World Acceptance (WRLD) Equity Ratio (2011 - 2025)
World Acceptance (WRLD) reported Equity Ratio of 0.31 for Q4 2025, down 20.17% year-over-year from 0.39 in Q4 2024, and down 10.58% quarter-over-quarter from 0.34 in Q3 2025.
World Acceptance (WRLD) Equity Ratio (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Equity Ratio data on file, last reported at 0.31 in Q4 2025.
- Equity Ratio for Q4 2025 came in at 0.31, down 20.17% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.31 (down 20.17% YoY), and the FY2025 annual result was 0.44, up 8.55% from the prior year.
- Equity Ratio eased to 0.31 in Q4 2025 per WRLD's latest filing, from 0.34 in the prior quarter.
- Over five years, Equity Ratio peaked at 0.44 in Q1 2025 and troughed at 0.28 in Q2 2022.
- A 5-year average of 0.36 and a median of 0.37 in 2023 frame the typical range for Equity Ratio.
- The sharpest annual moves came in 2022 and 2023: Equity Ratio plunged 30.43% in 2022, then surged 30.04% in 2023.
- A 5-year view of Equity Ratio shows it stood at 0.32 in 2021, then declined by 8.54% to 0.29 in 2022, then rose by 23.33% to 0.36 in 2023, then gained by 6.05% to 0.39 in 2024, then decreased by 20.17% to 0.31 in 2025.
- Business Quant data shows WRLD's Equity Ratio at 0.31 in Q4 2025, 0.34 in Q3 2025, and 0.42 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.38 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.13 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.08 |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 0.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | 0.44 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.40 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.37 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.34 |
| Dec 31, 2022 | 0.29 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.31 |
| Dec 31, 2021 | 0.32 |
| Sep 30, 2021 | 0.37 |
| Jun 30, 2021 | 0.40 |
| Mar 31, 2021 | 0.42 |