World Acceptance (WRLD) Interest Expenses (2010 - 2026)
World Acceptance (WRLD) posted quarterly Interest Expenses of $93.3 million for Q4 2025, up 725.73% year-over-year from $11.3 million in Q4 2024, and up 400.52% quarter-over-quarter from $18.6 million in Q3 2025.
Analysis
World Acceptance (WRLD) Interest Expenses (2010 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Interest Expenses for 16 consecutive years, with $93.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expenses rose 725.73% year-over-year to $93.3 million; the TTM figure through Dec 2025 stood at $93.3 million (up 91.24% YoY), while the FY2025 annual figure was $44.7 million, down 8.49% from the prior year.
- Interest Expenses advanced to $93.3 million in Q4 2025 per WRLD's latest filing, from $18.6 million in the prior quarter.
- Across five years, Interest Expenses topped out at $93.3 million in Q4 2025 and bottomed at $5.5 million in Q2 2021.
- Historically, Interest Expenses has averaged $16.2 million across 5 years, with a median of $12.0 million in 2023.
- On a YoY basis, Interest Expenses climbed as much as 725.73% in 2025 and fell as far as 18.33% in 2025.
- World Acceptance's Interest Expenses stood at $10.2 million in 2021, then soared by 38.4% to $14.1 million in 2022, then declined by 16.92% to $11.7 million in 2023, then retreated by 3.39% to $11.3 million in 2024, then surged by 725.73% to $93.3 million in 2025.
- Business Quant data shows WRLD's Interest Expenses at $93.3 million in Q4 2025, $18.6 million in Q3 2025, and $12.5 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | 11.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.42 Mn |
| Jun 30, 2026 | 11.42 Mn |
| Mar 31, 2026 | 12.68 Mn |
| Mar 31, 2026 | 12.68 Mn |
| Dec 31, 2025 | 12.79 Mn |
| Dec 31, 2025 | 12.79 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Sep 30, 2025 | 14.34 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Jun 30, 2025 | 9.63 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Mar 31, 2025 | 11.19 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Dec 31, 2024 | 11.29 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Sep 30, 2024 | 10.46 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Jun 30, 2024 | 9.77 Mn |
| Mar 31, 2024 | 11.76 Mn |
| Mar 31, 2024 | 11.76 Mn |