World Acceptance (WRLD) EBT (2010 - 2025)

World Acceptance (WRLD) recorded quarterly EBT of -$1.0 million in Q4 2025, up 39.9% quarter-over-quarter from -$1.7 million in Q3 2025, and down 106.33% year-on-year from $16.0 million in Q4 2024.

World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends

World Acceptance has disclosed EBT across 16 years of filings, most recently posting -$1.0 million for Q4 2025.

  • For the quarter ending Q4 2025, EBT fell 106.33% year-over-year to -$1.0 million; the trailing twelve-month figure through Dec 2025 stood at $54.4 million (down 47.47% YoY), and the FY2025 full-year result was $112.0 million, up 12.65% from the prior year.
  • EBT was -$1.0 million for Q4 2025 at World Acceptance, up from -$1.7 million in the prior quarter.
  • Over five years, EBT peaked at $56.3 million in Q1 2021 and troughed at -$10.7 million in Q2 2022.
  • The 5-year median for EBT is $15.0 million (2021), against an average of $18.0 million.
  • The sharpest annual moves came in 2022 and 2023: EBT tumbled 152.23% in 2022, then soared 23689.21% in 2023.
  • Year by year, EBT stood at $7.7 million in 2021, then rose by 2.38% to $7.9 million in 2022, then soared by 147.01% to $19.5 million in 2023, then retreated by 17.96% to $16.0 million in 2024, then slumped by 106.33% to -$1.0 million in 2025.
  • Per Business Quant data, the three most recent EBT figures were -$1.0 million in Q4 2025, -$1.7 million in Q3 2025, and $1.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 7.17 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 4.81 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 2.70 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 1.05 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 400.00 Mn
10 World Acceptance 894.60 Mn 884.60 Mn - -1.01 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.01 Mn
Sep 30, 2025 -1.69 Mn
Jun 30, 2025 1.95 Mn
Mar 31, 2025 55.12 Mn
Dec 31, 2024 16.01 Mn
Sep 30, 2024 27.93 Mn
Jun 30, 2024 12.93 Mn
Mar 31, 2024 46.61 Mn
Dec 31, 2023 19.52 Mn
Sep 30, 2023 20.92 Mn
Jun 30, 2023 12.35 Mn
Mar 31, 2023 30.06 Mn
Dec 31, 2022 7.90 Mn
Sep 30, 2022 -88,691.00
Jun 30, 2022 -10.73 Mn
Mar 31, 2022 23.24 Mn
Dec 31, 2021 7.72 Mn
Sep 30, 2021 14.08 Mn
Jun 30, 2021 20.54 Mn
Mar 31, 2021 56.29 Mn