FinVolution (FINV) EBT (2016 - 2025)

FinVolution (FINV) posted quarterly EBT of $72.0 million for Q4 2025, down 35.44% year-over-year from $111.5 million in Q4 2024, and down 34.0% on a QoQ basis from $109.1 million in Q3 2025.

FinVolution (FINV) EBT (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported EBT for 10 consecutive years, with $72.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, EBT fell 35.44% year-over-year to $72.0 million; the TTM figure through Dec 2025 stood at $433.7 million (up 9.73% YoY), while the FY2025 annual figure was $443.5 million, up 13.78% from the prior year.
  • EBT came in at $72.0 million for Q4 2025 at FinVolution, down from $109.1 million in the prior quarter.
  • The five-year high for EBT was $129.8 million in Q2 2025, with the low at $72.0 million in Q4 2025.
  • Average EBT over 5 years is $102.4 million, with a median of $103.0 million recorded in 2022.
  • The largest YoY upside for EBT was 50.66% in 2025 against a maximum downside of 35.44% in 2025.
  • Year by year, EBT stood at $88.3 million in 2021, then gained by 11.89% to $98.8 million in 2022, then decreased by 17.24% to $81.7 million in 2023, then jumped by 36.4% to $111.5 million in 2024, then plunged by 35.44% to $72.0 million in 2025.
  • According to Business Quant data, EBT over the past three periods registered $72.0 million, $109.1 million, and $129.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 65.99 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 71.99 Mn
Sep 30, 2025 109.07 Mn
Jun 30, 2025 129.82 Mn
Mar 31, 2025 122.86 Mn
Dec 31, 2024 111.50 Mn
Sep 30, 2024 106.27 Mn
Jun 30, 2024 86.17 Mn
Mar 31, 2024 91.33 Mn
Dec 31, 2023 81.75 Mn
Sep 30, 2023 92.90 Mn
Jun 30, 2023 95.89 Mn
Mar 31, 2023 120.14 Mn
Dec 31, 2022 98.78 Mn
Sep 30, 2022 100.97 Mn
Jun 30, 2022 105.05 Mn
Mar 31, 2022 99.84 Mn
Dec 31, 2021 88.28 Mn
Sep 30, 2021 115.56 Mn
Jun 30, 2021 113.14 Mn
Mar 31, 2021 106.60 Mn