World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2025)

World Acceptance has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 0.92 for Q4 2025.

• For the quarter ending Q4 2025, Interest Coverage Ratio fell 61.92% year-over-year to 0.92; the trailing twelve-month figure through Dec 2025 stood at 2.13 (down 37.08% YoY), and the FY2025 full-year result was 3.62, up 18.33% from the prior year.
• Interest Coverage Ratio was 0.92 for Q4 2025 at World Acceptance, up from 0.88 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 9.11 in Q1 2021 and troughed at 0.04 in Q2 2022.
• The 5-year median for Interest Coverage Ratio is 2.54 (2023), against an average of 2.88.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 99.16% in 2022, then surged 4941.9% in 2023.
• Year by year, Interest Coverage Ratio stood at 1.76 in 2021, then fell by 11.23% to 1.56 in 2022, then jumped by 70.96% to 2.67 in 2023, then declined by 9.43% to 2.42 in 2024, then sank by 61.92% to 0.92 in 2025.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.92 in Q4 2025, 0.88 in Q3 2025, and 1.2 in Q2 2025.