World Acceptance (WRLD) Debt Ratio (2011 - 2025)

World Acceptance has disclosed Debt Ratio across 15 years of filings, most recently posting 0.09 for Q4 2025.

• For the quarter ending Q4 2025, Debt Ratio fell 70.63% year-over-year to 0.09; the trailing twelve-month figure through Dec 2025 stood at 0.09 (down 70.63% YoY), and the FY2024 full-year result was 0.21, down 23.25% from the prior year.
• Debt Ratio was 0.09 for Q4 2025 at World Acceptance, down from 0.55 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.55 in Q3 2025 and troughed at 0.09 in Q4 2025.
• The 5-year median for Debt Ratio is 0.3 (2025), against an average of 0.31.
• Biggest YoY gain for Debt Ratio was 117.34% in 2025; the steepest drop was 70.63% in 2025.
• Year by year, Debt Ratio stood at 0.33 in 2021, then gained by 4.7% to 0.35 in 2022, then dropped by 22.24% to 0.27 in 2023, then increased by 11.01% to 0.3 in 2024, then slumped by 70.63% to 0.09 in 2025.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.09 in Q4 2025, 0.55 in Q3 2025, and 0.3 in Q2 2025.