FinVolution (FINV) EBT Margin (2016 - 2025)

FinVolution (FINV) has reported EBT Margin for 10 consecutive years, with 16.65% the latest figure, recorded in Q4 2025.

• In Q4 2025, EBT Margin fell 690.0% year-over-year to 16.65%; the TTM figure through Dec 2025 stood at 22.81% (up 103.0% YoY), while the FY2025 annual figure was 22.86%, up 108.0% from the prior year.
• EBT Margin came in at 16.65% for Q4 2025 at FinVolution, down from 22.27% in the prior quarter.
• The five-year high for EBT Margin was 33.06% in Q1 2021, with the low at 16.65% in Q4 2025.
• Average EBT Margin over 5 years is 24.06%, with a median of 23.26% recorded in 2021.
• The largest YoY upside for EBT Margin was 886 bps in 2021 against a maximum downside of 1040 bps in 2021.
• Year by year, EBT Margin stood at 22.98% in 2021, then declined by 3 bps to 22.34% in 2022, then decreased by 19 bps to 18.0% in 2023, then jumped by 31 bps to 23.54% in 2024, then slipped by 29 bps to 16.65% in 2025.
• According to Business Quant data, EBT Margin over the past three periods registered 16.65%, 22.27%, and 25.99% for Q4 2025, Q3 2025, and Q2 2025 respectively.