FinVolution (FINV) Net Income (2016 - 2025)
FinVolution (FINV) recorded quarterly Net Income of $84.6 million in Q4 2025, down 33.65% quarter-over-quarter from $127.5 million in Q3 2025, and down 34.82% on a YoY basis from $129.7 million in Q4 2024.
FinVolution (FINV) Net Income (2016 - 2025) Analysis & Trends
FinVolution's Net Income history runs 10 years deep, the most recent figure standing at $84.6 million for Q4 2025.
- In Q4 2025, Net Income fell 34.82% year-over-year to $84.6 million; the TTM figure through Dec 2025 stood at $509.4 million (up 11.55% YoY), while the FY2025 annual figure was $354.2 million, up 8.27% from the prior year.
- Net Income was $84.6 million for Q4 2025 at FinVolution, down from $127.5 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $153.3 million in Q2 2025 to a low of $74.6 million in Q4 2021.
- Historically, Net Income has averaged $117.3 million across 5 years, with a median of $119.0 million in 2022.
- Biggest YoY gain for Net Income was 58.21% in 2025; the steepest drop was 34.82% in 2025.
- A 5-year view of Net Income shows it stood at $74.6 million in 2021, then surged by 56.68% to $116.9 million in 2022, then retreated by 23.86% to $89.0 million in 2023, then surged by 45.75% to $129.7 million in 2024, then tumbled by 34.82% to $84.6 million in 2025.
- The last three Net Income figures came in at $84.6 million (Q4 2025), $127.5 million (Q3 2025), and $153.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | FinVolution | 875.71 Mn | -381.84 Mn | 311.24 Mn | 84.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 84.56 Mn |
| Sep 30, 2025 | 127.45 Mn |
| Jun 30, 2025 | 153.27 Mn |
| Mar 31, 2025 | 144.08 Mn |
| Dec 31, 2024 | 129.74 Mn |
| Sep 30, 2024 | 121.03 Mn |
| Jun 30, 2024 | 96.88 Mn |
| Mar 31, 2024 | 108.99 Mn |
| Dec 31, 2023 | 89.01 Mn |
| Sep 30, 2023 | 107.95 Mn |
| Jun 30, 2023 | 110.41 Mn |
| Mar 31, 2023 | 139.83 Mn |
| Dec 31, 2022 | 116.90 Mn |
| Sep 30, 2022 | 116.82 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 115.40 Mn |
| Dec 31, 2021 | 74.61 Mn |
| Sep 30, 2021 | 132.97 Mn |
| Jun 30, 2021 | 130.08 Mn |
| Mar 31, 2021 | 122.73 Mn |