FinVolution (FINV) Operating Income (2016 - 2025)
FinVolution (FINV) recorded quarterly Operating Income of $69.0 million in Q4 2025, down 32.87% quarter-over-quarter from $102.8 million in Q3 2025, and down 36.06% on a YoY basis from $107.9 million in Q4 2024.
FinVolution (FINV) Operating Income (2016 - 2025) Analysis & Trends
FinVolution's Operating Income history runs 10 years deep, the most recent figure standing at $69.0 million for Q4 2025.
- In Q4 2025, Operating Income fell 36.06% year-over-year to $69.0 million; the TTM figure through Dec 2025 stood at $407.4 million (up 15.84% YoY), while the FY2025 annual figure was $416.6 million, up 19.95% from the prior year.
- Operating Income was $69.0 million for Q4 2025 at FinVolution, down from $102.8 million in the prior quarter.
- In the past five years, Operating Income ranged from a high of $121.7 million in Q1 2025 to a low of $69.0 million in Q4 2025.
- Historically, Operating Income has averaged $93.6 million across 5 years, with a median of $92.3 million in 2022.
- The sharpest annual moves came in 2021 and 2025: Operating Income jumped 55.49% in 2021, then plunged 36.06% in 2025.
- A 5-year view of Operating Income shows it stood at $82.1 million in 2021, then climbed by 8.85% to $89.4 million in 2022, then fell by 19.24% to $72.2 million in 2023, then soared by 49.47% to $107.9 million in 2024, then slumped by 36.06% to $69.0 million in 2025.
- The last three Operating Income figures came in at $69.0 million (Q4 2025), $102.8 million (Q3 2025), and $113.8 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 88.43 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 37.32 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 746.00 Mn |
| 10 | FinVolution | 875.71 Mn | -381.84 Mn | 311.24 Mn | 69.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 69.02 Mn |
| Sep 30, 2025 | 102.81 Mn |
| Jun 30, 2025 | 113.84 Mn |
| Mar 31, 2025 | 121.71 Mn |
| Dec 31, 2024 | 107.95 Mn |
| Sep 30, 2024 | 79.83 Mn |
| Jun 30, 2024 | 76.86 Mn |
| Mar 31, 2024 | 87.04 Mn |
| Dec 31, 2023 | 72.22 Mn |
| Sep 30, 2023 | 75.85 Mn |
| Jun 30, 2023 | 79.36 Mn |
| Mar 31, 2023 | 108.09 Mn |
| Dec 31, 2022 | 89.42 Mn |
| Sep 30, 2022 | 92.76 Mn |
| Jun 30, 2022 | 98.04 Mn |
| Mar 31, 2022 | 91.82 Mn |
| Dec 31, 2021 | 82.15 Mn |
| Sep 30, 2021 | 113.27 Mn |
| Jun 30, 2021 | 109.14 Mn |
| Mar 31, 2021 | 100.09 Mn |