FinVolution (FINV) EBITDA (2016 - 2025)

FinVolution (FINV) posted quarterly EBITDA of $69.0 million for Q4 2025, down 36.06% year-over-year from $107.9 million in Q4 2024, and down 32.51% on a QoQ basis from $102.3 million in Q3 2025.

FinVolution (FINV) EBITDA (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported EBITDA for 10 consecutive years, with $69.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, EBITDA fell 36.06% year-over-year to $69.0 million; the TTM figure through Dec 2025 stood at $405.7 million (up 15.28% YoY), while the FY2025 annual figure was $352.6 million, up 7.21% from the prior year.
  • EBITDA came in at $69.0 million for Q4 2025 at FinVolution, down from $102.3 million in the prior quarter.
  • The five-year high for EBITDA was $121.7 million in Q1 2025, with the low at $69.0 million in Q4 2025.
  • Average EBITDA over 5 years is $93.7 million, with a median of $92.2 million recorded in 2022.
  • Across the five-year window, EBITDA surged 53.25% in 2021 and sank 36.06% in 2025, its largest moves.
  • Year by year, EBITDA stood at $82.1 million in 2021, then rose by 8.85% to $89.4 million in 2022, then slipped by 19.24% to $72.2 million in 2023, then soared by 49.47% to $107.9 million in 2024, then tumbled by 36.06% to $69.0 million in 2025.
  • According to Business Quant data, EBITDA over the past three periods registered $69.0 million, $102.3 million, and $112.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 51.23 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 69.02 Mn
Sep 30, 2025 102.26 Mn
Jun 30, 2025 112.75 Mn
Mar 31, 2025 121.71 Mn
Dec 31, 2024 107.95 Mn
Sep 30, 2024 79.83 Mn
Jun 30, 2024 76.86 Mn
Mar 31, 2024 87.04 Mn
Dec 31, 2023 72.22 Mn
Sep 30, 2023 76.51 Mn
Jun 30, 2023 79.36 Mn
Mar 31, 2023 108.50 Mn
Dec 31, 2022 89.42 Mn
Sep 30, 2022 92.76 Mn
Jun 30, 2022 99.58 Mn
Mar 31, 2022 91.82 Mn
Dec 31, 2021 82.15 Mn
Sep 30, 2021 113.27 Mn
Jun 30, 2021 109.14 Mn
Mar 31, 2021 100.09 Mn