World Acceptance (WRLD) FCF Margin (2011 - 2025)
World Acceptance (WRLD) posted quarterly FCF Margin of 705.34% for Q4 2025, down 74892.0% year-over-year from N/an in Q4 2024, and down 2087.85% quarter-over-quarter from 35.48% in Q3 2025.
World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported FCF Margin for 15 consecutive years, with 705.34% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin fell 74892.0% year-over-year to 705.34%; the TTM figure through Dec 2025 stood at 139.76% (down 16144.0% YoY), while the FY2025 annual figure was 44.35%, up 2023.0% from the prior year.
- FCF Margin eased to 705.34% in Q4 2025 per WRLD's latest filing, from 35.48% in the prior quarter.
- Across five years, FCF Margin topped out at 111.07% in Q3 2021 and bottomed at 705.34% in Q4 2025.
- Historically, FCF Margin has averaged 3.73% across 5 years, with a median of 43.35% in 2024.
- Annual changes were most pronounced in 2021 — FCF Margin soared 9019 bps — and 2025, when it sank 74892 bps.
- World Acceptance's FCF Margin stood at 39.79% in 2021, then rose by 16 bps to 46.29% in 2022, then slipped by 10 bps to 41.86% in 2023, then gained by 4 bps to 43.58% in 2024, then sank by 1719 bps to 705.34% in 2025.
- Business Quant data shows WRLD's FCF Margin at 705.34% in Q4 2025, 35.48% in Q3 2025, and 43.12% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | -705.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -705.34% |
| Sep 30, 2025 | 35.48% |
| Jun 30, 2025 | 43.12% |
| Mar 31, 2025 | 54.47% |
| Dec 31, 2024 | 43.58% |
| Sep 30, 2024 | 65.89% |
| Jun 30, 2024 | 10.39% |
| Mar 31, 2024 | -24.70% |
| Dec 31, 2023 | 41.86% |
| Sep 30, 2023 | 45.16% |
| Jun 30, 2023 | 41.68% |
| Mar 31, 2023 | 52.46% |
| Dec 31, 2022 | 46.29% |
| Sep 30, 2022 | 50.71% |
| Jun 30, 2022 | 35.98% |
| Mar 31, 2022 | 61.34% |
| Dec 31, 2021 | 39.79% |
| Sep 30, 2021 | 111.07% |
| Jun 30, 2021 | -38.15% |
| Mar 31, 2021 | 63.47% |