World Acceptance (WRLD) Interest Expenses (2010 - 2025)

World Acceptance (WRLD) reported Interest Expenses of $12.8 million for Q4 2025, up 13.21% year-over-year from $11.3 million in Q4 2024, and down 10.85% quarter-over-quarter from $14.3 million in Q3 2025.

World Acceptance (WRLD) Interest Expenses (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has 16 years of Interest Expenses data on file, last reported at $12.8 million in Q4 2025.

  • Interest Expenses for Q4 2025 came in at $12.8 million, up 13.21% year-over-year; the trailing twelve-month figure through Dec 2025 was $47.9 million (up 10.79% YoY), and the FY2025 annual result was $42.7 million, down 11.45% from the prior year.
  • Interest Expenses declined to $12.8 million in Q4 2025 per WRLD's latest filing, from $14.3 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $14.3 million in Q3 2025 and troughed at $5.5 million in Q2 2021.
  • A 5-year average of $10.9 million and a median of $11.2 million in 2024 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2022 and 2024: Interest Expenses soared 103.13% in 2022, then retreated 20.2% in 2024.
  • A 5-year view of Interest Expenses shows it stood at $10.2 million in 2021, then surged by 38.4% to $14.1 million in 2022, then dropped by 16.92% to $11.7 million in 2023, then fell by 3.39% to $11.3 million in 2024, then advanced by 13.21% to $12.8 million in 2025.
  • Business Quant data shows WRLD's Interest Expenses at $12.8 million in Q4 2025, $14.3 million in Q3 2025, and $9.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 World Acceptance 796.25 Mn 786.25 Mn - 12.79 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 12.79 Mn
Dec 31, 2025 12.79 Mn
Sep 30, 2025 14.34 Mn
Sep 30, 2025 14.34 Mn
Jun 30, 2025 9.63 Mn
Jun 30, 2025 9.63 Mn
Mar 31, 2025 11.19 Mn
Mar 31, 2025 11.19 Mn
Dec 31, 2024 11.29 Mn
Dec 31, 2024 11.29 Mn
Sep 30, 2024 10.46 Mn
Sep 30, 2024 10.46 Mn
Jun 30, 2024 9.77 Mn
Jun 30, 2024 9.77 Mn
Mar 31, 2024 11.76 Mn
Mar 31, 2024 11.76 Mn
Dec 31, 2023 11.69 Mn
Dec 31, 2023 11.69 Mn
Sep 30, 2023 12.54 Mn
Sep 30, 2023 12.54 Mn