FinVolution (FINV) Operating Income (2016 - 2025)
FinVolution (FINV) posted quarterly Operating Income of $69.0 million for Q4 2025, down 36.06% year-over-year from $107.9 million in Q4 2024, and down 32.87% quarter-over-quarter from $102.8 million in Q3 2025.
FinVolution (FINV) Operating Income (2016 - 2025) Analysis & Trends
FinVolution's Operating Income history runs 10 years deep, the most recent figure standing at $69.0 million for Q4 2025.
- In Q4 2025, Operating Income fell 36.06% year-over-year to $69.0 million; the TTM figure through Dec 2025 stood at $407.4 million (up 15.84% YoY), while the FY2025 annual figure was $416.6 million, up 19.95% from the prior year.
- Operating Income for Q4 2025 stood at $69.0 million, down from $102.8 million in the prior quarter.
- The five-year high for Operating Income was $121.7 million in Q1 2025, with the low at $69.0 million in Q4 2025.
- The 5-year median for Operating Income is $92.3 million (2022), against an average of $93.6 million.
- The sharpest annual moves came in 2021 and 2025: Operating Income surged 52.8% in 2021, then tumbled 36.06% in 2025.
- FinVolution's Operating Income stood at $82.1 million in 2021, then advanced by 8.85% to $89.4 million in 2022, then declined by 19.24% to $72.2 million in 2023, then surged by 49.47% to $107.9 million in 2024, then sank by 36.06% to $69.0 million in 2025.
- Business Quant data shows FINV's Operating Income at $69.0 million in Q4 2025, $102.8 million in Q3 2025, and $113.8 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 69.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 69.02 Mn |
| Sep 30, 2025 | 102.81 Mn |
| Jun 30, 2025 | 113.84 Mn |
| Mar 31, 2025 | 121.71 Mn |
| Dec 31, 2024 | 107.95 Mn |
| Sep 30, 2024 | 79.83 Mn |
| Jun 30, 2024 | 76.86 Mn |
| Mar 31, 2024 | 87.04 Mn |
| Dec 31, 2023 | 72.22 Mn |
| Sep 30, 2023 | 75.85 Mn |
| Jun 30, 2023 | 79.36 Mn |
| Mar 31, 2023 | 108.09 Mn |
| Dec 31, 2022 | 89.42 Mn |
| Sep 30, 2022 | 92.76 Mn |
| Jun 30, 2022 | 98.04 Mn |
| Mar 31, 2022 | 91.82 Mn |
| Dec 31, 2021 | 82.15 Mn |
| Sep 30, 2021 | 113.27 Mn |
| Jun 30, 2021 | 109.14 Mn |
| Mar 31, 2021 | 100.09 Mn |