World Acceptance (WRLD) EBT (2010 - 2025)

World Acceptance (WRLD) posted quarterly EBT of -$1.0 million for Q4 2025, down 106.33% year-over-year from $16.0 million in Q4 2024, and up 39.9% quarter-over-quarter from -$1.7 million in Q3 2025.

World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported EBT for 16 consecutive years, with -$1.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, EBT fell 106.33% year-over-year to -$1.0 million; the TTM figure through Dec 2025 stood at $54.4 million (down 47.47% YoY), while the FY2025 annual figure was $112.0 million, up 12.65% from the prior year.
  • EBT advanced to -$1.0 million in Q4 2025 per WRLD's latest filing, from -$1.7 million in the prior quarter.
  • Across five years, EBT topped out at $56.3 million in Q1 2021 and bottomed at -$10.7 million in Q2 2022.
  • Historically, EBT has averaged $18.0 million across 5 years, with a median of $15.0 million in 2021.
  • Annual changes were most pronounced in 2022 — EBT plunged 152.23% — and 2023, when it soared 23689.21%.
  • World Acceptance's EBT stood at $7.7 million in 2021, then gained by 2.38% to $7.9 million in 2022, then jumped by 147.01% to $19.5 million in 2023, then decreased by 17.96% to $16.0 million in 2024, then sank by 106.33% to -$1.0 million in 2025.
  • Business Quant data shows WRLD's EBT at -$1.0 million in Q4 2025, -$1.7 million in Q3 2025, and $1.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 World Acceptance 909.24 Mn 899.24 Mn - -1.01 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.01 Mn
Sep 30, 2025 -1.69 Mn
Jun 30, 2025 1.95 Mn
Mar 31, 2025 55.12 Mn
Dec 31, 2024 16.01 Mn
Sep 30, 2024 27.93 Mn
Jun 30, 2024 12.93 Mn
Mar 31, 2024 46.61 Mn
Dec 31, 2023 19.52 Mn
Sep 30, 2023 20.92 Mn
Jun 30, 2023 12.35 Mn
Mar 31, 2023 30.06 Mn
Dec 31, 2022 7.90 Mn
Sep 30, 2022 -88,691.00
Jun 30, 2022 -10.73 Mn
Mar 31, 2022 23.24 Mn
Dec 31, 2021 7.72 Mn
Sep 30, 2021 14.08 Mn
Jun 30, 2021 20.54 Mn
Mar 31, 2021 56.29 Mn