FinVolution (FINV) Net Margin (2016 - 2026)
FinVolution's Net Margin came in at 12.50% for Q2 2026, down 8.50 percentage points from 21.00% a year earlier and down 0.57 percentage points from the prior quarter.
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Analysis
FinVolution (FINV) Net Margin (2016 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, FinVolution reported Net Margin of 14.42%, down 5.79 percentage points year-over-year; for FY2025, it came in at 18.15%, down 0.19 percentage points from FY2024.
- Net Margin has declined in each of the last seven years, with a five-year change of -7.93 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 18.34% in FY2024 (-0.54 pp), 18.88% in FY2023 (-2.10 pp), 20.97% in FY2022 (-5.08 pp) and 26.05% in FY2021 (-0.03 pp).
- The Q2 2026 figure represents the lowest quarterly Net Margin in data going back to Q3 2016.
- Year-over-year, Net Margin has declined for four consecutive quarters, with an average year-over-year change of -1.41 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q1 2025 (a gain of 4.57 percentage points), and the weakest in Q2 2026 (a drop of 8.50 percentage points).
- Business Quant data shows FINV's Net Margin at 13.06% (Q1 2026), 13.74% (Q4 2025) and 18.28% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 12.72% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 1.34% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -29.46% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 18.55% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 11.85% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 0.39% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 7.64% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.60% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.16% |
| 10 | FinVolution | 734.49 Mn | -3.62 Bn | - | 12.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.97% |
| Mar 31, 2026 | 12.93% |
| Dec 31, 2025 | 14.05% |
| Sep 30, 2025 | 17.91% |
| Jun 30, 2025 | 20.88% |
| Mar 31, 2025 | 21.44% |
| Dec 31, 2024 | 19.69% |
| Sep 30, 2024 | 19.03% |
| Jun 30, 2024 | 17.40% |
| Mar 31, 2024 | 16.67% |
| Dec 31, 2023 | 16.27% |
| Sep 30, 2023 | 17.70% |
| Jun 30, 2023 | 18.03% |
| Mar 31, 2023 | 22.81% |
| Dec 31, 2022 | 18.08% |
| Sep 30, 2022 | 20.16% |
| Jun 30, 2022 | 21.80% |
| Mar 31, 2022 | 21.85% |
| Dec 31, 2021 | 26.79% |
| Sep 30, 2021 | 25.20% |
API Access
FinVolution Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FINV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FINV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FINV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();