FinVolution (FINV) Gross Margin (2016 - 2025)

FinVolution (FINV) has reported Gross Margin for 10 consecutive years, with 71.98% the latest figure, recorded in Q4 2025.

• In Q4 2025, Gross Margin fell 881.0% year-over-year to 71.98%; the TTM figure through Dec 2025 stood at 78.27% (down 358.0% YoY), while the FY2025 annual figure was 76.73%, down 504.0% from the prior year.
• Gross Margin came in at 71.98% for Q4 2025 at FinVolution, down from 77.85% in the prior quarter.
• The five-year high for Gross Margin was 86.16% in Q2 2023, with the low at 71.98% in Q4 2025.
• Average Gross Margin over 5 years is 81.27%, with a median of 81.7% recorded in 2021.
• Across the five-year window, Gross Margin slumped 899 bps in 2021 and jumped 477 bps in 2023, its largest moves.
• Year by year, Gross Margin stood at 78.99% in 2021, then gained by 5 bps to 83.07% in 2022, then declined by 1 bps to 82.53% in 2023, then declined by 2 bps to 80.79% in 2024, then declined by 11 bps to 71.98% in 2025.
• According to Business Quant data, Gross Margin over the past three periods registered 71.98%, 77.85%, and 80.37% for Q4 2025, Q3 2025, and Q2 2025 respectively.