World Acceptance (WRLD) FCF Margin (2011 - 2025)

World Acceptance (WRLD) posted quarterly FCF Margin of 705.34% for Q4 2025, down 74892.0% year-over-year from N/an in Q4 2024, and down 2087.85% quarter-over-quarter from 35.48% in Q3 2025.

World Acceptance (WRLD) FCF Margin (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported FCF Margin for 15 consecutive years, with 705.34% the latest figure, recorded in Q4 2025.

  • In Q4 2025, FCF Margin fell 74892.0% year-over-year to 705.34%; the TTM figure through Dec 2025 stood at 139.76% (down 16144.0% YoY), while the FY2025 annual figure was 44.35%, up 2023.0% from the prior year.
  • FCF Margin eased to 705.34% in Q4 2025 per WRLD's latest filing, from 35.48% in the prior quarter.
  • Across five years, FCF Margin topped out at 111.07% in Q3 2021 and bottomed at 705.34% in Q4 2025.
  • Historically, FCF Margin has averaged 3.73% across 5 years, with a median of 43.35% in 2024.
  • Annual changes were most pronounced in 2021 — FCF Margin soared 9019 bps — and 2025, when it sank 74892 bps.
  • World Acceptance's FCF Margin stood at 39.79% in 2021, then rose by 16 bps to 46.29% in 2022, then slipped by 10 bps to 41.86% in 2023, then gained by 4 bps to 43.58% in 2024, then sank by 1719 bps to 705.34% in 2025.
  • Business Quant data shows WRLD's FCF Margin at 705.34% in Q4 2025, 35.48% in Q3 2025, and 43.12% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 World Acceptance 909.24 Mn 899.24 Mn - -705.34%

Historic Data

Download Data
DateValue
Dec 31, 2025 -705.34%
Sep 30, 2025 35.48%
Jun 30, 2025 43.12%
Mar 31, 2025 54.47%
Dec 31, 2024 43.58%
Sep 30, 2024 65.89%
Jun 30, 2024 10.39%
Mar 31, 2024 -24.70%
Dec 31, 2023 41.86%
Sep 30, 2023 45.16%
Jun 30, 2023 41.68%
Mar 31, 2023 52.46%
Dec 31, 2022 46.29%
Sep 30, 2022 50.71%
Jun 30, 2022 35.98%
Mar 31, 2022 61.34%
Dec 31, 2021 39.79%
Sep 30, 2021 111.07%
Jun 30, 2021 -38.15%
Mar 31, 2021 63.47%