FinVolution (FINV) Operating Expenses (2016 - 2026)
FinVolution (FINV) posted quarterly Operating Expenses of -$363.4 million for Q4 2025, up 0.61% year-over-year from -$361.2 million in Q4 2024, and up 6.09% quarter-over-quarter from -$386.9 million in Q3 2025.
Analysis
FinVolution (FINV) Operating Expenses (2016 - 2026) Analysis & Trends
FinVolution's Operating Expenses history runs 10 years deep, the most recent figure standing at -$363.4 million for Q4 2025.
- In Q4 2025, Operating Expenses rose 0.61% year-over-year to -$363.4 million; the TTM figure through Dec 2025 stood at -$1.5 billion (down 2.11% YoY), while the FY2025 annual figure was $1.5 billion, up 5.62% from the prior year.
- Operating Expenses for Q4 2025 stood at -$363.4 million, up from -$386.9 million in the prior quarter.
- The five-year high for Operating Expenses was -$222.4 million in Q1 2021, with the low at -$387.0 million in Q3 2024.
- The 5-year median for Operating Expenses is -$352.1 million (2022), against an average of -$335.9 million.
- Peak annual rise in Operating Expenses reached 4.59% in 2021, while the deepest fall reached 71.3% in 2021.
- FinVolution's Operating Expenses stood at -$302.0 million in 2021, then retreated by 16.82% to -$352.8 million in 2022, then dropped by 8.23% to -$381.8 million in 2023, then grew by 4.24% to -$365.6 million in 2024, then climbed by 0.61% to -$363.4 million in 2025.
- Business Quant data shows FINV's Operating Expenses at -$363.4 million in Q4 2025, -$386.9 million in Q3 2025, and -$385.6 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 4.76 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.69 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 7.26 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.02 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.33 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.00 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.32 Bn |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | -423.57 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -423.57 Mn |
| Mar 31, 2026 | -386.09 Mn |
| Dec 31, 2025 | -363.39 Mn |
| Sep 30, 2025 | -386.95 Mn |
| Jun 30, 2025 | -385.62 Mn |
| Mar 31, 2025 | -357.99 Mn |
| Dec 31, 2024 | -365.62 Mn |
| Sep 30, 2024 | -387.00 Mn |
| Jun 30, 2024 | -359.08 Mn |
| Mar 31, 2024 | -351.32 Mn |
| Dec 31, 2023 | -381.81 Mn |
| Sep 30, 2023 | -362.41 Mn |
| Jun 30, 2023 | -344.80 Mn |
| Mar 31, 2023 | -336.12 Mn |
| Dec 31, 2022 | -352.78 Mn |
| Sep 30, 2022 | -324.96 Mn |
| Jun 30, 2022 | -299.98 Mn |
| Mar 31, 2022 | -294.16 Mn |
| Dec 31, 2021 | -302.00 Mn |
| Sep 30, 2021 | -278.62 Mn |