FinVolution (FINV) Net Income (2016 - 2025)

FinVolution (FINV) recorded quarterly Net Income of $84.6 million in Q4 2025, down 33.65% quarter-over-quarter from $127.5 million in Q3 2025, and down 34.82% on a YoY basis from $129.7 million in Q4 2024.

FinVolution (FINV) Net Income (2016 - 2025) Analysis & Trends

FinVolution's Net Income history runs 10 years deep, the most recent figure standing at $84.6 million for Q4 2025.

  • In Q4 2025, Net Income fell 34.82% year-over-year to $84.6 million; the TTM figure through Dec 2025 stood at $509.4 million (up 11.55% YoY), while the FY2025 annual figure was $354.2 million, up 8.27% from the prior year.
  • Net Income was $84.6 million for Q4 2025 at FinVolution, down from $127.5 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $153.3 million in Q2 2025 to a low of $74.6 million in Q4 2021.
  • Historically, Net Income has averaged $117.3 million across 5 years, with a median of $119.0 million in 2022.
  • Biggest YoY gain for Net Income was 58.21% in 2025; the steepest drop was 34.82% in 2025.
  • A 5-year view of Net Income shows it stood at $74.6 million in 2021, then surged by 56.68% to $116.9 million in 2022, then retreated by 23.86% to $89.0 million in 2023, then surged by 45.75% to $129.7 million in 2024, then tumbled by 34.82% to $84.6 million in 2025.
  • The last three Net Income figures came in at $84.6 million (Q4 2025), $127.5 million (Q3 2025), and $153.3 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -7.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 FinVolution 875.71 Mn -381.84 Mn 311.24 Mn 84.56 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 84.56 Mn
Sep 30, 2025 127.45 Mn
Jun 30, 2025 153.27 Mn
Mar 31, 2025 144.08 Mn
Dec 31, 2024 129.74 Mn
Sep 30, 2024 121.03 Mn
Jun 30, 2024 96.88 Mn
Mar 31, 2024 108.99 Mn
Dec 31, 2023 89.01 Mn
Sep 30, 2023 107.95 Mn
Jun 30, 2023 110.41 Mn
Mar 31, 2023 139.83 Mn
Dec 31, 2022 116.90 Mn
Sep 30, 2022 116.82 Mn
Jun 30, 2022 122.73 Mn
Mar 31, 2022 115.40 Mn
Dec 31, 2021 74.61 Mn
Sep 30, 2021 132.97 Mn
Jun 30, 2021 130.08 Mn
Mar 31, 2021 122.73 Mn