FinVolution (FINV) Net Income (2016 - 2025)

FinVolution (FINV) posted quarterly Net Income of $84.6 million for Q4 2025, down 34.82% year-over-year from $129.7 million in Q4 2024, and down 33.65% on a QoQ basis from $127.5 million in Q3 2025.

FinVolution (FINV) Net Income (2016 - 2025) Analysis & Trends

FinVolution (FINV) has reported Net Income for 10 consecutive years, with $84.6 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Net Income fell 34.82% year-over-year to $84.6 million; the TTM figure through Dec 2025 stood at $509.4 million (up 10.92% YoY), while the FY2025 annual figure was $354.2 million, up 8.27% from the prior year.
  • Net Income came in at $84.6 million for Q4 2025 at FinVolution, down from $127.5 million in the prior quarter.
  • The five-year high for Net Income was $153.3 million in Q2 2025, with the low at $74.6 million in Q4 2021.
  • Average Net Income over 5 years is $117.7 million, with a median of $119.8 million recorded in 2021.
  • The largest YoY upside for Net Income was 58.21% in 2025 against a maximum downside of 34.82% in 2025.
  • Year by year, Net Income stood at $74.6 million in 2021, then surged by 56.68% to $116.9 million in 2022, then dropped by 23.86% to $89.0 million in 2023, then surged by 45.75% to $129.7 million in 2024, then plunged by 34.82% to $84.6 million in 2025.
  • According to Business Quant data, Net Income over the past three periods registered $84.6 million, $127.5 million, and $153.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 51.30 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 84.56 Mn
Sep 30, 2025 127.45 Mn
Jun 30, 2025 153.27 Mn
Mar 31, 2025 144.08 Mn
Dec 31, 2024 129.74 Mn
Sep 30, 2024 123.60 Mn
Jun 30, 2024 96.51 Mn
Mar 31, 2024 108.99 Mn
Dec 31, 2023 89.01 Mn
Sep 30, 2023 107.95 Mn
Jun 30, 2023 110.41 Mn
Mar 31, 2023 140.37 Mn
Dec 31, 2022 116.90 Mn
Sep 30, 2022 116.82 Mn
Jun 30, 2022 124.66 Mn
Mar 31, 2022 115.40 Mn
Dec 31, 2021 74.61 Mn
Sep 30, 2021 132.97 Mn
Jun 30, 2021 130.19 Mn
Mar 31, 2021 122.73 Mn