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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Interest Coverage Ratio (2016 - 2025)

World Acceptance (WRLD) has disclosed Interest Coverage Ratio for 15 consecutive years, with 0.92 as the latest value for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio fell 61.92% to 0.92 in Q4 2025 year-over-year; TTM through Dec 2025 was 2.13, a 37.08% decrease, with the full-year FY2025 number at 11.01, up 259.61% from a year prior.
  • Interest Coverage Ratio was 0.92 for Q4 2025 at World Acceptance, up from 0.88 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.11 in Q1 2021 to a low of 0.04 in Q2 2022.
  • A 5-year average of 2.89 and a median of 2.54 in 2023 define the central range for Interest Coverage Ratio.
  • Peak YoY movement for Interest Coverage Ratio: plummeted 99.16% in 2022, then surged 4941.9% in 2023.
  • World Acceptance's Interest Coverage Ratio stood at 1.76 in 2021, then increased by 1.08% to 1.78 in 2022, then soared by 50.14% to 2.67 in 2023, then fell by 9.43% to 2.42 in 2024, then tumbled by 61.92% to 0.92 in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Interest Coverage Ratio are 0.92 (Q4 2025), 0.88 (Q3 2025), and 1.2 (Q2 2025).