World Acceptance (WRLD) FCF Margin (2011 - 2025)
World Acceptance (WRLD) posted quarterly FCF Margin of 520.65% for Q4 2025, up 118385.0% YoY from N/an in Q4 2024, and up 211.03% sequentially from 468.94% in Q3 2025.
World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends
World Acceptance has disclosed FCF Margin across 15 years of filings, most recently posting 520.65% for Q4 2025.
- In Q4 2025, FCF Margin rose 118385.0% year-over-year to 520.65%; the TTM figure through Dec 2025 stood at 192.67% (up 34633.0% YoY), while the FY2025 annual figure was 21.86%, down 225.0% from the prior year.
- FCF Margin grew to 520.65% in Q4 2025, from 468.94% in the prior quarter.
- Over the last five years, FCF Margin for WRLD reached as high as 570.49% in Q1 2025 and fell as low as 663.2% in Q4 2024.
- The 5-year median for FCF Margin is 38.43% (2021), against an average of 30.27%.
- Annual changes were most pronounced in 2024 — FCF Margin tumbled 76396 bps — and 2025, when it surged 118385 bps.
- A 5-year view of FCF Margin shows it stood at 39.79% in 2021, then plunged by 50 bps to 19.89% in 2022, then jumped by 407 bps to 100.76% in 2023, then plunged by 758 bps to 663.2% in 2024, then surged by 179 bps to 520.65% in 2025.
- According to Business Quant data, FCF Margin over the past three periods registered 520.65%, 468.94%, and 43.12% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 520.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 520.65% |
| Sep 30, 2025 | -468.94% |
| Jun 30, 2025 | 43.12% |
| Mar 31, 2025 | 570.49% |
| Dec 31, 2024 | -663.20% |
| Sep 30, 2024 | 40.12% |
| Jun 30, 2024 | 36.54% |
| Mar 31, 2024 | -24.70% |
| Dec 31, 2023 | 100.76% |
| Sep 30, 2023 | 21.05% |
| Jun 30, 2023 | 7.13% |
| Mar 31, 2023 | 167.48% |
| Dec 31, 2022 | 19.89% |
| Sep 30, 2022 | 28.18% |
| Jun 30, 2022 | -35.08% |
| Mar 31, 2022 | 61.34% |
| Dec 31, 2021 | 39.79% |
| Sep 30, 2021 | 40.30% |
| Jun 30, 2021 | 37.07% |
| Mar 31, 2021 | 63.47% |