World Acceptance (WRLD) EBT Margin (2010 - 2025)
World Acceptance (WRLD) posted quarterly EBT Margin of 0.72% for Q4 2025, down 1227.0% year-over-year from 0.06% in Q4 2024, and up 42.78% quarter-over-quarter from 1.25% in Q3 2025.
World Acceptance (WRLD) EBT Margin (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported EBT Margin for 16 consecutive years, with 0.72% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT Margin fell 1227.0% year-over-year to 0.72%; the TTM figure through Dec 2025 stood at 9.48% (down 904.0% YoY), while the FY2025 annual figure was 19.83%, up 248.0% from the prior year.
- EBT Margin improved to 0.72% in Q4 2025 per WRLD's latest filing, from 1.25% in the prior quarter.
- Across five years, EBT Margin topped out at 38.48% in Q1 2021 and bottomed at 6.79% in Q2 2022.
- Historically, EBT Margin has averaged 12.2% across 5 years, with a median of 10.88% in 2021.
- Annual changes were most pronounced in 2021 — EBT Margin jumped 2252 bps — and 2022, when it tumbled 2470 bps.
- World Acceptance's EBT Margin stood at 5.18% in 2021, then grew by 4 bps to 5.39% in 2022, then surged by 163 bps to 14.17% in 2023, then decreased by 18 bps to 11.55% in 2024, then slumped by 106 bps to 0.72% in 2025.
- Business Quant data shows WRLD's EBT Margin at 0.72% in Q4 2025, 1.25% in Q3 2025, and 1.47% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | -0.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.72% |
| Sep 30, 2025 | -1.25% |
| Jun 30, 2025 | 1.47% |
| Mar 31, 2025 | 33.35% |
| Dec 31, 2024 | 11.55% |
| Sep 30, 2024 | 21.25% |
| Jun 30, 2024 | 9.98% |
| Mar 31, 2024 | 29.27% |
| Dec 31, 2023 | 14.17% |
| Sep 30, 2023 | 15.29% |
| Jun 30, 2023 | 8.87% |
| Mar 31, 2023 | 18.69% |
| Dec 31, 2022 | 5.39% |
| Sep 30, 2022 | -0.06% |
| Jun 30, 2022 | -6.79% |
| Mar 31, 2022 | 13.78% |
| Dec 31, 2021 | 5.18% |
| Sep 30, 2021 | 10.22% |
| Jun 30, 2021 | 15.84% |
| Mar 31, 2021 | 38.48% |