FinVolution (FINV) Equity Ratio (2016 - 2025)

FinVolution (FINV) posted quarterly Equity Ratio of 0.66 for Q4 2025, up 2.91% year-over-year from 0.64 in Q4 2024, and up 4.25% on a QoQ basis from 0.64 in Q3 2025.

FinVolution (FINV) Equity Ratio (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported Equity Ratio for 10 consecutive years, with 0.66 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Equity Ratio rose 2.91% year-over-year to 0.66; the TTM figure through Dec 2025 stood at 0.66 (up 2.91% YoY), while the FY2025 annual figure was 0.65, down 1.16% from the prior year.
  • Equity Ratio came in at 0.66 for Q4 2025 at FinVolution, up from 0.64 in the prior quarter.
  • The five-year high for Equity Ratio was 0.66 in Q4 2025, with the low at 0.56 in Q1 2022.
  • Average Equity Ratio over 5 years is 0.62, with a median of 0.62 recorded in 2021.
  • Across the five-year window, Equity Ratio gained 28.83% in 2021 and decreased 7.02% in 2022, its largest moves.
  • Year by year, Equity Ratio stood at 0.59 in 2021, then slipped by 1.43% to 0.58 in 2022, then gained by 11.93% to 0.65 in 2023, then dropped by 1.13% to 0.64 in 2024, then increased by 2.91% to 0.66 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.66, 0.64, and 0.63 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Sezzle 5.91 Bn 5.79 Bn - 0.43

Historic Data

Download Data
DateValue
Dec 31, 2025 0.66
Dec 31, 2024 0.64
Dec 31, 2023 0.65
Dec 31, 2022 0.58
Dec 31, 2021 0.59
Dec 31, 2020 0.57
Dec 31, 2019 0.44
Dec 31, 2018 0.46
Dec 31, 2017 0.43
Dec 31, 2016 -0.20