World Acceptance (WRLD) EBITDA (2010 - 2025)

World Acceptance (WRLD) posted quarterly EBITDA of $11.8 million for Q4 2025, down 56.89% YoY from $27.3 million in Q4 2024, and down 6.99% sequentially from $12.7 million in Q3 2025.

World Acceptance (WRLD) EBITDA (2010 - 2025) Analysis & Trends

World Acceptance has disclosed EBITDA across 16 years of filings, most recently posting $11.8 million for Q4 2025.

  • In Q4 2025, EBITDA fell 56.89% year-over-year to $11.8 million; the TTM figure through Dec 2025 stood at $102.3 million (down 30.29% YoY), while the FY2025 annual figure was $154.7 million, up 4.78% from the prior year.
  • EBITDA slipped to $11.8 million in Q4 2025, from $12.7 million in the prior quarter.
  • Over the last five years, EBITDA for WRLD reached as high as $66.3 million in Q1 2025 and fell as low as $445279.0 in Q2 2022.
  • The 5-year median for EBITDA is $25.3 million (2021), against an average of $28.9 million.
  • Annual changes were most pronounced in 2022 — EBITDA slumped 98.29% — and 2023, when it surged 5423.8%.
  • A 5-year view of EBITDA shows it stood at $17.9 million in 2021, then gained by 22.86% to $22.0 million in 2022, then jumped by 42.04% to $31.2 million in 2023, then fell by 12.5% to $27.3 million in 2024, then tumbled by 56.89% to $11.8 million in 2025.
  • According to Business Quant data, EBITDA over the past three periods registered $11.8 million, $12.7 million, and $11.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 World Acceptance 1.04 Bn 1.03 Bn - 11.77 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 11.77 Mn
Sep 30, 2025 12.66 Mn
Jun 30, 2025 11.58 Mn
Mar 31, 2025 66.31 Mn
Dec 31, 2024 27.31 Mn
Sep 30, 2024 38.39 Mn
Jun 30, 2024 22.70 Mn
Mar 31, 2024 58.37 Mn
Dec 31, 2023 31.21 Mn
Sep 30, 2023 33.46 Mn
Jun 30, 2023 24.60 Mn
Mar 31, 2023 42.25 Mn
Dec 31, 2022 21.97 Mn
Sep 30, 2022 12.94 Mn
Jun 30, 2022 445,279.00
Mar 31, 2022 34.28 Mn
Dec 31, 2021 17.88 Mn
Sep 30, 2021 20.79 Mn
Jun 30, 2021 26.04 Mn
Mar 31, 2021 63.23 Mn