FinVolution (FINV) Net Cash Flow (2016 - 2025)

FinVolution (FINV) posted quarterly Net Cash Flow of -$56.7 million for Q4 2025, down 116.79% year-over-year from $337.4 million in Q4 2024, and up 8.96% on a QoQ basis from -$62.2 million in Q3 2025.

FinVolution (FINV) Net Cash Flow (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported Net Cash Flow for 10 consecutive years, with -$56.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Net Cash Flow fell 116.79% year-over-year to -$56.7 million; the TTM figure through Dec 2025 stood at -$73.5 million (down 1240.27% YoY), while the FY2025 annual figure was -$71.1 million, down 1944.24% from the prior year.
  • Net Cash Flow came in at -$56.7 million for Q4 2025 at FinVolution, up from -$62.2 million in the prior quarter.
  • The five-year high for Net Cash Flow was $232.6 million in Q1 2023, with the low at -$217.0 million in Q1 2022.
  • Average Net Cash Flow over 5 years is $1.3 million, with a median of -$19.4 million recorded in 2024.
  • Across the five-year window, Net Cash Flow jumped 4447.28% in 2021 and plunged 7113.3% in 2022, its largest moves.
  • Year by year, Net Cash Flow stood at $193.3 million in 2021, then sank by 146.24% to -$89.4 million in 2022, then plunged by 71.72% to -$153.4 million in 2023, then soared by 82.97% to -$26.1 million in 2024, then sank by 116.79% to -$56.7 million in 2025.
  • According to Business Quant data, Net Cash Flow over the past three periods registered -$56.7 million, -$62.2 million, and -$49.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 44.99 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -56.65 Mn
Dec 31, 2025 -56.65 Mn
Sep 30, 2025 -62.23 Mn
Sep 30, 2025 -62.23 Mn
Jun 30, 2025 -49.55 Mn
Jun 30, 2025 -49.55 Mn
Mar 31, 2025 94.98 Mn
Mar 31, 2025 94.98 Mn
Dec 31, 2024 -26.13 Mn
Dec 31, 2024 -26.13 Mn
Sep 30, 2024 -81.44 Mn
Sep 30, 2024 -81.44 Mn
Jun 30, 2024 -12.66 Mn
Jun 30, 2024 -12.66 Mn
Mar 31, 2024 114.80 Mn
Mar 31, 2024 114.80 Mn
Dec 31, 2023 -153.44 Mn
Dec 31, 2023 -153.44 Mn
Sep 30, 2023 91.04 Mn
Sep 30, 2023 91.04 Mn