World Acceptance (WRLD) EBT Margin (2010 - 2025)

World Acceptance has disclosed EBT Margin across 16 years of filings, most recently posting 0.72% for Q4 2025.

• For the quarter ending Q4 2025, EBT Margin fell 1227.0% year-over-year to 0.72%; the trailing twelve-month figure through Dec 2025 stood at 9.48% (down 904.0% YoY), and the FY2025 full-year result was 19.83%, up 248.0% from the prior year.
• EBT Margin was 0.72% for Q4 2025 at World Acceptance, up from 1.25% in the prior quarter.
• Over five years, EBT Margin peaked at 38.48% in Q1 2021 and troughed at 6.79% in Q2 2022.
• The 5-year median for EBT Margin is 10.88% (2021), against an average of 12.2%.
• The sharpest annual moves came in 2021 and 2022: EBT Margin jumped 2252 bps in 2021, then slumped 2470 bps in 2022.
• Year by year, EBT Margin stood at 5.18% in 2021, then climbed by 4 bps to 5.39% in 2022, then jumped by 163 bps to 14.17% in 2023, then retreated by 18 bps to 11.55% in 2024, then tumbled by 106 bps to 0.72% in 2025.
• Per Business Quant data, the three most recent EBT Margin figures were 0.72% in Q4 2025, 1.25% in Q3 2025, and 1.47% in Q2 2025.