Growth Metrics

World Acceptance (WRLD) EBT Margin (2016 - 2025)

World Acceptance (WRLD) has disclosed EBT Margin for 16 consecutive years, with 0.72% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 1227.0% to 0.72% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 9.48% through Dec 2025, down 904.0% year-over-year, with the annual reading at 19.83% for FY2025, 248.0% up from the prior year.
  • EBT Margin for Q4 2025 was 0.72% at World Acceptance, up from 1.25% in the prior quarter.
  • The five-year high for EBT Margin was 38.48% in Q1 2021, with the low at 6.79% in Q2 2022.
  • Average EBT Margin over 5 years is 12.2%, with a median of 10.88% recorded in 2021.
  • The sharpest move saw EBT Margin surged 2252bps in 2021, then plummeted -2470bps in 2022.
  • Over 5 years, EBT Margin stood at 5.18% in 2021, then increased by 4bps to 5.39% in 2022, then soared by 163bps to 14.17% in 2023, then fell by -18bps to 11.55% in 2024, then tumbled by -106bps to 0.72% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods came in at 0.72%, 1.25%, and 1.47% for Q4 2025, Q3 2025, and Q2 2025 respectively.