World Acceptance (WRLD) EBT Margin (2010 - 2025)
World Acceptance (WRLD) reported EBT Margin of 0.72% for Q4 2025, down 1227.0% year-over-year from 0.06% in Q4 2024, and up 42.78% quarter-over-quarter from 1.25% in Q3 2025.
World Acceptance (WRLD) EBT Margin (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has 16 years of EBT Margin data on file, last reported at 0.72% in Q4 2025.
- EBT Margin for Q4 2025 came in at 0.72%, down 1227.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 9.48% (down 904.0% YoY), and the FY2025 annual result was 19.83%, up 248.0% from the prior year.
- EBT Margin grew to 0.72% in Q4 2025 per WRLD's latest filing, from 1.25% in the prior quarter.
- Over five years, EBT Margin peaked at 38.48% in Q1 2021 and troughed at 6.79% in Q2 2022.
- A 5-year average of 12.2% and a median of 10.88% in 2021 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2021 and 2022: EBT Margin jumped 2252 bps in 2021, then tumbled 2470 bps in 2022.
- A 5-year view of EBT Margin shows it stood at 5.18% in 2021, then climbed by 4 bps to 5.39% in 2022, then jumped by 163 bps to 14.17% in 2023, then retreated by 18 bps to 11.55% in 2024, then sank by 106 bps to 0.72% in 2025.
- Business Quant data shows WRLD's EBT Margin at 0.72% in Q4 2025, 1.25% in Q3 2025, and 1.47% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | -0.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.72% |
| Sep 30, 2025 | -1.25% |
| Jun 30, 2025 | 1.47% |
| Mar 31, 2025 | 33.35% |
| Dec 31, 2024 | 11.55% |
| Sep 30, 2024 | 21.25% |
| Jun 30, 2024 | 9.98% |
| Mar 31, 2024 | 29.27% |
| Dec 31, 2023 | 14.17% |
| Sep 30, 2023 | 15.29% |
| Jun 30, 2023 | 8.87% |
| Mar 31, 2023 | 18.69% |
| Dec 31, 2022 | 5.39% |
| Sep 30, 2022 | -0.06% |
| Jun 30, 2022 | -6.79% |
| Mar 31, 2022 | 13.78% |
| Dec 31, 2021 | 5.18% |
| Sep 30, 2021 | 10.22% |
| Jun 30, 2021 | 15.84% |
| Mar 31, 2021 | 38.48% |