World Acceptance (WRLD) FCF Margin (2011 - 2025)

World Acceptance (WRLD) posted quarterly FCF Margin of 520.65% for Q4 2025, up 118385.0% YoY from N/an in Q4 2024, and up 211.03% sequentially from 468.94% in Q3 2025.

World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends

World Acceptance has disclosed FCF Margin across 15 years of filings, most recently posting 520.65% for Q4 2025.

  • In Q4 2025, FCF Margin rose 118385.0% year-over-year to 520.65%; the TTM figure through Dec 2025 stood at 192.67% (up 34633.0% YoY), while the FY2025 annual figure was 21.86%, down 225.0% from the prior year.
  • FCF Margin grew to 520.65% in Q4 2025, from 468.94% in the prior quarter.
  • Over the last five years, FCF Margin for WRLD reached as high as 570.49% in Q1 2025 and fell as low as 663.2% in Q4 2024.
  • The 5-year median for FCF Margin is 38.43% (2021), against an average of 30.27%.
  • Annual changes were most pronounced in 2024 — FCF Margin tumbled 76396 bps — and 2025, when it surged 118385 bps.
  • A 5-year view of FCF Margin shows it stood at 39.79% in 2021, then plunged by 50 bps to 19.89% in 2022, then jumped by 407 bps to 100.76% in 2023, then plunged by 758 bps to 663.2% in 2024, then surged by 179 bps to 520.65% in 2025.
  • According to Business Quant data, FCF Margin over the past three periods registered 520.65%, 468.94%, and 43.12% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 World Acceptance 1.04 Bn 1.03 Bn - 520.65%

Historic Data

Download Data
DateValue
Dec 31, 2025 520.65%
Sep 30, 2025 -468.94%
Jun 30, 2025 43.12%
Mar 31, 2025 570.49%
Dec 31, 2024 -663.20%
Sep 30, 2024 40.12%
Jun 30, 2024 36.54%
Mar 31, 2024 -24.70%
Dec 31, 2023 100.76%
Sep 30, 2023 21.05%
Jun 30, 2023 7.13%
Mar 31, 2023 167.48%
Dec 31, 2022 19.89%
Sep 30, 2022 28.18%
Jun 30, 2022 -35.08%
Mar 31, 2022 61.34%
Dec 31, 2021 39.79%
Sep 30, 2021 40.30%
Jun 30, 2021 37.07%
Mar 31, 2021 63.47%