FinVolution (FINV) Operating Income (2016 - 2025)

FinVolution (FINV) posted quarterly Operating Income of $69.0 million for Q4 2025, down 36.06% year-over-year from $107.9 million in Q4 2024, and down 32.87% quarter-over-quarter from $102.8 million in Q3 2025.

FinVolution (FINV) Operating Income (2016 - 2025) Analysis & Trends

FinVolution's Operating Income history runs 10 years deep, the most recent figure standing at $69.0 million for Q4 2025.

  • In Q4 2025, Operating Income fell 36.06% year-over-year to $69.0 million; the TTM figure through Dec 2025 stood at $407.4 million (up 15.84% YoY), while the FY2025 annual figure was $416.6 million, up 19.95% from the prior year.
  • Operating Income for Q4 2025 stood at $69.0 million, down from $102.8 million in the prior quarter.
  • The five-year high for Operating Income was $121.7 million in Q1 2025, with the low at $69.0 million in Q4 2025.
  • The 5-year median for Operating Income is $92.3 million (2022), against an average of $93.6 million.
  • The sharpest annual moves came in 2021 and 2025: Operating Income surged 52.8% in 2021, then tumbled 36.06% in 2025.
  • FinVolution's Operating Income stood at $82.1 million in 2021, then advanced by 8.85% to $89.4 million in 2022, then declined by 19.24% to $72.2 million in 2023, then surged by 49.47% to $107.9 million in 2024, then sank by 36.06% to $69.0 million in 2025.
  • Business Quant data shows FINV's Operating Income at $69.0 million in Q4 2025, $102.8 million in Q3 2025, and $113.8 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 FinVolution 6.07 Bn 5.64 Bn 311.24 Mn 69.02 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 69.02 Mn
Sep 30, 2025 102.81 Mn
Jun 30, 2025 113.84 Mn
Mar 31, 2025 121.71 Mn
Dec 31, 2024 107.95 Mn
Sep 30, 2024 79.83 Mn
Jun 30, 2024 76.86 Mn
Mar 31, 2024 87.04 Mn
Dec 31, 2023 72.22 Mn
Sep 30, 2023 75.85 Mn
Jun 30, 2023 79.36 Mn
Mar 31, 2023 108.09 Mn
Dec 31, 2022 89.42 Mn
Sep 30, 2022 92.76 Mn
Jun 30, 2022 98.04 Mn
Mar 31, 2022 91.82 Mn
Dec 31, 2021 82.15 Mn
Sep 30, 2021 113.27 Mn
Jun 30, 2021 109.14 Mn
Mar 31, 2021 100.09 Mn