World Acceptance (WRLD) Interest Expenses (2010 - 2025)
World Acceptance (WRLD) posted quarterly Interest Expenses of $12.8 million for Q4 2025, up 13.21% YoY from $11.3 million in Q4 2024, and down 10.85% sequentially from $14.3 million in Q3 2025.
World Acceptance (WRLD) Interest Expenses (2010 - 2025) Analysis & Trends
World Acceptance has disclosed Interest Expenses across 16 years of filings, most recently posting $12.8 million for Q4 2025.
- In Q4 2025, Interest Expenses rose 13.21% year-over-year to $12.8 million; the TTM figure through Dec 2025 stood at $47.9 million (up 10.79% YoY), while the FY2025 annual figure was $42.7 million, down 11.45% from the prior year.
- Interest Expenses retreated to $12.8 million in Q4 2025, from $14.3 million in the prior quarter.
- Over the last five years, Interest Expenses for WRLD reached as high as $14.3 million in Q3 2025 and fell as low as $5.5 million in Q2 2021.
- The 5-year median for Interest Expenses is $11.2 million (2024), against an average of $10.9 million.
- Annual changes were most pronounced in 2022 — Interest Expenses soared 103.13% — and 2024, when it retreated 20.2%.
- A 5-year view of Interest Expenses shows it stood at $10.2 million in 2021, then surged by 38.4% to $14.1 million in 2022, then dropped by 16.92% to $11.7 million in 2023, then fell by 3.39% to $11.3 million in 2024, then advanced by 13.21% to $12.8 million in 2025.
- According to Business Quant data, Interest Expenses over the past three periods registered $12.8 million, $14.3 million, and $9.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 12.79 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 12.79 Mn |
| Dec 31, 2025 | 12.79 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Mar 31, 2024 | 11.76 Mn |
| Mar 31, 2024 | 11.76 Mn |
| Dec 31, 2023 | 11.69 Mn |
| Dec 31, 2023 | 11.69 Mn |
| Sep 30, 2023 | 12.54 Mn |
| Sep 30, 2023 | 12.54 Mn |