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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Debt Ratio (2016 - 2025)

World Acceptance (WRLD) has disclosed Debt Ratio for 15 consecutive years, with 0.09 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 70.62% to 0.09 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.09 through Dec 2025, down 70.62% year-over-year, with the annual reading at 0.21 for FY2024, 23.25% down from the prior year.
  • Debt Ratio for Q4 2025 was 0.09 at World Acceptance, down from 0.55 in the prior quarter.
  • The five-year high for Debt Ratio was 0.55 in Q3 2025, with the low at 0.09 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.31, with a median of 0.3 recorded in 2025.
  • Peak annual rise in Debt Ratio hit 117.34% in 2025, while the deepest fall reached 70.62% in 2025.
  • Over 5 years, Debt Ratio stood at 0.33 in 2021, then rose by 4.7% to 0.35 in 2022, then fell by 22.24% to 0.27 in 2023, then grew by 11.01% to 0.3 in 2024, then plummeted by 70.62% to 0.09 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.09, 0.55, and 0.3 for Q4 2025, Q3 2025, and Q2 2025 respectively.