World Acceptance (WRLD) Debt to Equity (2011 - 2025)
World Acceptance (WRLD) posted quarterly Debt to Equity of $0.29 for Q4 2025, down 63.21% YoY from $0.78 in Q4 2024, and down 81.94% sequentially from $1.6 in Q3 2025.
World Acceptance (WRLD) Debt to Equity (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Debt to Equity across 15 years of filings, most recently posting $0.29 for Q4 2025.
- In Q4 2025, Debt to Equity fell 63.21% year-over-year to $0.29; the TTM figure through Dec 2025 stood at $0.29 (down 63.21% YoY), while the FY2024 annual figure was $0.53, down 34.14% from the prior year.
- Debt to Equity retreated to $0.29 in Q4 2025, from $1.6 in the prior quarter.
- Over the last five years, Debt to Equity for WRLD reached as high as $1.6 in Q3 2025 and fell as low as $0.29 in Q4 2025.
- The 5-year median for Debt to Equity is $0.78 (2024), against an average of $0.89.
- The widest YoY moves for Debt to Equity: up 151.26% in 2025, down 63.21% in 2025.
- A 5-year view of Debt to Equity shows it stood at $1.04 in 2021, then advanced by 14.47% to $1.19 in 2022, then plunged by 36.95% to $0.75 in 2023, then grew by 4.68% to $0.78 in 2024, then plunged by 63.21% to $0.29 in 2025.
- According to Business Quant data, Debt to Equity over the past three periods registered $0.29, $1.6, and $0.71 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.29 |
| Sep 30, 2025 | 1.60 |
| Jun 30, 2025 | 0.71 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.64 |
| Jun 30, 2024 | 0.57 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.75 |
| Sep 30, 2023 | 0.67 |
| Jun 30, 2023 | 0.76 |
| Mar 31, 2023 | 0.80 |
| Dec 31, 2022 | 1.19 |
| Sep 30, 2022 | 1.27 |
| Jun 30, 2022 | 1.37 |
| Mar 31, 2022 | 1.06 |
| Dec 31, 2021 | 1.04 |
| Sep 30, 2021 | 0.66 |
| Jun 30, 2021 | 1.15 |
| Mar 31, 2021 | 1.00 |
| Dec 31, 2020 | 1.50 |