Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Interest Coverage Ratio (2016 - 2025)

World Acceptance has reported Interest Coverage Ratio over the past 16 years, most recently at 0.92 for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 61.92% to 0.92 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.13 through Dec 2025, down 37.08% year-over-year, with the annual reading at 3.62 for FY2025, 18.33% up from the prior year.
  • Interest Coverage Ratio was 0.92 for Q4 2025 at World Acceptance, up from 0.88 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 9.11 in Q1 2021 and troughed at 0.04 in Q2 2022.
  • The 5-year median for Interest Coverage Ratio is 2.54 (2023), against an average of 2.88.
  • Year-over-year, Interest Coverage Ratio plummeted 99.16% in 2022 and then surged 4941.9% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.76 in 2021, then fell by 11.23% to 1.56 in 2022, then skyrocketed by 70.96% to 2.67 in 2023, then decreased by 9.43% to 2.42 in 2024, then plummeted by 61.92% to 0.92 in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Interest Coverage Ratio are 0.92 (Q4 2025), 0.88 (Q3 2025), and 1.2 (Q2 2025).