World Acceptance (WRLD) FCF Margin (2011 - 2025)

World Acceptance (WRLD) recorded quarterly FCF Margin of 520.65% in Q4 2025, up 211.03% quarter-over-quarter from 468.94% in Q3 2025, and up 118385.0% year-on-year from N/an in Q4 2024.

World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends

World Acceptance has disclosed FCF Margin across 15 years of filings, most recently posting 520.65% for Q4 2025.

  • For the quarter ending Q4 2025, FCF Margin rose 118385.0% year-over-year to 520.65%; the trailing twelve-month figure through Dec 2025 stood at 192.67% (up 34633.0% YoY), and the FY2025 full-year result was 21.86%, down 225.0% from the prior year.
  • FCF Margin was 520.65% for Q4 2025 at World Acceptance, up from 468.94% in the prior quarter.
  • Over five years, FCF Margin peaked at 570.49% in Q1 2025 and troughed at 663.2% in Q4 2024.
  • The 5-year median for FCF Margin is 38.43% (2021), against an average of 30.27%.
  • The sharpest annual moves came in 2024 and 2025: FCF Margin plunged 76396 bps in 2024, then surged 118385 bps in 2025.
  • Year by year, FCF Margin stood at 39.79% in 2021, then plunged by 50 bps to 19.89% in 2022, then jumped by 407 bps to 100.76% in 2023, then plunged by 758 bps to 663.2% in 2024, then surged by 179 bps to 520.65% in 2025.
  • Per Business Quant data, the three most recent FCF Margin figures were 520.65% in Q4 2025, 468.94% in Q3 2025, and 43.12% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 23.37%
2 Mastercard 437.48 Bn 427.27 Bn - 33.56%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 14.04%
4 Capital One Financial 125.74 Bn 49.24 Bn - 35.91%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 10.81%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 45.78%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -216.52%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 65.22%
10 World Acceptance 894.60 Mn 884.60 Mn - 520.65%

Historic Data

Download Data
DateValue
Dec 31, 2025 520.65%
Sep 30, 2025 -468.94%
Jun 30, 2025 43.12%
Mar 31, 2025 570.49%
Dec 31, 2024 -663.20%
Sep 30, 2024 40.12%
Jun 30, 2024 36.54%
Mar 31, 2024 -24.70%
Dec 31, 2023 100.76%
Sep 30, 2023 21.05%
Jun 30, 2023 7.13%
Mar 31, 2023 167.48%
Dec 31, 2022 19.89%
Sep 30, 2022 28.18%
Jun 30, 2022 -35.08%
Mar 31, 2022 61.34%
Dec 31, 2021 39.79%
Sep 30, 2021 40.30%
Jun 30, 2021 37.07%
Mar 31, 2021 63.47%