FinVolution FINV
NYSE FINV
$3.32 -0.06 (-1.78%)
At close: Sep 18, 2026 · 4:00 PM EDT

FinVolution (FINV) Operating Margin (2016 - 2026)

FinVolution (FINV) posted Operating Margin of 15.55% for Q2 2026, down 8.71% on a QoQ basis from 17.04% in Q1 2026, and down 724.0% year-over-year from 2.49% in Q2 2025.

Analysis

FinVolution (FINV) Operating Margin (2016 - 2026) Analysis & Trends

FinVolution has reported Operating Margin for 11 years, with the latest figure at 15.55% in Q2 2026.

  • On a quarterly basis, Operating Margin fell 724.0% year-over-year to 15.55% in Q2 2026; TTM through Jun 2026 was 17.42%, a 463.0% decrease from a year earlier, with the FY2025 full-year figure at 21.47%, up 207.0% from the prior year.
  • Operating Margin was 15.55% for Q2 2026 at FinVolution, down from 17.04% in the prior quarter.
  • The five-year high for Operating Margin was 25.37% in Q1 2025, with the low at 15.55% in Q2 2026.
  • Average Operating Margin over 5 years is 20.12%, with a median of 20.04% recorded in 2022.
  • The sharpest annual moves came in 2024 and 2026: Operating Margin jumped 689 bps in 2024, then sank 834 bps in 2026.
  • Over 5 years, Operating Margin stood at 20.22% in 2022, then declined by 21 bps to 15.91% in 2023, then jumped by 43 bps to 22.79% in 2024, then decreased by 30 bps to 15.96% in 2025, then retreated by 3 bps to 15.55% in 2026.
  • The last three Operating Margin figures came in at 15.55% (Q2 2026), 17.04% (Q1 2026), and 15.96% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 4.01%
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 27.34%
3 Qfin Holdings 986.27 Mn -9.51 Mn - 32.55%
4 FinVolution 836.54 Mn -90.46 Mn - 15.55%
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 19.62%
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -3.09%
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -4.66%
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 34.29%
9 Jiayin 76.25 Mn 2.23 Mn - -33.47%
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 205.39%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 15.55%
Mar 31, 2026 17.04%
Dec 31, 2025 15.96%
Sep 30, 2025 20.99%
Jun 30, 2025 22.79%
Mar 31, 2025 25.37%
Dec 31, 2024 22.79%
Sep 30, 2024 17.10%
Jun 30, 2024 17.63%
Mar 31, 2024 19.86%
Dec 31, 2023 15.91%
Sep 30, 2023 17.31%
Jun 30, 2023 18.71%
Mar 31, 2023 24.33%
Dec 31, 2022 20.22%
Sep 30, 2022 22.21%
Jun 30, 2022 24.63%
Mar 31, 2022 23.79%
Dec 31, 2021 21.38%
Sep 30, 2021 28.90%