FinVolution (FINV) Free Cash Flow (2016 - 2025)
FinVolution (FINV) posted quarterly Free Cash Flow of $66.5 million for Q4 2025, up 62.02% year-over-year from $41.0 million in Q4 2024, and down 45.42% on a QoQ basis from $121.8 million in Q3 2025.
FinVolution (FINV) Free Cash Flow (2016 - 2025) Analysis & Trends
FinVolution (FINV) has reported Free Cash Flow for 10 consecutive years, with $66.5 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Free Cash Flow rose 62.02% year-over-year to $66.5 million; the TTM figure through Dec 2025 stood at $261.5 million (down 38.9% YoY), while the FY2025 annual figure was $248.2 million, down 36.78% from the prior year.
- Free Cash Flow came in at $66.5 million for Q4 2025 at FinVolution, down from $121.8 million in the prior quarter.
- The five-year high for Free Cash Flow was $224.9 million in Q3 2024, with the low at -$49.0 million in Q2 2022.
- Average Free Cash Flow over 5 years is $52.3 million, with a median of $42.4 million recorded in 2022.
- Across the five-year window, Free Cash Flow tumbled 364.97% in 2022 and surged 1874.29% in 2023, its largest moves.
- Year by year, Free Cash Flow stood at $34.4 million in 2021, then climbed by 27.14% to $43.7 million in 2022, then sank by 81.9% to $7.9 million in 2023, then surged by 418.81% to $41.0 million in 2024, then surged by 62.02% to $66.5 million in 2025.
- According to Business Quant data, Free Cash Flow over the past three periods registered $66.5 million, $121.8 million, and $1.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 88.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 66.48 Mn |
| Dec 31, 2025 | 66.48 Mn |
| Sep 30, 2025 | 121.80 Mn |
| Sep 30, 2025 | 121.80 Mn |
| Jun 30, 2025 | 1.19 Mn |
| Jun 30, 2025 | 1.19 Mn |
| Mar 31, 2025 | 71.98 Mn |
| Mar 31, 2025 | 71.98 Mn |
| Dec 31, 2024 | 41.03 Mn |
| Dec 31, 2024 | 41.03 Mn |
| Sep 30, 2024 | 224.86 Mn |
| Sep 30, 2024 | 224.86 Mn |
| Jun 30, 2024 | 132.83 Mn |
| Jun 30, 2024 | 132.83 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Dec 31, 2023 | 7.91 Mn |
| Dec 31, 2023 | 7.91 Mn |
| Sep 30, 2023 | 24.66 Mn |
| Sep 30, 2023 | 24.66 Mn |