FinVolution (FINV) Operating Margin (2019 - 2026)

FinVolution's Operating Margin history runs 10 years deep, the most recent figure standing at 15.96% for Q4 2025.

• In Q4 2025, Operating Margin fell 683.0% year-over-year to 15.96%; the TTM figure through Dec 2025 stood at 21.43% (up 205.0% YoY), while the FY2025 annual figure was 21.47%, up 207.0% from the prior year.
• Operating Margin for Q4 2025 stood at 15.96%, down from 20.99% in the prior quarter.
• The five-year high for Operating Margin was 31.03% in Q1 2021, with the low at 15.91% in Q4 2023.
• The 5-year median for Operating Margin is 21.8% (2021), against an average of 22.02%.
• Peak annual rise in Operating Margin reached 902 bps in 2021, while the deepest fall reached 1076 bps in 2021.
• FinVolution's Operating Margin stood at 21.38% in 2021, then fell by 5 bps to 20.22% in 2022, then slipped by 21 bps to 15.91% in 2023, then surged by 43 bps to 22.79% in 2024, then fell by 30 bps to 15.96% in 2025.
• Business Quant data shows FINV's Operating Margin at 15.96% in Q4 2025, 20.99% in Q3 2025, and 22.79% in Q2 2025.