World Acceptance (WRLD) EBT (2010 - 2025)

World Acceptance (WRLD) posted quarterly EBT of -$1.0 million for Q4 2025, down 106.33% YoY from $16.0 million in Q4 2024, and up 39.9% sequentially from -$1.7 million in Q3 2025.

World Acceptance (WRLD) EBT (2010 - 2025) Analysis & Trends

World Acceptance has disclosed EBT across 16 years of filings, most recently posting -$1.0 million for Q4 2025.

  • In Q4 2025, EBT fell 106.33% year-over-year to -$1.0 million; the TTM figure through Dec 2025 stood at $54.4 million (down 47.47% YoY), while the FY2025 annual figure was $112.0 million, up 12.65% from the prior year.
  • EBT grew to -$1.0 million in Q4 2025, from -$1.7 million in the prior quarter.
  • Over the last five years, EBT for WRLD reached as high as $56.3 million in Q1 2021 and fell as low as -$10.7 million in Q2 2022.
  • The 5-year median for EBT is $15.0 million (2021), against an average of $18.0 million.
  • Annual changes were most pronounced in 2022 — EBT slumped 152.23% — and 2023, when it soared 23689.21%.
  • A 5-year view of EBT shows it stood at $7.7 million in 2021, then rose by 2.38% to $7.9 million in 2022, then soared by 147.01% to $19.5 million in 2023, then retreated by 17.96% to $16.0 million in 2024, then slumped by 106.33% to -$1.0 million in 2025.
  • According to Business Quant data, EBT over the past three periods registered -$1.0 million, -$1.7 million, and $1.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - -1.01 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.01 Mn
Sep 30, 2025 -1.69 Mn
Jun 30, 2025 1.95 Mn
Mar 31, 2025 55.12 Mn
Dec 31, 2024 16.01 Mn
Sep 30, 2024 27.93 Mn
Jun 30, 2024 12.93 Mn
Mar 31, 2024 46.61 Mn
Dec 31, 2023 19.52 Mn
Sep 30, 2023 20.92 Mn
Jun 30, 2023 12.35 Mn
Mar 31, 2023 30.06 Mn
Dec 31, 2022 7.90 Mn
Sep 30, 2022 -88,691.00
Jun 30, 2022 -10.73 Mn
Mar 31, 2022 23.24 Mn
Dec 31, 2021 7.72 Mn
Sep 30, 2021 14.08 Mn
Jun 30, 2021 20.54 Mn
Mar 31, 2021 56.29 Mn