Growth Metrics

FinVolution (FINV) Gross Margin (2016 - 2025)

FinVolution has reported Gross Margin over the past 10 years, most recently at 71.98% for Q4 2025.

  • For Q4 2025, Gross Margin fell 881.0% year-over-year to 71.98%; the TTM value through Dec 2025 reached 78.27%, down 307.0%, while the annual FY2025 figure was 76.73%, 504.0% down from the prior year.
  • Gross Margin for Q4 2025 was 71.98% at FinVolution, down from 77.85% in the prior quarter.
  • Over five years, Gross Margin peaked at 86.16% in Q2 2023 and troughed at 71.98% in Q4 2025.
  • A 5-year average of 81.26% and a median of 81.66% in 2021 define the central range for Gross Margin.
  • Biggest five-year swings in Gross Margin: tumbled -1546bps in 2021 and later soared 603bps in 2023.
  • Year by year, Gross Margin stood at 78.99% in 2021, then rose by 5bps to 83.07% in 2022, then dropped by -1bps to 82.53% in 2023, then dropped by -2bps to 80.79% in 2024, then dropped by -11bps to 71.98% in 2025.
  • Business Quant data shows Gross Margin for FINV at 71.98% in Q4 2025, 77.85% in Q3 2025, and 80.37% in Q2 2025.