World Acceptance (WRLD) Equity Ratio (2011 - 2025)

World Acceptance (WRLD) reported Equity Ratio of 0.31 for Q4 2025, down 20.17% year-over-year from 0.39 in Q4 2024, and down 10.58% quarter-over-quarter from 0.34 in Q3 2025.

World Acceptance (WRLD) Equity Ratio (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has 15 years of Equity Ratio data on file, last reported at 0.31 in Q4 2025.

  • Equity Ratio for Q4 2025 came in at 0.31, down 20.17% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.31 (down 20.17% YoY), and the FY2025 annual result was 0.44, up 8.55% from the prior year.
  • Equity Ratio eased to 0.31 in Q4 2025 per WRLD's latest filing, from 0.34 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.44 in Q1 2025 and troughed at 0.28 in Q2 2022.
  • A 5-year average of 0.36 and a median of 0.37 in 2023 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2022 and 2023: Equity Ratio plunged 30.43% in 2022, then surged 30.04% in 2023.
  • A 5-year view of Equity Ratio shows it stood at 0.32 in 2021, then declined by 8.54% to 0.29 in 2022, then rose by 23.33% to 0.36 in 2023, then gained by 6.05% to 0.39 in 2024, then decreased by 20.17% to 0.31 in 2025.
  • Business Quant data shows WRLD's Equity Ratio at 0.31 in Q4 2025, 0.34 in Q3 2025, and 0.42 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 World Acceptance 796.25 Mn 786.25 Mn - 0.31

Historic Data

Download Data
DateValue
Dec 31, 2025 0.31
Sep 30, 2025 0.34
Jun 30, 2025 0.42
Mar 31, 2025 0.44
Dec 31, 2024 0.39
Sep 30, 2024 0.40
Jun 30, 2024 0.40
Mar 31, 2024 0.40
Dec 31, 2023 0.36
Sep 30, 2023 0.37
Jun 30, 2023 0.36
Mar 31, 2023 0.34
Dec 31, 2022 0.29
Sep 30, 2022 0.29
Jun 30, 2022 0.28
Mar 31, 2022 0.31
Dec 31, 2021 0.32
Sep 30, 2021 0.37
Jun 30, 2021 0.40
Mar 31, 2021 0.42