FinVolution (FINV) EBT Margin (2016 - 2026)
FinVolution (FINV) posted EBT Margin of 15.96% for Q2 2026, little changed on a QoQ basis from 16.02% in Q1 2026, and down 1003.0% year-over-year from 1.77% in Q2 2025.
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FinVolution (FINV) EBT Margin (2016 - 2026) Analysis & Trends
FinVolution has reported EBT Margin for 11 years, with the latest figure at 15.96% in Q2 2026.
- On a quarterly basis, EBT Margin fell 1003.0% year-over-year to 15.96% in Q2 2026; TTM through Jun 2026 was 17.77%, a 674.0% decrease from a year earlier, with the FY2025 full-year figure at 22.86%, up 108.0% from the prior year.
- EBT Margin was 15.96% for Q2 2026 at FinVolution, roughly flat from 16.02% in the prior quarter.
- The five-year high for EBT Margin was 27.05% in Q1 2023, with the low at 15.96% in Q2 2026.
- Average EBT Margin over 5 years is 22.06%, with a median of 22.47% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: EBT Margin surged 623 bps in 2025, then slumped 1003 bps in 2026.
- Over 5 years, EBT Margin stood at 22.34% in 2022, then fell by 19 bps to 18.0% in 2023, then surged by 31 bps to 23.54% in 2024, then retreated by 29 bps to 16.65% in 2025, then dropped by 4 bps to 15.96% in 2026.
- The last three EBT Margin figures came in at 15.96% (Q2 2026), 16.02% (Q1 2026), and 16.65% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 4.70% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 10.66% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 30.63% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 15.96% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 22.14% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -2.29% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -4.00% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 4.86% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -29.69% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -242.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.96% |
| Mar 31, 2026 | 16.02% |
| Dec 31, 2025 | 16.65% |
| Sep 30, 2025 | 22.27% |
| Jun 30, 2025 | 25.99% |
| Mar 31, 2025 | 25.61% |
| Dec 31, 2024 | 23.54% |
| Sep 30, 2024 | 22.76% |
| Jun 30, 2024 | 19.77% |
| Mar 31, 2024 | 20.84% |
| Dec 31, 2023 | 18.00% |
| Sep 30, 2023 | 21.20% |
| Jun 30, 2023 | 22.61% |
| Mar 31, 2023 | 27.05% |
| Dec 31, 2022 | 22.34% |
| Sep 30, 2022 | 24.17% |
| Jun 30, 2022 | 26.39% |
| Mar 31, 2022 | 25.87% |
| Dec 31, 2021 | 22.98% |
| Sep 30, 2021 | 29.49% |