World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2026)
World Acceptance's (WRLD) quarterly Interest Coverage Ratio came in at 1.69 in Q2 2026, up 36.89% year-over-year from 1.24 in Q2 2025, and down 63.44% quarter-over-quarter from 4.63 in Q1 2026.
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Analysis
World Acceptance (WRLD) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Interest Coverage Ratio for 17 consecutive years, with 1.69 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 36.89% year-over-year to 1.69 in Q2 2026; TTM through Jun 2026 was 2.0, a 40.58% decrease from a year earlier, with the FY2026 full-year figure at 1.92, down 46.9% from the prior year.
- Interest Coverage Ratio was 1.69 for Q2 2026 at World Acceptance, down from 4.63 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.87 in Q1 2025 and troughed at 0.04 in Q2 2022.
- A 5-year average of 2.5 and a median of 2.37 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio sank 99.16% in 2022 and jumped 4941.9% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.56 in 2022, then soared by 70.96% to 2.67 in 2023, then retreated by 9.43% to 2.42 in 2024, then slumped by 61.92% to 0.92 in 2025, then jumped by 83.7% to 1.69 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.69 (Q2 2026), 4.63 (Q1 2026), and 0.92 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.22 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.24 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 1.30 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 6.56 |
| 10 | World Acceptance | 848.56 Mn | 838.14 Mn | - | 1.69 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.69 |
| Mar 31, 2026 | 4.63 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 5.87 |
| Dec 31, 2024 | 2.42 |
| Sep 30, 2024 | 3.67 |
| Jun 30, 2024 | 2.32 |
| Mar 31, 2024 | 4.93 |
| Dec 31, 2023 | 2.67 |
| Sep 30, 2023 | 2.67 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 3.47 |
| Dec 31, 2022 | 1.56 |
| Sep 30, 2022 | 0.99 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 3.10 |
| Dec 31, 2021 | 1.76 |
| Sep 30, 2021 | 3.10 |
API Access
World Acceptance Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "WRLD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();