FinVolution (FINV) Net Cash Flow (2016 - 2025)
FinVolution (FINV) posted quarterly Net Cash Flow of -$56.7 million for Q4 2025, down 116.79% year-over-year from $337.4 million in Q4 2024, and up 8.96% quarter-over-quarter from -$62.2 million in Q3 2025.
FinVolution (FINV) Net Cash Flow (2016 - 2025) Analysis & Trends
FinVolution's Net Cash Flow history runs 10 years deep, the most recent figure standing at -$56.7 million for Q4 2025.
- In Q4 2025, Net Cash Flow fell 116.79% year-over-year to -$56.7 million; the TTM figure through Dec 2025 stood at -$73.5 million (down 1841.12% YoY), while the FY2025 annual figure was -$71.1 million, down 1944.24% from the prior year.
- Net Cash Flow for Q4 2025 stood at -$56.7 million, up from -$62.2 million in the prior quarter.
- The five-year high for Net Cash Flow was $232.6 million in Q1 2023, with the low at -$217.2 million in Q1 2022.
- The 5-year median for Net Cash Flow is -$19.4 million (2024), against an average of $1.2 million.
- The sharpest annual moves came in 2021 and 2022: Net Cash Flow jumped 4360.94% in 2021, then slumped 7121.81% in 2022.
- FinVolution's Net Cash Flow stood at $193.3 million in 2021, then tumbled by 146.24% to -$89.4 million in 2022, then slumped by 71.72% to -$153.4 million in 2023, then surged by 82.97% to -$26.1 million in 2024, then tumbled by 116.79% to -$56.7 million in 2025.
- Business Quant data shows FINV's Net Cash Flow at -$56.7 million in Q4 2025, -$62.2 million in Q3 2025, and -$49.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 172.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.22 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | -499.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | -3.36 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 383.32 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1.59 Bn |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | -56.65 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -56.65 Mn |
| Dec 31, 2025 | -56.65 Mn |
| Sep 30, 2025 | -62.23 Mn |
| Sep 30, 2025 | -62.23 Mn |
| Jun 30, 2025 | -49.55 Mn |
| Jun 30, 2025 | -49.55 Mn |
| Mar 31, 2025 | 94.98 Mn |
| Mar 31, 2025 | 94.98 Mn |
| Dec 31, 2024 | -26.13 Mn |
| Dec 31, 2024 | -26.13 Mn |
| Sep 30, 2024 | -79.74 Mn |
| Sep 30, 2024 | -79.74 Mn |
| Jun 30, 2024 | -12.70 Mn |
| Jun 30, 2024 | -12.70 Mn |
| Mar 31, 2024 | 114.80 Mn |
| Mar 31, 2024 | 114.80 Mn |
| Dec 31, 2023 | -153.44 Mn |
| Dec 31, 2023 | -153.44 Mn |
| Sep 30, 2023 | 91.04 Mn |
| Sep 30, 2023 | 91.04 Mn |