FinVolution FINV
NYSE FINV
$3.32 -0.06 (-1.78%)
At close: Sep 18, 2026 · 4:00 PM EDT

FinVolution (FINV) Net Margin (2016 - 2026)

FinVolution (FINV) posted Net Margin of 19.31% for Q2 2026, up 2.49% on a QoQ basis from 18.84% in Q1 2026, and down 1168.0% year-over-year from 1.81% in Q2 2025.

Analysis

FinVolution (FINV) Net Margin (2016 - 2026) Analysis & Trends

FinVolution has reported Net Margin for 11 years, with the latest figure at 19.31% in Q2 2026.

  • On a quarterly basis, Net Margin fell 1168.0% year-over-year to 19.31% in Q2 2026; TTM through Jun 2026 was 16.45%, a 255.0% increase from a year earlier, with the FY2025 full-year figure at 18.15%, down 19.0% from the prior year.
  • Net Margin was 19.31% for Q2 2026 at FinVolution, up from 18.84% in the prior quarter.
  • The five-year high for Net Margin was 31.6% in Q1 2023, with the low at 1.91% in Q1 2025.
  • Average Net Margin over 5 years is 20.37%, with a median of 25.28% recorded in 2023.
  • The sharpest annual moves came in 2024 and 2026: Net Margin plunged 2558 bps in 2024, then jumped 2075 bps in 2026.
  • Over 5 years, Net Margin stood at 26.44% in 2022, then dropped by 26 bps to 19.6% in 2023, then slumped by 100 bps to 0.0% in 2024, then tumbled by 20774 bps to 0.3% in 2025, then surged by 6455 bps to 19.31% in 2026.
  • The last three Net Margin figures came in at 19.31% (Q2 2026), 18.84% (Q1 2026), and 0.3% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 4.53%
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 10.94%
3 Qfin Holdings 986.27 Mn -9.51 Mn - 11.38%
4 FinVolution 836.54 Mn -90.46 Mn - 19.31%
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 4.73%
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -2.24%
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -18.94%
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 3.18%
9 Jiayin 76.25 Mn 2.23 Mn - -34.35%
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -102.75%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.31%
Mar 31, 2026 18.84%
Dec 31, 2025 -0.30%
Sep 30, 2025 26.02%
Jun 30, 2025 30.99%
Mar 31, 2025 -1.91%
Dec 31, 2024 0.00%
Sep 30, 2024 25.93%
Jun 30, 2024 22.22%
Mar 31, 2024 6.02%
Dec 31, 2023 19.60%
Sep 30, 2023 24.63%
Jun 30, 2023 26.95%
Mar 31, 2023 31.60%
Dec 31, 2022 26.44%
Sep 30, 2022 29.08%
Jun 30, 2022 31.32%
Mar 31, 2022 29.86%
Dec 31, 2021 19.42%
Sep 30, 2021 33.93%