FinVolution (FINV) EBT (2016 - 2026)
FinVolution (FINV) posted quarterly EBT of $72.0 million for Q4 2025, down 35.44% year-over-year from $111.5 million in Q4 2024, and down 34.0% quarter-over-quarter from $109.1 million in Q3 2025.
Analysis
FinVolution (FINV) EBT (2016 - 2026) Analysis & Trends
FinVolution's EBT history runs 10 years deep, the most recent figure standing at $72.0 million for Q4 2025.
- In Q4 2025, EBT fell 35.44% year-over-year to $72.0 million; the TTM figure through Dec 2025 stood at $433.7 million (up 9.73% YoY), while the FY2025 annual figure was $443.5 million, up 13.78% from the prior year.
- EBT for Q4 2025 stood at $72.0 million, down from $109.1 million in the prior quarter.
- The five-year high for EBT was $129.8 million in Q2 2025, with the low at $72.0 million in Q4 2025.
- The 5-year median for EBT is $103.0 million (2022), against an average of $102.4 million.
- Peak annual rise in EBT reached 50.66% in 2025, while the deepest fall reached 35.44% in 2025.
- FinVolution's EBT stood at $88.3 million in 2021, then climbed by 11.89% to $98.8 million in 2022, then dropped by 17.24% to $81.7 million in 2023, then soared by 36.4% to $111.5 million in 2024, then slumped by 35.44% to $72.0 million in 2025.
- Business Quant data shows FINV's EBT at $72.0 million in Q4 2025, $109.1 million in Q3 2025, and $129.8 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.83 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.49 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.31 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 169.09 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.19 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 204.31 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 537.00 Mn |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | 80.05 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 80.05 Mn |
| Mar 31, 2026 | 74.54 Mn |
| Dec 31, 2025 | 71.99 Mn |
| Sep 30, 2025 | 109.07 Mn |
| Jun 30, 2025 | 129.82 Mn |
| Mar 31, 2025 | 122.86 Mn |
| Dec 31, 2024 | 111.50 Mn |
| Sep 30, 2024 | 106.27 Mn |
| Jun 30, 2024 | 86.17 Mn |
| Mar 31, 2024 | 91.33 Mn |
| Dec 31, 2023 | 81.75 Mn |
| Sep 30, 2023 | 92.90 Mn |
| Jun 30, 2023 | 95.89 Mn |
| Mar 31, 2023 | 120.14 Mn |
| Dec 31, 2022 | 98.78 Mn |
| Sep 30, 2022 | 100.97 Mn |
| Jun 30, 2022 | 105.05 Mn |
| Mar 31, 2022 | 99.84 Mn |
| Dec 31, 2021 | 88.28 Mn |
| Sep 30, 2021 | 115.56 Mn |