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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Interest Coverage Ratio (2016 - 2025)

World Acceptance (WRLD) has disclosed Interest Coverage Ratio for 16 consecutive years, with 0.92 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 61.92% to 0.92 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.13 through Dec 2025, down 37.08% year-over-year, with the annual reading at 3.62 for FY2025, 18.33% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 0.92 at World Acceptance, up from 0.88 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 9.11 in Q1 2021, with the low at 0.04 in Q2 2022.
  • Average Interest Coverage Ratio over 5 years is 2.88, with a median of 2.54 recorded in 2023.
  • The sharpest move saw Interest Coverage Ratio tumbled 99.16% in 2022, then soared 4941.9% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 1.76 in 2021, then decreased by 11.23% to 1.56 in 2022, then soared by 70.96% to 2.67 in 2023, then dropped by 9.43% to 2.42 in 2024, then crashed by 61.92% to 0.92 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 0.92, 0.88, and 1.2 for Q4 2025, Q3 2025, and Q2 2025 respectively.