World Acceptance (WRLD) FCF Margin (2011 - 2026)
World Acceptance (WRLD) posted quarterly FCF Margin of 705.34% for Q4 2025, down 74892.0% year-over-year from N/an in Q4 2024, and down 2087.85% quarter-over-quarter from 35.48% in Q3 2025.
Analysis
World Acceptance (WRLD) FCF Margin (2011 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported FCF Margin for 15 consecutive years, with 705.34% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin fell 74892.0% year-over-year to 705.34%; the TTM figure through Dec 2025 stood at 139.76% (down 16144.0% YoY), while the FY2025 annual figure was 44.35%, up 2023.0% from the prior year.
- FCF Margin eased to 705.34% in Q4 2025 per WRLD's latest filing, from 35.48% in the prior quarter.
- Across five years, FCF Margin topped out at 111.07% in Q3 2021 and bottomed at 705.34% in Q4 2025.
- Historically, FCF Margin has averaged 3.73% across 5 years, with a median of 43.35% in 2024.
- Annual changes were most pronounced in 2021 — FCF Margin soared 9019 bps — and 2025, when it sank 74892 bps.
- World Acceptance's FCF Margin stood at 39.79% in 2021, then rose by 16 bps to 46.29% in 2022, then slipped by 10 bps to 41.86% in 2023, then gained by 4 bps to 43.58% in 2024, then sank by 1719 bps to 705.34% in 2025.
- Business Quant data shows WRLD's FCF Margin at 705.34% in Q4 2025, 35.48% in Q3 2025, and 43.12% in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | World Acceptance | 877.49 Mn | 867.07 Mn | - | -182.37% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -182.37% |
| Mar 31, 2026 | -170.97% |
| Dec 31, 2025 | -224.54% |
| Sep 30, 2025 | -222.50% |
| Jun 30, 2025 | -205.92% |
| Mar 31, 2025 | -155.48% |
| Dec 31, 2024 | -212.48% |
| Sep 30, 2024 | -408.10% |
| Jun 30, 2024 | 10.37% |
| Mar 31, 2024 | -677.65% |
| Dec 31, 2023 | -7.24% |
| Sep 30, 2023 | 21.05% |
| Jun 30, 2023 | 7.13% |
| Mar 31, 2023 | 76.50% |
| Dec 31, 2022 | 19.89% |
| Sep 30, 2022 | 28.18% |
| Jun 30, 2022 | -35.08% |
| Mar 31, 2022 | 53.34% |
| Dec 31, 2021 | -84.03% |
| Sep 30, 2021 | -57.40% |