World Acceptance (WRLD) EBT (2010 - 2025)

World Acceptance (WRLD) reported EBT of -$1.0 million for Q4 2025, down 106.33% year-over-year from $16.0 million in Q4 2024, and up 39.9% quarter-over-quarter from -$1.7 million in Q3 2025.

World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has 16 years of EBT data on file, last reported at -$1.0 million in Q4 2025.

  • EBT for Q4 2025 came in at -$1.0 million, down 106.33% year-over-year; the trailing twelve-month figure through Dec 2025 was $54.4 million (down 47.47% YoY), and the FY2025 annual result was $112.0 million, up 12.65% from the prior year.
  • EBT improved to -$1.0 million in Q4 2025 per WRLD's latest filing, from -$1.7 million in the prior quarter.
  • Over five years, EBT peaked at $56.3 million in Q1 2021 and troughed at -$10.7 million in Q2 2022.
  • A 5-year average of $18.0 million and a median of $15.0 million in 2021 frame the typical range for EBT.
  • The sharpest annual moves came in 2022 and 2023: EBT plunged 152.23% in 2022, then soared 23689.21% in 2023.
  • A 5-year view of EBT shows it stood at $7.7 million in 2021, then rose by 2.38% to $7.9 million in 2022, then soared by 147.01% to $19.5 million in 2023, then retreated by 17.96% to $16.0 million in 2024, then plunged by 106.33% to -$1.0 million in 2025.
  • Business Quant data shows WRLD's EBT at -$1.0 million in Q4 2025, -$1.7 million in Q3 2025, and $1.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 World Acceptance 796.25 Mn 786.25 Mn - -1.01 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.01 Mn
Sep 30, 2025 -1.69 Mn
Jun 30, 2025 1.95 Mn
Mar 31, 2025 55.12 Mn
Dec 31, 2024 16.01 Mn
Sep 30, 2024 27.93 Mn
Jun 30, 2024 12.93 Mn
Mar 31, 2024 46.61 Mn
Dec 31, 2023 19.52 Mn
Sep 30, 2023 20.92 Mn
Jun 30, 2023 12.35 Mn
Mar 31, 2023 30.06 Mn
Dec 31, 2022 7.90 Mn
Sep 30, 2022 -88,691.00
Jun 30, 2022 -10.73 Mn
Mar 31, 2022 23.24 Mn
Dec 31, 2021 7.72 Mn
Sep 30, 2021 14.08 Mn
Jun 30, 2021 20.54 Mn
Mar 31, 2021 56.29 Mn