World Acceptance (WRLD) EBITDA (2010 - 2025)
World Acceptance (WRLD) posted quarterly EBITDA of $92.2 million for Q4 2025, up 237.81% year-over-year from $27.3 million in Q4 2024, and up 444.34% quarter-over-quarter from $16.9 million in Q3 2025.
World Acceptance (WRLD) EBITDA (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported EBITDA for 16 consecutive years, with $92.2 million the latest figure, recorded in Q4 2025.
- In Q4 2025, EBITDA rose 237.81% year-over-year to $92.2 million; the TTM figure through Dec 2025 stood at $189.9 million (up 24.73% YoY), while the FY2025 annual figure was $156.7 million, up 5.69% from the prior year.
- EBITDA rose to $92.2 million in Q4 2025 per WRLD's latest filing, from $16.9 million in the prior quarter.
- Across five years, EBITDA topped out at $92.2 million in Q4 2025 and bottomed at $7.0 million in Q2 2022.
- Historically, EBITDA has averaged $34.1 million across 5 years, with a median of $28.9 million in 2023.
- Annual changes were most pronounced in 2022 — EBITDA sank 73.24% — and 2023, when it soared 325.49%.
- World Acceptance's EBITDA stood at $17.9 million in 2021, then advanced by 22.86% to $22.0 million in 2022, then surged by 42.04% to $31.2 million in 2023, then retreated by 12.5% to $27.3 million in 2024, then soared by 237.81% to $92.2 million in 2025.
- Business Quant data shows WRLD's EBITDA at $92.2 million in Q4 2025, $16.9 million in Q3 2025, and $14.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 11.07 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.16 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | 92.24 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 92.24 Mn |
| Sep 30, 2025 | 16.95 Mn |
| Jun 30, 2025 | 14.40 Mn |
| Mar 31, 2025 | 66.31 Mn |
| Dec 31, 2024 | 27.31 Mn |
| Sep 30, 2024 | 38.39 Mn |
| Jun 30, 2024 | 28.18 Mn |
| Mar 31, 2024 | 58.37 Mn |
| Dec 31, 2023 | 31.21 Mn |
| Sep 30, 2023 | 33.46 Mn |
| Jun 30, 2023 | 29.66 Mn |
| Mar 31, 2023 | 42.25 Mn |
| Dec 31, 2022 | 21.97 Mn |
| Sep 30, 2022 | 12.94 Mn |
| Jun 30, 2022 | 6.97 Mn |
| Mar 31, 2022 | 34.28 Mn |
| Dec 31, 2021 | 17.88 Mn |
| Sep 30, 2021 | 20.79 Mn |
| Jun 30, 2021 | 26.04 Mn |
| Mar 31, 2021 | 63.23 Mn |