World Acceptance (WRLD) Debt to Equity (2011 - 2025)
World Acceptance (WRLD) recorded quarterly Debt to Equity of $0.29 in Q4 2025, down 81.94% quarter-over-quarter from $1.6 in Q3 2025, and down 63.21% year-on-year from $0.78 in Q4 2024.
World Acceptance (WRLD) Debt to Equity (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Debt to Equity across 15 years of filings, most recently posting $0.29 for Q4 2025.
- For the quarter ending Q4 2025, Debt to Equity fell 63.21% year-over-year to $0.29; the trailing twelve-month figure through Dec 2025 stood at $0.29 (down 63.21% YoY), and the FY2024 full-year result was $0.53, down 34.14% from the prior year.
- Debt to Equity was $0.29 for Q4 2025 at World Acceptance, down from $1.6 in the prior quarter.
- Over five years, Debt to Equity peaked at $1.6 in Q3 2025 and troughed at $0.29 in Q4 2025.
- The 5-year median for Debt to Equity is $0.78 (2024), against an average of $0.89.
- Biggest YoY gain for Debt to Equity was 151.26% in 2025; the steepest drop was 63.21% in 2025.
- Year by year, Debt to Equity stood at $1.04 in 2021, then advanced by 14.47% to $1.19 in 2022, then plunged by 36.95% to $0.75 in 2023, then grew by 4.68% to $0.78 in 2024, then plunged by 63.21% to $0.29 in 2025.
- Per Business Quant data, the three most recent Debt to Equity figures were $0.29 in Q4 2025, $1.6 in Q3 2025, and $0.71 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.67 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 2.82 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.34 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.46 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.26 |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.29 |
| Sep 30, 2025 | 1.60 |
| Jun 30, 2025 | 0.71 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.64 |
| Jun 30, 2024 | 0.57 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.75 |
| Sep 30, 2023 | 0.67 |
| Jun 30, 2023 | 0.76 |
| Mar 31, 2023 | 0.80 |
| Dec 31, 2022 | 1.19 |
| Sep 30, 2022 | 1.27 |
| Jun 30, 2022 | 1.37 |
| Mar 31, 2022 | 1.06 |
| Dec 31, 2021 | 1.04 |
| Sep 30, 2021 | 0.66 |
| Jun 30, 2021 | 1.15 |
| Mar 31, 2021 | 1.00 |
| Dec 31, 2020 | 1.50 |