World Acceptance (WRLD) Retained Earnings (2011 - 2025)
World Acceptance (WRLD) recorded quarterly Retained Earnings of $76.1 million in Q4 2025, down 17.36% quarter-over-quarter from $92.1 million in Q3 2025, and down 52.73% year-on-year from $161.1 million in Q4 2024.
World Acceptance (WRLD) Retained Earnings (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Retained Earnings across 15 years of filings, most recently posting $76.1 million for Q4 2025.
- For the quarter ending Q4 2025, Retained Earnings fell 52.73% year-over-year to $76.1 million; the trailing twelve-month figure through Dec 2025 stood at $76.1 million (down 52.73% YoY), and the FY2025 full-year result was $173.1 million, up 25.41% from the prior year.
- Retained Earnings was $76.1 million for Q4 2025 at World Acceptance, down from $92.1 million in the prior quarter.
- Over five years, Retained Earnings peaked at $173.1 million in Q1 2025 and troughed at $67.6 million in Q3 2022.
- The 5-year median for Retained Earnings is $128.6 million (2021), against an average of $120.6 million.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings plunged 53.81% in 2022, then jumped 81.53% in 2023.
- Year by year, Retained Earnings stood at $134.4 million in 2021, then plunged by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then jumped by 31.88% to $161.1 million in 2024, then tumbled by 52.73% to $76.1 million in 2025.
- Per Business Quant data, the three most recent Retained Earnings figures were $76.1 million in Q4 2025, $92.1 million in Q3 2025, and $161.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -928.00 Mn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -2.77 Bn |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 76.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 76.15 Mn |
| Sep 30, 2025 | 92.14 Mn |
| Jun 30, 2025 | 161.38 Mn |
| Mar 31, 2025 | 173.05 Mn |
| Dec 31, 2024 | 161.10 Mn |
| Sep 30, 2024 | 148.72 Mn |
| Jun 30, 2024 | 136.69 Mn |
| Mar 31, 2024 | 137.99 Mn |
| Dec 31, 2023 | 122.15 Mn |
| Sep 30, 2023 | 122.78 Mn |
| Jun 30, 2023 | 106.69 Mn |
| Mar 31, 2023 | 97.15 Mn |
| Dec 31, 2022 | 73.39 Mn |
| Sep 30, 2022 | 67.63 Mn |
| Jun 30, 2022 | 69.00 Mn |
| Mar 31, 2022 | 92.12 Mn |
| Dec 31, 2021 | 134.41 Mn |
| Sep 30, 2021 | 146.44 Mn |
| Jun 30, 2021 | 144.02 Mn |
| Mar 31, 2021 | 149.34 Mn |