FinVolution (FINV) Net Margin (2016 - 2025)
FinVolution (FINV) posted quarterly Net Margin of 14.05% for Q4 2025, down 565.0% year-over-year from 3.02% in Q4 2024, and down 100.0% quarter-over-quarter from 470319.2% in Q3 2025.
FinVolution (FINV) Net Margin (2016 - 2025) Analysis & Trends
FinVolution's Net Margin history runs 10 years deep, the most recent figure standing at 14.05% for Q4 2025.
- In Q4 2025, Net Margin fell 565.0% year-over-year to 14.05%; the TTM figure through Dec 2025 stood at 16.06% (down 183.0% YoY), while the FY2025 annual figure was 121965.66%, up 560050.0% from the prior year.
- Net Margin for Q4 2025 stood at 14.05%, down from 470319.2% in the prior quarter.
- The five-year high for Net Margin was 470319.2% in Q3 2025, with the low at 14.05% in Q4 2025.
- The 5-year median for Net Margin is 410.97% (2021), against an average of 112252.87%.
- Peak annual rise in Net Margin reached 44355207 bps in 2025, while the deepest fall reached 88443 bps in 2025.
- FinVolution's Net Margin stood at 26.79% in 2021, then sank by 33 bps to 18.08% in 2022, then dropped by 10 bps to 16.27% in 2023, then rose by 21 bps to 19.69% in 2024, then decreased by 29 bps to 14.05% in 2025.
- Business Quant data shows FINV's Net Margin at 14.05% in Q4 2025, 470319.2% in Q3 2025, and 441510.58% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 14.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.05% |
| Sep 30, 2025 | 470,319.20% |
| Jun 30, 2025 | 441,510.58% |
| Mar 31, 2025 | 443,984.37% |
| Dec 31, 2024 | 19.69% |
| Sep 30, 2024 | 443,387.16% |
| Jun 30, 2024 | 442,395.01% |
| Mar 31, 2024 | 432.30% |
| Dec 31, 2023 | 16.27% |
| Sep 30, 2023 | 17.70% |
| Jun 30, 2023 | 422.32% |
| Mar 31, 2023 | 411.38% |
| Dec 31, 2022 | 18.08% |
| Sep 30, 2022 | 20.16% |
| Jun 30, 2022 | 425.66% |
| Mar 31, 2022 | 440.30% |
| Dec 31, 2021 | 26.79% |
| Sep 30, 2021 | 395.11% |
| Jun 30, 2021 | 390.67% |
| Mar 31, 2021 | 410.57% |