World Acceptance (WRLD) Debt Ratio (2011 - 2025)

World Acceptance (WRLD) posted quarterly Debt Ratio of 0.09 for Q4 2025, down 70.62% year-over-year from 0.3 in Q4 2024, and down 83.85% quarter-over-quarter from 0.55 in Q3 2025.

World Acceptance (WRLD) Debt Ratio (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Debt Ratio for 15 consecutive years, with 0.09 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Debt Ratio fell 70.62% year-over-year to 0.09; the TTM figure through Dec 2025 stood at 0.09 (down 70.62% YoY), while the FY2025 annual figure was 0.26, up 23.15% from the prior year.
  • Debt Ratio fell to 0.09 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.55 in Q3 2025 and bottomed at 0.09 in Q4 2025.
  • Historically, Debt Ratio has averaged 0.31 across 5 years, with a median of 0.29 in 2023.
  • On a YoY basis, Debt Ratio climbed as much as 117.34% in 2025 and fell as far as 70.62% in 2025.
  • World Acceptance's Debt Ratio stood at 0.33 in 2021, then advanced by 4.7% to 0.35 in 2022, then declined by 22.24% to 0.27 in 2023, then rose by 11.01% to 0.3 in 2024, then plunged by 70.62% to 0.09 in 2025.
  • Business Quant data shows WRLD's Debt Ratio at 0.09 in Q4 2025, 0.55 in Q3 2025, and 0.3 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 World Acceptance 909.24 Mn 899.24 Mn - 0.09

Historic Data

Download Data
DateValue
Dec 31, 2025 0.09
Sep 30, 2025 0.55
Jun 30, 2025 0.30
Mar 31, 2025 0.26
Dec 31, 2024 0.30
Sep 30, 2024 0.25
Jun 30, 2024 0.23
Mar 31, 2024 0.21
Dec 31, 2023 0.27
Sep 30, 2023 0.25
Jun 30, 2023 0.27
Mar 31, 2023 0.28
Dec 31, 2022 0.35
Sep 30, 2022 0.36
Jun 30, 2022 0.38
Mar 31, 2022 0.33
Dec 31, 2021 0.33
Sep 30, 2021 0.24
Jun 30, 2021 0.46
Mar 31, 2021 0.42