World Acceptance (WRLD) Retained Earnings (2011 - 2025)

World Acceptance (WRLD) reported Retained Earnings of $76.1 million for Q4 2025, down 52.73% year-over-year from $161.1 million in Q4 2024, and down 17.36% quarter-over-quarter from $92.1 million in Q3 2025.

World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has 15 years of Retained Earnings data on file, last reported at $76.1 million in Q4 2025.

  • Retained Earnings for Q4 2025 came in at $76.1 million, down 52.73% year-over-year; the trailing twelve-month figure through Dec 2025 was $76.1 million (down 52.73% YoY), and the FY2025 annual result was $173.1 million, up 25.41% from the prior year.
  • Retained Earnings retreated to $76.1 million in Q4 2025 per WRLD's latest filing, from $92.1 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $173.1 million in Q1 2025 and troughed at $67.6 million in Q3 2022.
  • A 5-year average of $120.6 million and a median of $128.6 million in 2021 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2022 and 2023: Retained Earnings sank 53.81% in 2022, then jumped 81.53% in 2023.
  • A 5-year view of Retained Earnings shows it stood at $134.4 million in 2021, then slumped by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then jumped by 31.88% to $161.1 million in 2024, then sank by 52.73% to $76.1 million in 2025.
  • Business Quant data shows WRLD's Retained Earnings at $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 World Acceptance 796.25 Mn 786.25 Mn - 76.15 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 76.15 Mn
Sep 30, 2025 92.14 Mn
Jun 30, 2025 161.38 Mn
Mar 31, 2025 173.05 Mn
Dec 31, 2024 161.10 Mn
Sep 30, 2024 148.72 Mn
Jun 30, 2024 136.69 Mn
Mar 31, 2024 137.99 Mn
Dec 31, 2023 122.15 Mn
Sep 30, 2023 122.78 Mn
Jun 30, 2023 106.69 Mn
Mar 31, 2023 97.15 Mn
Dec 31, 2022 73.39 Mn
Sep 30, 2022 67.63 Mn
Jun 30, 2022 69.00 Mn
Mar 31, 2022 92.12 Mn
Dec 31, 2021 134.41 Mn
Sep 30, 2021 146.44 Mn
Jun 30, 2021 144.02 Mn
Mar 31, 2021 149.34 Mn