World Acceptance (WRLD) Equity Ratio (2011 - 2025)

World Acceptance (WRLD) posted quarterly Equity Ratio of 0.31 for Q4 2025, down 20.17% YoY from 0.39 in Q4 2024, and down 10.58% sequentially from 0.34 in Q3 2025.

World Acceptance (WRLD) Equity Ratio (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Equity Ratio across 15 years of filings, most recently posting 0.31 for Q4 2025.

  • In Q4 2025, Equity Ratio fell 20.17% year-over-year to 0.31; the TTM figure through Dec 2025 stood at 0.31 (down 20.17% YoY), while the FY2025 annual figure was 0.44, up 8.55% from the prior year.
  • Equity Ratio fell to 0.31 in Q4 2025, from 0.34 in the prior quarter.
  • Over the last five years, Equity Ratio for WRLD reached as high as 0.44 in Q1 2025 and fell as low as 0.28 in Q2 2022.
  • The 5-year median for Equity Ratio is 0.37 (2023), against an average of 0.36.
  • Annual changes were most pronounced in 2022 — Equity Ratio slumped 30.43% — and 2023, when it surged 30.04%.
  • A 5-year view of Equity Ratio shows it stood at 0.32 in 2021, then declined by 8.54% to 0.29 in 2022, then rose by 23.33% to 0.36 in 2023, then gained by 6.05% to 0.39 in 2024, then decreased by 20.17% to 0.31 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.31, 0.34, and 0.42 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 World Acceptance 1.04 Bn 1.03 Bn - 0.31

Historic Data

Download Data
DateValue
Dec 31, 2025 0.31
Sep 30, 2025 0.34
Jun 30, 2025 0.42
Mar 31, 2025 0.44
Dec 31, 2024 0.39
Sep 30, 2024 0.40
Jun 30, 2024 0.40
Mar 31, 2024 0.40
Dec 31, 2023 0.36
Sep 30, 2023 0.37
Jun 30, 2023 0.36
Mar 31, 2023 0.34
Dec 31, 2022 0.29
Sep 30, 2022 0.29
Jun 30, 2022 0.28
Mar 31, 2022 0.31
Dec 31, 2021 0.32
Sep 30, 2021 0.37
Jun 30, 2021 0.40
Mar 31, 2021 0.42