World Acceptance (WRLD) EBITDA (2010 - 2025)

World Acceptance (WRLD) recorded quarterly EBITDA of $11.8 million in Q4 2025, down 6.99% quarter-over-quarter from $12.7 million in Q3 2025, and down 56.89% year-on-year from $27.3 million in Q4 2024.

World Acceptance (WRLD) EBITDA (2010 - 2025) Analysis & Trends

World Acceptance has disclosed EBITDA across 16 years of filings, most recently posting $11.8 million for Q4 2025.

  • For the quarter ending Q4 2025, EBITDA fell 56.89% year-over-year to $11.8 million; the trailing twelve-month figure through Dec 2025 stood at $102.3 million (down 30.29% YoY), and the FY2025 full-year result was $154.7 million, up 4.78% from the prior year.
  • EBITDA was $11.8 million for Q4 2025 at World Acceptance, down from $12.7 million in the prior quarter.
  • Over five years, EBITDA peaked at $66.3 million in Q1 2025 and troughed at $445279.0 in Q2 2022.
  • The 5-year median for EBITDA is $25.3 million (2021), against an average of $28.9 million.
  • The sharpest annual moves came in 2022 and 2023: EBITDA tumbled 98.29% in 2022, then surged 5423.8% in 2023.
  • Year by year, EBITDA stood at $17.9 million in 2021, then gained by 22.86% to $22.0 million in 2022, then jumped by 42.04% to $31.2 million in 2023, then fell by 12.5% to $27.3 million in 2024, then tumbled by 56.89% to $11.8 million in 2025.
  • Per Business Quant data, the three most recent EBITDA figures were $11.8 million in Q4 2025, $12.7 million in Q3 2025, and $11.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 543.83 Bn 531.43 Bn - 7.23 Bn
2 Mastercard 439.96 Bn 429.75 Bn - 4.91 Bn
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 113.95 Bn 37.46 Bn - 6.79 Bn
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.77 Bn 4.21 Bn - 2.02 Bn
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 332.00 Mn
10 World Acceptance 850.43 Mn 840.43 Mn - 11.77 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 11.77 Mn
Sep 30, 2025 12.66 Mn
Jun 30, 2025 11.58 Mn
Mar 31, 2025 66.31 Mn
Dec 31, 2024 27.31 Mn
Sep 30, 2024 38.39 Mn
Jun 30, 2024 22.70 Mn
Mar 31, 2024 58.37 Mn
Dec 31, 2023 31.21 Mn
Sep 30, 2023 33.46 Mn
Jun 30, 2023 24.60 Mn
Mar 31, 2023 42.25 Mn
Dec 31, 2022 21.97 Mn
Sep 30, 2022 12.94 Mn
Jun 30, 2022 445,279.00
Mar 31, 2022 34.28 Mn
Dec 31, 2021 17.88 Mn
Sep 30, 2021 20.79 Mn
Jun 30, 2021 26.04 Mn
Mar 31, 2021 63.23 Mn