World Acceptance (WRLD) Equity Ratio (2011 - 2025)

World Acceptance (WRLD) recorded quarterly Equity Ratio of 0.31 in Q4 2025, down 10.58% quarter-over-quarter from 0.34 in Q3 2025, and down 20.17% year-on-year from 0.39 in Q4 2024.

World Acceptance (WRLD) Equity Ratio (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Equity Ratio across 15 years of filings, most recently posting 0.31 for Q4 2025.

  • For the quarter ending Q4 2025, Equity Ratio fell 20.17% year-over-year to 0.31; the trailing twelve-month figure through Dec 2025 stood at 0.31 (down 20.17% YoY), and the FY2025 full-year result was 0.44, up 8.55% from the prior year.
  • Equity Ratio was 0.31 for Q4 2025 at World Acceptance, down from 0.34 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.44 in Q1 2025 and troughed at 0.28 in Q2 2022.
  • The 5-year median for Equity Ratio is 0.37 (2023), against an average of 0.36.
  • The sharpest annual moves came in 2022 and 2023: Equity Ratio tumbled 30.43% in 2022, then surged 30.04% in 2023.
  • Year by year, Equity Ratio stood at 0.32 in 2021, then declined by 8.54% to 0.29 in 2022, then rose by 23.33% to 0.36 in 2023, then gained by 6.05% to 0.39 in 2024, then decreased by 20.17% to 0.31 in 2025.
  • Per Business Quant data, the three most recent Equity Ratio figures were 0.31 in Q4 2025, 0.34 in Q3 2025, and 0.42 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.38
2 Mastercard 437.48 Bn 427.27 Bn - 0.13
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.11
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.16
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.25
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.14
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.29
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.20
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.08
10 World Acceptance 894.60 Mn 884.60 Mn - 0.31

Historic Data

Download Data
DateValue
Dec 31, 2025 0.31
Sep 30, 2025 0.34
Jun 30, 2025 0.42
Mar 31, 2025 0.44
Dec 31, 2024 0.39
Sep 30, 2024 0.40
Jun 30, 2024 0.40
Mar 31, 2024 0.40
Dec 31, 2023 0.36
Sep 30, 2023 0.37
Jun 30, 2023 0.36
Mar 31, 2023 0.34
Dec 31, 2022 0.29
Sep 30, 2022 0.29
Jun 30, 2022 0.28
Mar 31, 2022 0.31
Dec 31, 2021 0.32
Sep 30, 2021 0.37
Jun 30, 2021 0.40
Mar 31, 2021 0.42