FinVolution (FINV) EBT (2016 - 2025)

FinVolution (FINV) recorded quarterly EBT of $72.0 million in Q4 2025, down 34.0% quarter-over-quarter from $109.1 million in Q3 2025, and down 35.44% on a YoY basis from $111.5 million in Q4 2024.

FinVolution (FINV) EBT (2016 - 2025) Analysis & Trends

FinVolution's EBT history runs 10 years deep, the most recent figure standing at $72.0 million for Q4 2025.

  • In Q4 2025, EBT fell 35.44% year-over-year to $72.0 million; the TTM figure through Dec 2025 stood at $433.7 million (up 9.73% YoY), while the FY2025 annual figure was $443.5 million, up 13.78% from the prior year.
  • EBT was $72.0 million for Q4 2025 at FinVolution, down from $109.1 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $129.8 million in Q2 2025 to a low of $72.0 million in Q4 2025.
  • Historically, EBT has averaged $102.4 million across 5 years, with a median of $103.0 million in 2022.
  • Biggest YoY gain for EBT was 50.66% in 2025; the steepest drop was 35.44% in 2025.
  • A 5-year view of EBT shows it stood at $88.3 million in 2021, then grew by 11.89% to $98.8 million in 2022, then declined by 17.24% to $81.7 million in 2023, then jumped by 36.4% to $111.5 million in 2024, then tumbled by 35.44% to $72.0 million in 2025.
  • The last three EBT figures came in at $72.0 million (Q4 2025), $109.1 million (Q3 2025), and $129.8 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 FinVolution 875.71 Mn -381.84 Mn 311.24 Mn 71.99 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 71.99 Mn
Sep 30, 2025 109.07 Mn
Jun 30, 2025 129.82 Mn
Mar 31, 2025 122.86 Mn
Dec 31, 2024 111.50 Mn
Sep 30, 2024 106.27 Mn
Jun 30, 2024 86.17 Mn
Mar 31, 2024 91.33 Mn
Dec 31, 2023 81.75 Mn
Sep 30, 2023 92.90 Mn
Jun 30, 2023 95.89 Mn
Mar 31, 2023 120.14 Mn
Dec 31, 2022 98.78 Mn
Sep 30, 2022 100.97 Mn
Jun 30, 2022 105.05 Mn
Mar 31, 2022 99.84 Mn
Dec 31, 2021 88.28 Mn
Sep 30, 2021 115.56 Mn
Jun 30, 2021 113.14 Mn
Mar 31, 2021 106.60 Mn