World Acceptance (WRLD) EBT (2010 - 2025)
World Acceptance (WRLD) posted quarterly EBT of -$1.0 million for Q4 2025, down 106.33% YoY from $16.0 million in Q4 2024, and up 39.9% sequentially from -$1.7 million in Q3 2025.
World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends
World Acceptance has disclosed EBT across 16 years of filings, most recently posting -$1.0 million for Q4 2025.
- In Q4 2025, EBT fell 106.33% year-over-year to -$1.0 million; the TTM figure through Dec 2025 stood at $54.4 million (down 47.47% YoY), while the FY2025 annual figure was $112.0 million, up 12.65% from the prior year.
- EBT grew to -$1.0 million in Q4 2025, from -$1.7 million in the prior quarter.
- Over the last five years, EBT for WRLD reached as high as $56.3 million in Q1 2021 and fell as low as -$10.7 million in Q2 2022.
- The 5-year median for EBT is $15.0 million (2021), against an average of $18.0 million.
- Annual changes were most pronounced in 2022 — EBT slumped 152.23% — and 2023, when it soared 23689.21%.
- A 5-year view of EBT shows it stood at $7.7 million in 2021, then rose by 2.38% to $7.9 million in 2022, then soared by 147.01% to $19.5 million in 2023, then retreated by 17.96% to $16.0 million in 2024, then slumped by 106.33% to -$1.0 million in 2025.
- According to Business Quant data, EBT over the past three periods registered -$1.0 million, -$1.7 million, and $1.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | -1.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.01 Mn |
| Sep 30, 2025 | -1.69 Mn |
| Jun 30, 2025 | 1.95 Mn |
| Mar 31, 2025 | 55.12 Mn |
| Dec 31, 2024 | 16.01 Mn |
| Sep 30, 2024 | 27.93 Mn |
| Jun 30, 2024 | 12.93 Mn |
| Mar 31, 2024 | 46.61 Mn |
| Dec 31, 2023 | 19.52 Mn |
| Sep 30, 2023 | 20.92 Mn |
| Jun 30, 2023 | 12.35 Mn |
| Mar 31, 2023 | 30.06 Mn |
| Dec 31, 2022 | 7.90 Mn |
| Sep 30, 2022 | -88,691.00 |
| Jun 30, 2022 | -10.73 Mn |
| Mar 31, 2022 | 23.24 Mn |
| Dec 31, 2021 | 7.72 Mn |
| Sep 30, 2021 | 14.08 Mn |
| Jun 30, 2021 | 20.54 Mn |
| Mar 31, 2021 | 56.29 Mn |