World Acceptance (WRLD) Debt Ratio (2011 - 2026)

World Acceptance (WRLD) has reported Debt Ratio for 15 consecutive years, with 0.09 the latest figure, recorded in Q4 2025.

• In Q4 2025, Debt Ratio fell 70.62% year-over-year to 0.09; the TTM figure through Dec 2025 stood at 0.09 (down 70.62% YoY), while the FY2025 annual figure was 0.26, up 23.15% from the prior year.
• Debt Ratio fell to 0.09 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.55 in Q3 2025 and bottomed at 0.09 in Q4 2025.
• Historically, Debt Ratio has averaged 0.31 across 5 years, with a median of 0.29 in 2023.
• On a YoY basis, Debt Ratio climbed as much as 117.34% in 2025 and fell as far as 70.62% in 2025.
• World Acceptance's Debt Ratio stood at 0.33 in 2021, then advanced by 4.7% to 0.35 in 2022, then declined by 22.24% to 0.27 in 2023, then rose by 11.01% to 0.3 in 2024, then plunged by 70.62% to 0.09 in 2025.
• Business Quant data shows WRLD's Debt Ratio at 0.09 in Q4 2025, 0.55 in Q3 2025, and 0.3 in Q2 2025.