FinVolution (FINV) EBIT Margin (2016 - 2026)
FinVolution (FINV) posted quarterly EBIT Margin of 15.96% for Q4 2025, down 683.0% year-over-year from 2.74% in Q4 2024, and down 23.56% quarter-over-quarter from 20.88% in Q3 2025.
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Analysis
FinVolution (FINV) EBIT Margin (2016 - 2026) Analysis & Trends
FinVolution's EBIT Margin history runs 10 years deep, the most recent figure standing at 15.96% for Q4 2025.
- In Q4 2025, EBIT Margin fell 683.0% year-over-year to 15.96%; the TTM figure through Dec 2025 stood at 21.34% (up 204.0% YoY), while the FY2025 annual figure was 3.4%, down 1600.0% from the prior year.
- EBIT Margin for Q4 2025 stood at 15.96%, down from 20.88% in the prior quarter.
- The five-year high for EBIT Margin was 31.03% in Q1 2021, with the low at 15.91% in Q4 2023.
- The 5-year median for EBIT Margin is 21.98% (2021), against an average of 22.1%.
- Peak annual rise in EBIT Margin reached 908 bps in 2021, while the deepest fall reached 1076 bps in 2021.
- FinVolution's EBIT Margin stood at 21.38% in 2021, then fell by 5 bps to 20.22% in 2022, then slipped by 21 bps to 15.91% in 2023, then surged by 43 bps to 22.79% in 2024, then fell by 30 bps to 15.96% in 2025.
- Business Quant data shows FINV's EBIT Margin at 15.96% in Q4 2025, 20.88% in Q3 2025, and 22.57% in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | 15.50% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.50% |
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 15.96% |
| Sep 30, 2025 | 20.88% |
| Jun 30, 2025 | 22.57% |
| Mar 31, 2025 | 25.37% |
| Dec 31, 2024 | 22.79% |
| Sep 30, 2024 | 16.74% |
| Jun 30, 2024 | 17.70% |
| Mar 31, 2024 | 19.86% |
| Dec 31, 2023 | 15.91% |
| Sep 30, 2023 | 17.46% |
| Jun 30, 2023 | 19.37% |
| Mar 31, 2023 | 24.43% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 23.09% |
| Jun 30, 2022 | 25.02% |
| Mar 31, 2022 | 23.76% |
| Dec 31, 2021 | 21.38% |
| Sep 30, 2021 | 28.90% |