FinVolution (FINV) Free Cash Flow (2016 - 2025)
FinVolution (FINV) posted quarterly Free Cash Flow of $66.5 million for Q4 2025, up 62.02% year-over-year from $41.0 million in Q4 2024, and down 45.42% quarter-over-quarter from $121.8 million in Q3 2025.
FinVolution (FINV) Free Cash Flow (2016 - 2025) Analysis & Trends
FinVolution's Free Cash Flow history runs 10 years deep, the most recent figure standing at $66.5 million for Q4 2025.
- In Q4 2025, Free Cash Flow rose 62.02% year-over-year to $66.5 million; the TTM figure through Dec 2025 stood at $261.5 million (down 31.55% YoY), while the FY2025 annual figure was $248.2 million, down 36.78% from the prior year.
- Free Cash Flow for Q4 2025 stood at $66.5 million, down from $121.8 million in the prior quarter.
- The five-year high for Free Cash Flow was $178.9 million in Q3 2024, with the low at -$49.0 million in Q2 2022.
- The 5-year median for Free Cash Flow is $42.4 million (2022), against an average of $50.1 million.
- The sharpest annual moves came in 2022 and 2023: Free Cash Flow sank 364.97% in 2022, then soared 1872.23% in 2023.
- FinVolution's Free Cash Flow stood at $34.4 million in 2021, then increased by 27.14% to $43.7 million in 2022, then tumbled by 81.9% to $7.9 million in 2023, then jumped by 418.81% to $41.0 million in 2024, then jumped by 62.02% to $66.5 million in 2025.
- Business Quant data shows FINV's Free Cash Flow at $66.5 million in Q4 2025, $121.8 million in Q3 2025, and $1.2 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 66.48 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 66.48 Mn |
| Dec 31, 2025 | 66.48 Mn |
| Sep 30, 2025 | 121.80 Mn |
| Sep 30, 2025 | 121.80 Mn |
| Jun 30, 2025 | 1.19 Mn |
| Jun 30, 2025 | 1.19 Mn |
| Mar 31, 2025 | 71.98 Mn |
| Mar 31, 2025 | 71.98 Mn |
| Dec 31, 2024 | 41.03 Mn |
| Dec 31, 2024 | 41.03 Mn |
| Sep 30, 2024 | 178.91 Mn |
| Sep 30, 2024 | 178.91 Mn |
| Jun 30, 2024 | 135.09 Mn |
| Jun 30, 2024 | 135.09 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Dec 31, 2023 | 7.91 Mn |
| Dec 31, 2023 | 7.91 Mn |
| Sep 30, 2023 | 24.66 Mn |
| Sep 30, 2023 | 24.66 Mn |