World Acceptance (WRLD) EBT Margin (2010 - 2025)

World Acceptance has disclosed EBT Margin across 16 years of filings, most recently posting 0.72% for Q4 2025.

• In Q4 2025, EBT Margin fell 1227.0% year-over-year to 0.72%; the TTM figure through Dec 2025 stood at 9.48% (down 904.0% YoY), while the FY2025 annual figure was 19.83%, up 248.0% from the prior year.
• EBT Margin climbed to 0.72% in Q4 2025, from 1.25% in the prior quarter.
• Over the last five years, EBT Margin for WRLD reached as high as 38.48% in Q1 2021 and fell as low as 6.79% in Q2 2022.
• The 5-year median for EBT Margin is 10.88% (2021), against an average of 12.2%.
• Annual changes were most pronounced in 2021 — EBT Margin jumped 2252 bps — and 2022, when it sank 2470 bps.
• A 5-year view of EBT Margin shows it stood at 5.18% in 2021, then climbed by 4 bps to 5.39% in 2022, then jumped by 163 bps to 14.17% in 2023, then retreated by 18 bps to 11.55% in 2024, then tumbled by 106 bps to 0.72% in 2025.
• According to Business Quant data, EBT Margin over the past three periods registered 0.72%, 1.25%, and 1.47% for Q4 2025, Q3 2025, and Q2 2025 respectively.