World Acceptance (WRLD) EBT (2010 - 2025)
World Acceptance (WRLD) reported EBT of -$1.0 million for Q4 2025, down 106.33% year-over-year from $16.0 million in Q4 2024, and up 39.9% quarter-over-quarter from -$1.7 million in Q3 2025.
World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has 16 years of EBT data on file, last reported at -$1.0 million in Q4 2025.
- EBT for Q4 2025 came in at -$1.0 million, down 106.33% year-over-year; the trailing twelve-month figure through Dec 2025 was $54.4 million (down 47.47% YoY), and the FY2025 annual result was $112.0 million, up 12.65% from the prior year.
- EBT improved to -$1.0 million in Q4 2025 per WRLD's latest filing, from -$1.7 million in the prior quarter.
- Over five years, EBT peaked at $56.3 million in Q1 2021 and troughed at -$10.7 million in Q2 2022.
- A 5-year average of $18.0 million and a median of $15.0 million in 2021 frame the typical range for EBT.
- The sharpest annual moves came in 2022 and 2023: EBT plunged 152.23% in 2022, then soared 23689.21% in 2023.
- A 5-year view of EBT shows it stood at $7.7 million in 2021, then rose by 2.38% to $7.9 million in 2022, then soared by 147.01% to $19.5 million in 2023, then retreated by 17.96% to $16.0 million in 2024, then plunged by 106.33% to -$1.0 million in 2025.
- Business Quant data shows WRLD's EBT at -$1.0 million in Q4 2025, -$1.7 million in Q3 2025, and $1.9 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | -1.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.01 Mn |
| Sep 30, 2025 | -1.69 Mn |
| Jun 30, 2025 | 1.95 Mn |
| Mar 31, 2025 | 55.12 Mn |
| Dec 31, 2024 | 16.01 Mn |
| Sep 30, 2024 | 27.93 Mn |
| Jun 30, 2024 | 12.93 Mn |
| Mar 31, 2024 | 46.61 Mn |
| Dec 31, 2023 | 19.52 Mn |
| Sep 30, 2023 | 20.92 Mn |
| Jun 30, 2023 | 12.35 Mn |
| Mar 31, 2023 | 30.06 Mn |
| Dec 31, 2022 | 7.90 Mn |
| Sep 30, 2022 | -88,691.00 |
| Jun 30, 2022 | -10.73 Mn |
| Mar 31, 2022 | 23.24 Mn |
| Dec 31, 2021 | 7.72 Mn |
| Sep 30, 2021 | 14.08 Mn |
| Jun 30, 2021 | 20.54 Mn |
| Mar 31, 2021 | 56.29 Mn |