World Acceptance (WRLD) Interest Expenses (2010 - 2025)

World Acceptance (WRLD) posted quarterly Interest Expenses of $12.8 million for Q4 2025, up 13.21% YoY from $11.3 million in Q4 2024, and down 10.85% sequentially from $14.3 million in Q3 2025.

World Acceptance (WRLD) Interest Expenses (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Interest Expenses across 16 years of filings, most recently posting $12.8 million for Q4 2025.

  • In Q4 2025, Interest Expenses rose 13.21% year-over-year to $12.8 million; the TTM figure through Dec 2025 stood at $47.9 million (up 10.79% YoY), while the FY2025 annual figure was $42.7 million, down 11.45% from the prior year.
  • Interest Expenses retreated to $12.8 million in Q4 2025, from $14.3 million in the prior quarter.
  • Over the last five years, Interest Expenses for WRLD reached as high as $14.3 million in Q3 2025 and fell as low as $5.5 million in Q2 2021.
  • The 5-year median for Interest Expenses is $11.2 million (2024), against an average of $10.9 million.
  • Annual changes were most pronounced in 2022 — Interest Expenses soared 103.13% — and 2024, when it retreated 20.2%.
  • A 5-year view of Interest Expenses shows it stood at $10.2 million in 2021, then surged by 38.4% to $14.1 million in 2022, then dropped by 16.92% to $11.7 million in 2023, then fell by 3.39% to $11.3 million in 2024, then advanced by 13.21% to $12.8 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods registered $12.8 million, $14.3 million, and $9.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 World Acceptance 1.04 Bn 1.03 Bn - 12.79 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 12.79 Mn
Dec 31, 2025 12.79 Mn
Sep 30, 2025 14.34 Mn
Sep 30, 2025 14.34 Mn
Jun 30, 2025 9.63 Mn
Jun 30, 2025 9.63 Mn
Mar 31, 2025 11.19 Mn
Mar 31, 2025 11.19 Mn
Dec 31, 2024 11.29 Mn
Dec 31, 2024 11.29 Mn
Sep 30, 2024 10.46 Mn
Sep 30, 2024 10.46 Mn
Jun 30, 2024 9.77 Mn
Jun 30, 2024 9.77 Mn
Mar 31, 2024 11.76 Mn
Mar 31, 2024 11.76 Mn
Dec 31, 2023 11.69 Mn
Dec 31, 2023 11.69 Mn
Sep 30, 2023 12.54 Mn
Sep 30, 2023 12.54 Mn