FinVolution (FINV) Free Cash Flow (2016 - 2025)

FinVolution (FINV) posted quarterly Free Cash Flow of $66.5 million for Q4 2025, up 62.02% year-over-year from $41.0 million in Q4 2024, and down 45.42% on a QoQ basis from $121.8 million in Q3 2025.

FinVolution (FINV) Free Cash Flow (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported Free Cash Flow for 10 consecutive years, with $66.5 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Free Cash Flow rose 62.02% year-over-year to $66.5 million; the TTM figure through Dec 2025 stood at $261.5 million (down 38.9% YoY), while the FY2025 annual figure was $248.2 million, down 36.78% from the prior year.
  • Free Cash Flow came in at $66.5 million for Q4 2025 at FinVolution, down from $121.8 million in the prior quarter.
  • The five-year high for Free Cash Flow was $224.9 million in Q3 2024, with the low at -$49.0 million in Q2 2022.
  • Average Free Cash Flow over 5 years is $52.3 million, with a median of $42.4 million recorded in 2022.
  • Across the five-year window, Free Cash Flow tumbled 364.97% in 2022 and surged 1874.29% in 2023, its largest moves.
  • Year by year, Free Cash Flow stood at $34.4 million in 2021, then climbed by 27.14% to $43.7 million in 2022, then sank by 81.9% to $7.9 million in 2023, then surged by 418.81% to $41.0 million in 2024, then surged by 62.02% to $66.5 million in 2025.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $66.5 million, $121.8 million, and $1.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 2.63 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 2.82 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.66 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 903.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 22.68 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 268.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 88.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 66.48 Mn
Dec 31, 2025 66.48 Mn
Sep 30, 2025 121.80 Mn
Sep 30, 2025 121.80 Mn
Jun 30, 2025 1.19 Mn
Jun 30, 2025 1.19 Mn
Mar 31, 2025 71.98 Mn
Mar 31, 2025 71.98 Mn
Dec 31, 2024 41.03 Mn
Dec 31, 2024 41.03 Mn
Sep 30, 2024 224.86 Mn
Sep 30, 2024 224.86 Mn
Jun 30, 2024 132.83 Mn
Jun 30, 2024 132.83 Mn
Mar 31, 2024 26.93 Mn
Mar 31, 2024 26.93 Mn
Dec 31, 2023 7.91 Mn
Dec 31, 2023 7.91 Mn
Sep 30, 2023 24.66 Mn
Sep 30, 2023 24.66 Mn