FinVolution (FINV) Net Margin (2016 - 2026)
FinVolution (FINV) posted Net Margin of 19.31% for Q2 2026, up 2.49% on a QoQ basis from 18.84% in Q1 2026, and down 1168.0% year-over-year from 1.81% in Q2 2025.
Analysis
FinVolution (FINV) Net Margin (2016 - 2026) Analysis & Trends
FinVolution has reported Net Margin for 11 years, with the latest figure at 19.31% in Q2 2026.
- On a quarterly basis, Net Margin fell 1168.0% year-over-year to 19.31% in Q2 2026; TTM through Jun 2026 was 16.45%, a 255.0% increase from a year earlier, with the FY2025 full-year figure at 18.15%, down 19.0% from the prior year.
- Net Margin was 19.31% for Q2 2026 at FinVolution, up from 18.84% in the prior quarter.
- The five-year high for Net Margin was 31.6% in Q1 2023, with the low at 1.91% in Q1 2025.
- Average Net Margin over 5 years is 20.37%, with a median of 25.28% recorded in 2023.
- The sharpest annual moves came in 2024 and 2026: Net Margin plunged 2558 bps in 2024, then jumped 2075 bps in 2026.
- Over 5 years, Net Margin stood at 26.44% in 2022, then dropped by 26 bps to 19.6% in 2023, then slumped by 100 bps to 0.0% in 2024, then tumbled by 20774 bps to 0.3% in 2025, then surged by 6455 bps to 19.31% in 2026.
- The last three Net Margin figures came in at 19.31% (Q2 2026), 18.84% (Q1 2026), and 0.3% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 4.53% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 10.94% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 11.38% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 19.31% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 4.73% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -2.24% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -18.94% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 3.18% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -34.35% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -102.75% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.31% |
| Mar 31, 2026 | 18.84% |
| Dec 31, 2025 | -0.30% |
| Sep 30, 2025 | 26.02% |
| Jun 30, 2025 | 30.99% |
| Mar 31, 2025 | -1.91% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 25.93% |
| Jun 30, 2024 | 22.22% |
| Mar 31, 2024 | 6.02% |
| Dec 31, 2023 | 19.60% |
| Sep 30, 2023 | 24.63% |
| Jun 30, 2023 | 26.95% |
| Mar 31, 2023 | 31.60% |
| Dec 31, 2022 | 26.44% |
| Sep 30, 2022 | 29.08% |
| Jun 30, 2022 | 31.32% |
| Mar 31, 2022 | 29.86% |
| Dec 31, 2021 | 19.42% |
| Sep 30, 2021 | 33.93% |