FinVolution (FINV) Net Margin (2016 - 2025)

FinVolution (FINV) posted quarterly Net Margin of 14.05% for Q4 2025, down 565.0% year-over-year from 3.02% in Q4 2024, and down 100.0% quarter-over-quarter from 470319.2% in Q3 2025.

FinVolution (FINV) Net Margin (2016 - 2025) Analysis & Trends

FinVolution's Net Margin history runs 10 years deep, the most recent figure standing at 14.05% for Q4 2025.

  • In Q4 2025, Net Margin fell 565.0% year-over-year to 14.05%; the TTM figure through Dec 2025 stood at 16.06% (down 183.0% YoY), while the FY2025 annual figure was 121965.66%, up 560050.0% from the prior year.
  • Net Margin for Q4 2025 stood at 14.05%, down from 470319.2% in the prior quarter.
  • The five-year high for Net Margin was 470319.2% in Q3 2025, with the low at 14.05% in Q4 2025.
  • The 5-year median for Net Margin is 410.97% (2021), against an average of 112252.87%.
  • Peak annual rise in Net Margin reached 44355207 bps in 2025, while the deepest fall reached 88443 bps in 2025.
  • FinVolution's Net Margin stood at 26.79% in 2021, then sank by 33 bps to 18.08% in 2022, then dropped by 10 bps to 16.27% in 2023, then rose by 21 bps to 19.69% in 2024, then decreased by 29 bps to 14.05% in 2025.
  • Business Quant data shows FINV's Net Margin at 14.05% in Q4 2025, 470319.2% in Q3 2025, and 441510.58% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 FinVolution 6.07 Bn 5.64 Bn 311.24 Mn 14.05%

Historic Data

Download Data
DateValue
Dec 31, 2025 14.05%
Sep 30, 2025 470,319.20%
Jun 30, 2025 441,510.58%
Mar 31, 2025 443,984.37%
Dec 31, 2024 19.69%
Sep 30, 2024 443,387.16%
Jun 30, 2024 442,395.01%
Mar 31, 2024 432.30%
Dec 31, 2023 16.27%
Sep 30, 2023 17.70%
Jun 30, 2023 422.32%
Mar 31, 2023 411.38%
Dec 31, 2022 18.08%
Sep 30, 2022 20.16%
Jun 30, 2022 425.66%
Mar 31, 2022 440.30%
Dec 31, 2021 26.79%
Sep 30, 2021 395.11%
Jun 30, 2021 390.67%
Mar 31, 2021 410.57%