World Acceptance (WRLD) Debt Ratio (2011 - 2026)
World Acceptance's (WRLD) quarterly Debt Ratio came in at 0.43 in Q2 2026, up 46.63% year-over-year from 0.3 in Q2 2025, and down 21.24% quarter-over-quarter from 0.55 in Q3 2025.
Powered by 
Analysis
World Acceptance (WRLD) Debt Ratio (2011 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Debt Ratio for 16 consecutive years, with 0.43 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio rose 46.63% year-over-year to 0.43 in Q2 2026; TTM through Jun 2026 was 0.43, a 46.63% increase from a year earlier, with the FY2025 full-year figure at 0.18, down 29.14% from the prior year.
- Debt Ratio was 0.43 for Q2 2026 at World Acceptance, down from 0.55 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.55 in Q3 2025 and troughed at 0.18 in Q1 2025.
- A 5-year average of 0.31 and a median of 0.29 in 2023 frame the typical range for Debt Ratio.
- The widest YoY moves for Debt Ratio: up 117.34% in 2025, down 29.14% in 2025.
- Over 5 years, Debt Ratio stood at 0.35 in 2022, then slipped by 22.24% to 0.27 in 2023, then grew by 11.01% to 0.3 in 2024, then surged by 81.9% to 0.55 in 2025, then declined by 21.24% to 0.43 in 2026.
- The last three Debt Ratio figures came in at 0.43 (Q2 2026), 0.55 (Q3 2025), and 0.3 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.13 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 0.21 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.43 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 0.58 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 0.20 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 0.69 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.15 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 0.24 |
| 10 | World Acceptance | 848.56 Mn | 838.14 Mn | - | 0.43 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.43 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.24 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.27 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.33 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | 0.46 |
| Mar 31, 2021 | 0.42 |
API Access
World Acceptance Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "WRLD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=WRLD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();