FinVolution (FINV) Net Margin (2016 - 2026)
FinVolution (FINV) posted quarterly Net Margin of 14.05% for Q4 2025, down 565.0% year-over-year from 3.02% in Q4 2024, and down 100.0% quarter-over-quarter from 470319.2% in Q3 2025.
Analysis
FinVolution (FINV) Net Margin (2016 - 2026) Analysis & Trends
FinVolution's Net Margin history runs 10 years deep, the most recent figure standing at 14.05% for Q4 2025.
- In Q4 2025, Net Margin fell 565.0% year-over-year to 14.05%; the TTM figure through Dec 2025 stood at 16.06% (down 183.0% YoY), while the FY2025 annual figure was 121965.66%, up 560050.0% from the prior year.
- Net Margin for Q4 2025 stood at 14.05%, down from 470319.2% in the prior quarter.
- The five-year high for Net Margin was 470319.2% in Q3 2025, with the low at 14.05% in Q4 2025.
- The 5-year median for Net Margin is 410.97% (2021), against an average of 112252.87%.
- Peak annual rise in Net Margin reached 44355207 bps in 2025, while the deepest fall reached 88443 bps in 2025.
- FinVolution's Net Margin stood at 26.79% in 2021, then sank by 33 bps to 18.08% in 2022, then dropped by 10 bps to 16.27% in 2023, then rose by 21 bps to 19.69% in 2024, then decreased by 29 bps to 14.05% in 2025.
- Business Quant data shows FINV's Net Margin at 14.05% in Q4 2025, 470319.2% in Q3 2025, and 441510.58% in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | 488.71% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 488.71% |
| Mar 31, 2026 | 12.93% |
| Dec 31, 2025 | 14.05% |
| Sep 30, 2025 | 470,319.20% |
| Jun 30, 2025 | 441,510.58% |
| Mar 31, 2025 | 443,984.37% |
| Dec 31, 2024 | 19.69% |
| Sep 30, 2024 | 443,387.16% |
| Jun 30, 2024 | 442,395.01% |
| Mar 31, 2024 | 432.30% |
| Dec 31, 2023 | 16.27% |
| Sep 30, 2023 | 17.70% |
| Jun 30, 2023 | 422.32% |
| Mar 31, 2023 | 411.38% |
| Dec 31, 2022 | 18.08% |
| Sep 30, 2022 | 20.16% |
| Jun 30, 2022 | 425.66% |
| Mar 31, 2022 | 440.30% |
| Dec 31, 2021 | 26.79% |
| Sep 30, 2021 | 395.11% |