Growth Metrics

World Acceptance (WRLD) EBT Margin (2016 - 2025)

World Acceptance (WRLD) has disclosed EBT Margin for 15 consecutive years, with 0.72% as the latest value for Q4 2025.

  • On a quarterly basis, EBT Margin fell 1227.0% to 0.72% in Q4 2025 year-over-year; TTM through Dec 2025 was 9.48%, a 904.0% decrease, with the full-year FY2025 number at 19.83%, up 248.0% from a year prior.
  • EBT Margin was 0.72% for Q4 2025 at World Acceptance, up from 1.25% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 38.48% in Q1 2021 to a low of 6.79% in Q2 2022.
  • A 5-year average of 12.3% and a median of 10.88% in 2021 define the central range for EBT Margin.
  • Peak YoY movement for EBT Margin: skyrocketed 2284bps in 2021, then crashed -2470bps in 2022.
  • World Acceptance's EBT Margin stood at 5.18% in 2021, then skyrocketed by 44bps to 7.47% in 2022, then surged by 90bps to 14.17% in 2023, then decreased by -18bps to 11.55% in 2024, then plummeted by -106bps to 0.72% in 2025.
  • Per Business Quant, the three most recent readings for WRLD's EBT Margin are 0.72% (Q4 2025), 1.25% (Q3 2025), and 1.47% (Q2 2025).