World Acceptance (WRLD) Interest Expenses (2010 - 2025)
World Acceptance (WRLD) recorded quarterly Interest Expenses of $12.8 million in Q4 2025, down 10.85% quarter-over-quarter from $14.3 million in Q3 2025, and up 13.21% year-on-year from $11.3 million in Q4 2024.
World Acceptance (WRLD) Interest Expenses (2010 - 2025) Analysis & Trends
World Acceptance has disclosed Interest Expenses across 16 years of filings, most recently posting $12.8 million for Q4 2025.
- For the quarter ending Q4 2025, Interest Expenses rose 13.21% year-over-year to $12.8 million; the trailing twelve-month figure through Dec 2025 stood at $47.9 million (up 10.79% YoY), and the FY2025 full-year result was $42.7 million, down 11.45% from the prior year.
- Interest Expenses was $12.8 million for Q4 2025 at World Acceptance, down from $14.3 million in the prior quarter.
- Over five years, Interest Expenses peaked at $14.3 million in Q3 2025 and troughed at $5.5 million in Q2 2021.
- The 5-year median for Interest Expenses is $11.2 million (2024), against an average of $10.9 million.
- The sharpest annual moves came in 2022 and 2024: Interest Expenses soared 103.13% in 2022, then dropped 20.2% in 2024.
- Year by year, Interest Expenses stood at $10.2 million in 2021, then surged by 38.4% to $14.1 million in 2022, then dropped by 16.92% to $11.7 million in 2023, then fell by 3.39% to $11.3 million in 2024, then advanced by 13.21% to $12.8 million in 2025.
- Per Business Quant data, the three most recent Interest Expenses figures were $12.8 million in Q4 2025, $14.3 million in Q3 2025, and $9.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 185.00 Mn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.52 Bn |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 12.79 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 12.79 Mn |
| Dec 31, 2025 | 12.79 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Mar 31, 2024 | 11.76 Mn |
| Mar 31, 2024 | 11.76 Mn |
| Dec 31, 2023 | 11.69 Mn |
| Dec 31, 2023 | 11.69 Mn |
| Sep 30, 2023 | 12.54 Mn |
| Sep 30, 2023 | 12.54 Mn |