FinVolution (FINV) Net Income (2016 - 2025)
FinVolution (FINV) posted quarterly Net Income of $84.6 million for Q4 2025, down 34.82% year-over-year from $129.7 million in Q4 2024, and down 33.65% on a QoQ basis from $127.5 million in Q3 2025.
FinVolution (FINV) Net Income (2016 - 2025) Analysis & Trends
FinVolution (FINV) has reported Net Income for 10 consecutive years, with $84.6 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Net Income fell 34.82% year-over-year to $84.6 million; the TTM figure through Dec 2025 stood at $509.4 million (up 10.92% YoY), while the FY2025 annual figure was $354.2 million, up 8.27% from the prior year.
- Net Income came in at $84.6 million for Q4 2025 at FinVolution, down from $127.5 million in the prior quarter.
- The five-year high for Net Income was $153.3 million in Q2 2025, with the low at $74.6 million in Q4 2021.
- Average Net Income over 5 years is $117.7 million, with a median of $119.8 million recorded in 2021.
- The largest YoY upside for Net Income was 58.21% in 2025 against a maximum downside of 34.82% in 2025.
- Year by year, Net Income stood at $74.6 million in 2021, then surged by 56.68% to $116.9 million in 2022, then dropped by 23.86% to $89.0 million in 2023, then surged by 45.75% to $129.7 million in 2024, then plunged by 34.82% to $84.6 million in 2025.
- According to Business Quant data, Net Income over the past three periods registered $84.6 million, $127.5 million, and $153.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 6.02 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.88 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.11 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 102.88 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 166.73 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 319.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 122.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 84.56 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 51.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 84.56 Mn |
| Sep 30, 2025 | 127.45 Mn |
| Jun 30, 2025 | 153.27 Mn |
| Mar 31, 2025 | 144.08 Mn |
| Dec 31, 2024 | 129.74 Mn |
| Sep 30, 2024 | 123.60 Mn |
| Jun 30, 2024 | 96.51 Mn |
| Mar 31, 2024 | 108.99 Mn |
| Dec 31, 2023 | 89.01 Mn |
| Sep 30, 2023 | 107.95 Mn |
| Jun 30, 2023 | 110.41 Mn |
| Mar 31, 2023 | 140.37 Mn |
| Dec 31, 2022 | 116.90 Mn |
| Sep 30, 2022 | 116.82 Mn |
| Jun 30, 2022 | 124.66 Mn |
| Mar 31, 2022 | 115.40 Mn |
| Dec 31, 2021 | 74.61 Mn |
| Sep 30, 2021 | 132.97 Mn |
| Jun 30, 2021 | 130.19 Mn |
| Mar 31, 2021 | 122.73 Mn |