World Acceptance (WRLD) FCF Margin (2011 - 2025)
World Acceptance (WRLD) recorded quarterly FCF Margin of 520.65% in Q4 2025, up 211.03% quarter-over-quarter from 468.94% in Q3 2025, and up 118385.0% year-on-year from N/an in Q4 2024.
World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends
World Acceptance has disclosed FCF Margin across 15 years of filings, most recently posting 520.65% for Q4 2025.
- For the quarter ending Q4 2025, FCF Margin rose 118385.0% year-over-year to 520.65%; the trailing twelve-month figure through Dec 2025 stood at 192.67% (up 34633.0% YoY), and the FY2025 full-year result was 21.86%, down 225.0% from the prior year.
- FCF Margin was 520.65% for Q4 2025 at World Acceptance, up from 468.94% in the prior quarter.
- Over five years, FCF Margin peaked at 570.49% in Q1 2025 and troughed at 663.2% in Q4 2024.
- The 5-year median for FCF Margin is 38.43% (2021), against an average of 30.27%.
- The sharpest annual moves came in 2024 and 2025: FCF Margin plunged 76396 bps in 2024, then surged 118385 bps in 2025.
- Year by year, FCF Margin stood at 39.79% in 2021, then plunged by 50 bps to 19.89% in 2022, then jumped by 407 bps to 100.76% in 2023, then plunged by 758 bps to 663.2% in 2024, then surged by 179 bps to 520.65% in 2025.
- Per Business Quant data, the three most recent FCF Margin figures were 520.65% in Q4 2025, 468.94% in Q3 2025, and 43.12% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 23.37% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 33.56% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 35.91% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 45.78% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 65.22% |
| 10 | World Acceptance | 894.60 Mn | 884.60 Mn | - | 520.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 520.65% |
| Sep 30, 2025 | -468.94% |
| Jun 30, 2025 | 43.12% |
| Mar 31, 2025 | 570.49% |
| Dec 31, 2024 | -663.20% |
| Sep 30, 2024 | 40.12% |
| Jun 30, 2024 | 36.54% |
| Mar 31, 2024 | -24.70% |
| Dec 31, 2023 | 100.76% |
| Sep 30, 2023 | 21.05% |
| Jun 30, 2023 | 7.13% |
| Mar 31, 2023 | 167.48% |
| Dec 31, 2022 | 19.89% |
| Sep 30, 2022 | 28.18% |
| Jun 30, 2022 | -35.08% |
| Mar 31, 2022 | 61.34% |
| Dec 31, 2021 | 39.79% |
| Sep 30, 2021 | 40.30% |
| Jun 30, 2021 | 37.07% |
| Mar 31, 2021 | 63.47% |