World Acceptance (WRLD) Retained Earnings (2011 - 2025)
World Acceptance (WRLD) posted quarterly Retained Earnings of $76.1 million for Q4 2025, down 52.73% YoY from $161.1 million in Q4 2024, and down 17.36% sequentially from $92.1 million in Q3 2025.
World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Retained Earnings across 15 years of filings, most recently posting $76.1 million for Q4 2025.
- In Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the TTM figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), while the FY2025 annual figure was $173.1 million, up 25.41% from the prior year.
- Retained Earnings eased to $76.1 million in Q4 2025, from $92.1 million in the prior quarter.
- Over the last five years, Retained Earnings for WRLD reached as high as $173.1 million in Q1 2025 and fell as low as $67.6 million in Q3 2022.
- The 5-year median for Retained Earnings is $128.6 million (2021), against an average of $120.6 million.
- Annual changes were most pronounced in 2022 — Retained Earnings tumbled 53.81% — and 2023, when it jumped 81.53%.
- A 5-year view of Retained Earnings shows it stood at $134.4 million in 2021, then plunged by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then jumped by 31.88% to $161.1 million in 2024, then tumbled by 52.73% to $76.1 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $76.1 million, $92.1 million, and $161.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 76.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 76.15 Mn |
| Sep 30, 2025 | 92.14 Mn |
| Jun 30, 2025 | 161.38 Mn |
| Mar 31, 2025 | 173.05 Mn |
| Dec 31, 2024 | 161.10 Mn |
| Sep 30, 2024 | 148.72 Mn |
| Jun 30, 2024 | 136.69 Mn |
| Mar 31, 2024 | 137.99 Mn |
| Dec 31, 2023 | 122.15 Mn |
| Sep 30, 2023 | 122.78 Mn |
| Jun 30, 2023 | 106.69 Mn |
| Mar 31, 2023 | 97.15 Mn |
| Dec 31, 2022 | 73.39 Mn |
| Sep 30, 2022 | 67.63 Mn |
| Jun 30, 2022 | 69.00 Mn |
| Mar 31, 2022 | 92.12 Mn |
| Dec 31, 2021 | 134.41 Mn |
| Sep 30, 2021 | 146.44 Mn |
| Jun 30, 2021 | 144.02 Mn |
| Mar 31, 2021 | 149.34 Mn |