World Acceptance (WRLD) EBT (2010 - 2026)
World Acceptance (WRLD) posted quarterly EBT of -$1.0 million for Q4 2025, down 106.33% year-over-year from $16.0 million in Q4 2024, and up 39.9% quarter-over-quarter from -$1.7 million in Q3 2025.
Analysis
World Acceptance (WRLD) EBT (2010 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported EBT for 16 consecutive years, with -$1.0 million the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT fell 106.33% year-over-year to -$1.0 million; the TTM figure through Dec 2025 stood at $54.4 million (down 47.47% YoY), while the FY2025 annual figure was $112.0 million, up 12.65% from the prior year.
- EBT advanced to -$1.0 million in Q4 2025 per WRLD's latest filing, from -$1.7 million in the prior quarter.
- Across five years, EBT topped out at $56.3 million in Q1 2021 and bottomed at -$10.7 million in Q2 2022.
- Historically, EBT has averaged $18.0 million across 5 years, with a median of $15.0 million in 2021.
- Annual changes were most pronounced in 2022 — EBT plunged 152.23% — and 2023, when it soared 23689.21%.
- World Acceptance's EBT stood at $7.7 million in 2021, then gained by 2.38% to $7.9 million in 2022, then jumped by 147.01% to $19.5 million in 2023, then decreased by 17.96% to $16.0 million in 2024, then sank by 106.33% to -$1.0 million in 2025.
- Business Quant data shows WRLD's EBT at -$1.0 million in Q4 2025, -$1.7 million in Q3 2025, and $1.9 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.83 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.49 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.31 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 169.09 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.19 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 204.31 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 537.00 Mn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | 7.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.90 Mn |
| Mar 31, 2026 | 46.00 Mn |
| Dec 31, 2025 | -1.01 Mn |
| Sep 30, 2025 | -1.69 Mn |
| Jun 30, 2025 | 2.27 Mn |
| Mar 31, 2025 | 54.45 Mn |
| Dec 31, 2024 | 16.01 Mn |
| Sep 30, 2024 | 27.93 Mn |
| Jun 30, 2024 | 12.93 Mn |
| Mar 31, 2024 | 46.21 Mn |
| Dec 31, 2023 | 19.52 Mn |
| Sep 30, 2023 | 20.92 Mn |
| Jun 30, 2023 | 12.35 Mn |
| Mar 31, 2023 | 30.06 Mn |
| Dec 31, 2022 | 7.90 Mn |
| Sep 30, 2022 | -88,691.00 |
| Jun 30, 2022 | -10.73 Mn |
| Mar 31, 2022 | 23.24 Mn |
| Dec 31, 2021 | 7.72 Mn |
| Sep 30, 2021 | 14.08 Mn |