FinVolution FINV
NYSE FINV
$3.40 -0.62 (-15.42%)
At close: Aug 28, 2026 · 4:00 PM EDT

FinVolution (FINV) EBITDA Margin (2016 - 2026)

FinVolution (FINV) posted quarterly EBITDA Margin of 15.96% for Q4 2025, down 683.0% year-over-year from 2.74% in Q4 2024, and down 23.56% quarter-over-quarter from 20.88% in Q3 2025.

Analysis

FinVolution (FINV) EBITDA Margin (2016 - 2026) Analysis & Trends

FinVolution's EBITDA Margin history runs 10 years deep, the most recent figure standing at 15.96% for Q4 2025.

  • In Q4 2025, EBITDA Margin fell 683.0% year-over-year to 15.96%; the TTM figure through Dec 2025 stood at 21.34% (up 204.0% YoY), while the FY2025 annual figure was 3.4%, down 1600.0% from the prior year.
  • EBITDA Margin for Q4 2025 stood at 15.96%, down from 20.88% in the prior quarter.
  • The five-year high for EBITDA Margin was 31.03% in Q1 2021, with the low at 15.91% in Q4 2023.
  • The 5-year median for EBITDA Margin is 21.98% (2021), against an average of 22.1%.
  • Peak annual rise in EBITDA Margin reached 908 bps in 2021, while the deepest fall reached 1076 bps in 2021.
  • FinVolution's EBITDA Margin stood at 21.38% in 2021, then fell by 5 bps to 20.22% in 2022, then slipped by 21 bps to 15.91% in 2023, then surged by 43 bps to 22.79% in 2024, then fell by 30 bps to 15.96% in 2025.
  • Business Quant data shows FINV's EBITDA Margin at 15.96% in Q4 2025, 20.88% in Q3 2025, and 22.57% in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - 49.39%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 44.85%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 44.97%
10 FinVolution 856.70 Mn -309.91 Mn - 15.50%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 15.50%
Mar 31, 2026 16.96%
Dec 31, 2025 17.19%
Sep 30, 2025 22.08%
Jun 30, 2025 23.89%
Mar 31, 2025 26.37%
Dec 31, 2024 23.78%
Sep 30, 2024 18.31%
Jun 30, 2024 18.90%
Mar 31, 2024 20.81%
Dec 31, 2023 16.97%
Sep 30, 2023 18.26%
Jun 30, 2023 19.73%
Mar 31, 2023 25.00%
Dec 31, 2022 20.91%
Sep 30, 2022 22.98%
Jun 30, 2022 25.56%
Mar 31, 2022 24.61%
Dec 31, 2021 22.89%
Sep 30, 2021 29.75%