World Acceptance (WRLD) Interest Expenses (2010 - 2025)

World Acceptance (WRLD) recorded quarterly Interest Expenses of $12.8 million in Q4 2025, down 10.85% quarter-over-quarter from $14.3 million in Q3 2025, and up 13.21% year-on-year from $11.3 million in Q4 2024.

World Acceptance (WRLD) Interest Expenses (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Interest Expenses across 16 years of filings, most recently posting $12.8 million for Q4 2025.

  • For the quarter ending Q4 2025, Interest Expenses rose 13.21% year-over-year to $12.8 million; the trailing twelve-month figure through Dec 2025 stood at $47.9 million (up 10.79% YoY), and the FY2025 full-year result was $42.7 million, down 11.45% from the prior year.
  • Interest Expenses was $12.8 million for Q4 2025 at World Acceptance, down from $14.3 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $14.3 million in Q3 2025 and troughed at $5.5 million in Q2 2021.
  • The 5-year median for Interest Expenses is $11.2 million (2024), against an average of $10.9 million.
  • The sharpest annual moves came in 2022 and 2024: Interest Expenses soared 103.13% in 2022, then dropped 20.2% in 2024.
  • Year by year, Interest Expenses stood at $10.2 million in 2021, then surged by 38.4% to $14.1 million in 2022, then dropped by 16.92% to $11.7 million in 2023, then fell by 3.39% to $11.3 million in 2024, then advanced by 13.21% to $12.8 million in 2025.
  • Per Business Quant data, the three most recent Interest Expenses figures were $12.8 million in Q4 2025, $14.3 million in Q3 2025, and $9.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 178.00 Mn
2 Mastercard 437.48 Bn 427.27 Bn - 185.00 Mn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 4.09 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 968.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.52 Bn
10 World Acceptance 894.60 Mn 884.60 Mn - 12.79 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 12.79 Mn
Dec 31, 2025 12.79 Mn
Sep 30, 2025 14.34 Mn
Sep 30, 2025 14.34 Mn
Jun 30, 2025 9.63 Mn
Jun 30, 2025 9.63 Mn
Mar 31, 2025 11.19 Mn
Mar 31, 2025 11.19 Mn
Dec 31, 2024 11.29 Mn
Dec 31, 2024 11.29 Mn
Sep 30, 2024 10.46 Mn
Sep 30, 2024 10.46 Mn
Jun 30, 2024 9.77 Mn
Jun 30, 2024 9.77 Mn
Mar 31, 2024 11.76 Mn
Mar 31, 2024 11.76 Mn
Dec 31, 2023 11.69 Mn
Dec 31, 2023 11.69 Mn
Sep 30, 2023 12.54 Mn
Sep 30, 2023 12.54 Mn