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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

World Acceptance (WRLD) Debt Ratio (2016 - 2025)

World Acceptance has reported Debt Ratio over the past 15 years, most recently at 0.09 for Q4 2025.

  • Quarterly Debt Ratio fell 70.62% to 0.09 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.09 through Dec 2025, down 70.62% year-over-year, with the annual reading at 0.21 for FY2024, 23.25% down from the prior year.
  • Debt Ratio was 0.09 for Q4 2025 at World Acceptance, down from 0.55 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.55 in Q3 2025 and troughed at 0.09 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.3 (2025), against an average of 0.31.
  • The largest YoY upside for Debt Ratio was 117.34% in 2025 against a maximum downside of 70.62% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.33 in 2021, then grew by 4.7% to 0.35 in 2022, then dropped by 22.24% to 0.27 in 2023, then increased by 11.01% to 0.3 in 2024, then tumbled by 70.62% to 0.09 in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Debt Ratio are 0.09 (Q4 2025), 0.55 (Q3 2025), and 0.3 (Q2 2025).