FinVolution (FINV) EBIT (2016 - 2025)
FinVolution (FINV) posted quarterly EBIT of $69.0 million for Q4 2025, down 36.06% year-over-year from $107.9 million in Q4 2024, and down 32.51% on a QoQ basis from $102.3 million in Q3 2025.
FinVolution (FINV) EBIT (2016 - 2025) Analysis & Trends
FinVolution (FINV) has reported EBIT for 10 consecutive years, with $69.0 million the latest figure, recorded in Q4 2025.
- In Q4 2025, EBIT fell 36.06% year-over-year to $69.0 million; the TTM figure through Dec 2025 stood at $405.7 million (up 15.28% YoY), while the FY2025 annual figure was $107.9 million, down 68.93% from the prior year.
- EBIT came in at $69.0 million for Q4 2025 at FinVolution, down from $102.3 million in the prior quarter.
- The five-year high for EBIT was $121.7 million in Q1 2025, with the low at $69.0 million in Q4 2025.
- Average EBIT over 5 years is $93.7 million, with a median of $92.2 million recorded in 2022.
- Across the five-year window, EBIT surged 53.25% in 2021 and sank 36.06% in 2025, its largest moves.
- Year by year, EBIT stood at $82.1 million in 2021, then rose by 8.85% to $89.4 million in 2022, then slipped by 19.24% to $72.2 million in 2023, then soared by 49.47% to $107.9 million in 2024, then tumbled by 36.06% to $69.0 million in 2025.
- According to Business Quant data, EBIT over the past three periods registered $69.0 million, $102.3 million, and $112.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 69.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 69.02 Mn |
| Sep 30, 2025 | 102.26 Mn |
| Jun 30, 2025 | 112.75 Mn |
| Mar 31, 2025 | 121.71 Mn |
| Dec 31, 2024 | 107.95 Mn |
| Sep 30, 2024 | 79.83 Mn |
| Jun 30, 2024 | 76.86 Mn |
| Mar 31, 2024 | 87.04 Mn |
| Dec 31, 2023 | 72.22 Mn |
| Sep 30, 2023 | 76.51 Mn |
| Jun 30, 2023 | 79.36 Mn |
| Mar 31, 2023 | 108.50 Mn |
| Dec 31, 2022 | 89.42 Mn |
| Sep 30, 2022 | 92.76 Mn |
| Jun 30, 2022 | 99.58 Mn |
| Mar 31, 2022 | 91.82 Mn |
| Dec 31, 2021 | 82.15 Mn |
| Sep 30, 2021 | 113.27 Mn |
| Jun 30, 2021 | 109.14 Mn |
| Mar 31, 2021 | 100.09 Mn |