World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2025)

World Acceptance has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 0.92 for Q4 2025.

• In Q4 2025, Interest Coverage Ratio fell 61.92% year-over-year to 0.92; the TTM figure through Dec 2025 stood at 2.13 (down 37.08% YoY), while the FY2025 annual figure was 3.62, up 18.33% from the prior year.
• Interest Coverage Ratio improved to 0.92 in Q4 2025, from 0.88 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for WRLD reached as high as 9.11 in Q1 2021 and fell as low as 0.04 in Q2 2022.
• The 5-year median for Interest Coverage Ratio is 2.54 (2023), against an average of 2.88.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 99.16% — and 2023, when it surged 4941.9%.
• A 5-year view of Interest Coverage Ratio shows it stood at 1.76 in 2021, then fell by 11.23% to 1.56 in 2022, then jumped by 70.96% to 2.67 in 2023, then declined by 9.43% to 2.42 in 2024, then sank by 61.92% to 0.92 in 2025.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.92, 0.88, and 1.2 for Q4 2025, Q3 2025, and Q2 2025 respectively.