FinVolution (FINV) EBT (2016 - 2025)
FinVolution (FINV) recorded quarterly EBT of $72.0 million in Q4 2025, down 34.0% quarter-over-quarter from $109.1 million in Q3 2025, and down 35.44% on a YoY basis from $111.5 million in Q4 2024.
FinVolution (FINV) EBT (2016 - 2025) Analysis & Trends
FinVolution's EBT history runs 10 years deep, the most recent figure standing at $72.0 million for Q4 2025.
- In Q4 2025, EBT fell 35.44% year-over-year to $72.0 million; the TTM figure through Dec 2025 stood at $433.7 million (up 9.73% YoY), while the FY2025 annual figure was $443.5 million, up 13.78% from the prior year.
- EBT was $72.0 million for Q4 2025 at FinVolution, down from $109.1 million in the prior quarter.
- In the past five years, EBT ranged from a high of $129.8 million in Q2 2025 to a low of $72.0 million in Q4 2025.
- Historically, EBT has averaged $102.4 million across 5 years, with a median of $103.0 million in 2022.
- Biggest YoY gain for EBT was 50.66% in 2025; the steepest drop was 35.44% in 2025.
- A 5-year view of EBT shows it stood at $88.3 million in 2021, then grew by 11.89% to $98.8 million in 2022, then declined by 17.24% to $81.7 million in 2023, then jumped by 36.4% to $111.5 million in 2024, then tumbled by 35.44% to $72.0 million in 2025.
- The last three EBT figures came in at $72.0 million (Q4 2025), $109.1 million (Q3 2025), and $129.8 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | FinVolution | 875.71 Mn | -381.84 Mn | 311.24 Mn | 71.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 71.99 Mn |
| Sep 30, 2025 | 109.07 Mn |
| Jun 30, 2025 | 129.82 Mn |
| Mar 31, 2025 | 122.86 Mn |
| Dec 31, 2024 | 111.50 Mn |
| Sep 30, 2024 | 106.27 Mn |
| Jun 30, 2024 | 86.17 Mn |
| Mar 31, 2024 | 91.33 Mn |
| Dec 31, 2023 | 81.75 Mn |
| Sep 30, 2023 | 92.90 Mn |
| Jun 30, 2023 | 95.89 Mn |
| Mar 31, 2023 | 120.14 Mn |
| Dec 31, 2022 | 98.78 Mn |
| Sep 30, 2022 | 100.97 Mn |
| Jun 30, 2022 | 105.05 Mn |
| Mar 31, 2022 | 99.84 Mn |
| Dec 31, 2021 | 88.28 Mn |
| Sep 30, 2021 | 115.56 Mn |
| Jun 30, 2021 | 113.14 Mn |
| Mar 31, 2021 | 106.60 Mn |