World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2025)

World Acceptance (WRLD) has 16 years of Interest Coverage Ratio data on file, last reported at 0.92 in Q4 2025.

• Interest Coverage Ratio for Q4 2025 came in at 0.92, down 61.92% year-over-year; the trailing twelve-month figure through Dec 2025 was 2.13 (down 37.08% YoY), and the FY2025 annual result was 3.62, up 18.33% from the prior year.
• Interest Coverage Ratio advanced to 0.92 in Q4 2025 per WRLD's latest filing, from 0.88 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 9.11 in Q1 2021 and troughed at 0.04 in Q2 2022.
• A 5-year average of 2.88 and a median of 2.54 in 2023 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio plunged 99.16% in 2022, then surged 4941.9% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 1.76 in 2021, then fell by 11.23% to 1.56 in 2022, then jumped by 70.96% to 2.67 in 2023, then declined by 9.43% to 2.42 in 2024, then tumbled by 61.92% to 0.92 in 2025.
• Business Quant data shows WRLD's Interest Coverage Ratio at 0.92 in Q4 2025, 0.88 in Q3 2025, and 1.2 in Q2 2025.