World Acceptance (WRLD) Debt to Equity (2011 - 2025)

World Acceptance (WRLD) posted quarterly Debt to Equity of $0.29 for Q4 2025, down 63.21% YoY from $0.78 in Q4 2024, and down 81.94% sequentially from $1.6 in Q3 2025.

World Acceptance (WRLD) Debt to Equity (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Debt to Equity across 15 years of filings, most recently posting $0.29 for Q4 2025.

  • In Q4 2025, Debt to Equity fell 63.21% year-over-year to $0.29; the TTM figure through Dec 2025 stood at $0.29 (down 63.21% YoY), while the FY2024 annual figure was $0.53, down 34.14% from the prior year.
  • Debt to Equity retreated to $0.29 in Q4 2025, from $1.6 in the prior quarter.
  • Over the last five years, Debt to Equity for WRLD reached as high as $1.6 in Q3 2025 and fell as low as $0.29 in Q4 2025.
  • The 5-year median for Debt to Equity is $0.78 (2024), against an average of $0.89.
  • The widest YoY moves for Debt to Equity: up 151.26% in 2025, down 63.21% in 2025.
  • A 5-year view of Debt to Equity shows it stood at $1.04 in 2021, then advanced by 14.47% to $1.19 in 2022, then plunged by 36.95% to $0.75 in 2023, then grew by 4.68% to $0.78 in 2024, then plunged by 63.21% to $0.29 in 2025.
  • According to Business Quant data, Debt to Equity over the past three periods registered $0.29, $1.6, and $0.71 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.67
2 Mastercard 465.55 Bn 455.34 Bn - 2.82
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.05
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.47
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.64
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.26
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 3.39
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 5.33
10 World Acceptance 1.04 Bn 1.03 Bn - 0.29

Historic Data

Download Data
DateValue
Dec 31, 2025 0.29
Sep 30, 2025 1.60
Jun 30, 2025 0.71
Dec 31, 2024 0.78
Sep 30, 2024 0.64
Jun 30, 2024 0.57
Mar 31, 2024 0.53
Dec 31, 2023 0.75
Sep 30, 2023 0.67
Jun 30, 2023 0.76
Mar 31, 2023 0.80
Dec 31, 2022 1.19
Sep 30, 2022 1.27
Jun 30, 2022 1.37
Mar 31, 2022 1.06
Dec 31, 2021 1.04
Sep 30, 2021 0.66
Jun 30, 2021 1.15
Mar 31, 2021 1.00
Dec 31, 2020 1.50