
| Mar 31, 2022 | 92.12 Mn |
| Dec 31, 2021 | 134.41 Mn |
| Sep 30, 2021 | 146.44 Mn |
| Jun 30, 2021 | 144.02 Mn |
| Mar 31, 2021 | 149.34 Mn |