World Acceptance (WRLD) Equity Ratio (2011 - 2025)
World Acceptance (WRLD) posted quarterly Equity Ratio of 0.31 for Q4 2025, down 20.17% YoY from 0.39 in Q4 2024, and down 10.58% sequentially from 0.34 in Q3 2025.
World Acceptance (WRLD) Equity Ratio (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Equity Ratio across 15 years of filings, most recently posting 0.31 for Q4 2025.
- In Q4 2025, Equity Ratio fell 20.17% year-over-year to 0.31; the TTM figure through Dec 2025 stood at 0.31 (down 20.17% YoY), while the FY2025 annual figure was 0.44, up 8.55% from the prior year.
- Equity Ratio fell to 0.31 in Q4 2025, from 0.34 in the prior quarter.
- Over the last five years, Equity Ratio for WRLD reached as high as 0.44 in Q1 2025 and fell as low as 0.28 in Q2 2022.
- The 5-year median for Equity Ratio is 0.37 (2023), against an average of 0.36.
- Annual changes were most pronounced in 2022 — Equity Ratio slumped 30.43% — and 2023, when it surged 30.04%.
- A 5-year view of Equity Ratio shows it stood at 0.32 in 2021, then declined by 8.54% to 0.29 in 2022, then rose by 23.33% to 0.36 in 2023, then gained by 6.05% to 0.39 in 2024, then decreased by 20.17% to 0.31 in 2025.
- According to Business Quant data, Equity Ratio over the past three periods registered 0.31, 0.34, and 0.42 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 0.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | 0.44 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.40 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.37 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.34 |
| Dec 31, 2022 | 0.29 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.31 |
| Dec 31, 2021 | 0.32 |
| Sep 30, 2021 | 0.37 |
| Jun 30, 2021 | 0.40 |
| Mar 31, 2021 | 0.42 |