Growth Metrics

World Acceptance (WRLD) Retained Earnings (2016 - 2025)

World Acceptance has reported Retained Earnings over the past 15 years, most recently at $76.1 million for Q4 2025.

  • Quarterly Retained Earnings fell 52.73% to $76.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $76.1 million through Dec 2025, down 52.73% year-over-year, with the annual reading at $173.1 million for FY2025, 25.41% up from the prior year.
  • Retained Earnings was $76.1 million for Q4 2025 at World Acceptance, down from $92.1 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $173.1 million in Q1 2025 and troughed at $67.6 million in Q3 2022.
  • The 5-year median for Retained Earnings is $128.6 million (2021), against an average of $120.6 million.
  • Year-over-year, Retained Earnings tumbled 53.81% in 2022 and then skyrocketed 81.53% in 2023.
  • A 5-year view of Retained Earnings shows it stood at $134.4 million in 2021, then crashed by 45.4% to $73.4 million in 2022, then soared by 66.43% to $122.1 million in 2023, then skyrocketed by 31.88% to $161.1 million in 2024, then crashed by 52.73% to $76.1 million in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Retained Earnings are $76.1 million (Q4 2025), $92.1 million (Q3 2025), and $161.4 million (Q2 2025).