World Acceptance (WRLD) Debt Ratio (2011 - 2025)
World Acceptance (WRLD) posted quarterly Debt Ratio of 0.09 for Q4 2025, down 70.62% year-over-year from 0.3 in Q4 2024, and down 83.85% quarter-over-quarter from 0.55 in Q3 2025.
World Acceptance (WRLD) Debt Ratio (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported Debt Ratio for 15 consecutive years, with 0.09 the latest figure, recorded in Q4 2025.
- In Q4 2025, Debt Ratio fell 70.62% year-over-year to 0.09; the TTM figure through Dec 2025 stood at 0.09 (down 70.62% YoY), while the FY2025 annual figure was 0.26, up 23.15% from the prior year.
- Debt Ratio fell to 0.09 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.55 in Q3 2025 and bottomed at 0.09 in Q4 2025.
- Historically, Debt Ratio has averaged 0.31 across 5 years, with a median of 0.29 in 2023.
- On a YoY basis, Debt Ratio climbed as much as 117.34% in 2025 and fell as far as 70.62% in 2025.
- World Acceptance's Debt Ratio stood at 0.33 in 2021, then advanced by 4.7% to 0.35 in 2022, then declined by 22.24% to 0.27 in 2023, then rose by 11.01% to 0.3 in 2024, then plunged by 70.62% to 0.09 in 2025.
- Business Quant data shows WRLD's Debt Ratio at 0.09 in Q4 2025, 0.55 in Q3 2025, and 0.3 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.26 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.27 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.38 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.33 |
| Sep 30, 2021 | 0.24 |
| Jun 30, 2021 | 0.46 |
| Mar 31, 2021 | 0.42 |