World Acceptance (WRLD) Debt to Equity (2011 - 2025)
World Acceptance (WRLD) reported Debt to Equity of $0.29 for Q4 2025, down 63.19% year-over-year from $0.78 in Q4 2024, and down 81.94% quarter-over-quarter from $1.6 in Q3 2025.
World Acceptance (WRLD) Debt to Equity (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Debt to Equity data on file, last reported at $0.29 in Q4 2025.
- Debt to Equity for Q4 2025 came in at $0.29, down 63.19% year-over-year; the trailing twelve-month figure through Dec 2025 was $0.29 (down 63.19% YoY), and the FY2024 annual result was $0.53, down 34.14% from the prior year.
- Debt to Equity eased to $0.29 in Q4 2025 per WRLD's latest filing, from $1.6 in the prior quarter.
- Over five years, Debt to Equity peaked at $1.6 in Q3 2025 and troughed at $0.29 in Q4 2025.
- A 5-year average of $0.89 and a median of $0.78 in 2024 frame the typical range for Debt to Equity.
- On a YoY basis, Debt to Equity climbed as much as 151.26% in 2025 and fell as far as 63.19% in 2025.
- A 5-year view of Debt to Equity shows it stood at $1.04 in 2021, then advanced by 14.47% to $1.19 in 2022, then slumped by 36.95% to $0.75 in 2023, then grew by 4.68% to $0.78 in 2024, then plunged by 63.19% to $0.29 in 2025.
- Business Quant data shows WRLD's Debt to Equity at $0.29 in Q4 2025, $1.6 in Q3 2025, and $0.71 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.29 |
| Sep 30, 2025 | 1.60 |
| Jun 30, 2025 | 0.71 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.64 |
| Jun 30, 2024 | 0.57 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.75 |
| Sep 30, 2023 | 0.67 |
| Jun 30, 2023 | 0.76 |
| Mar 31, 2023 | 0.80 |
| Dec 31, 2022 | 1.19 |
| Sep 30, 2022 | 1.27 |
| Jun 30, 2022 | 1.37 |
| Mar 31, 2022 | 1.06 |
| Dec 31, 2021 | 1.04 |
| Sep 30, 2021 | 0.66 |
| Jun 30, 2021 | 1.15 |
| Mar 31, 2021 | 1.00 |
| Dec 31, 2020 | 1.50 |