FinVolution (FINV) EBIT Margin (2016 - 2026)
FinVolution (FINV) posted EBIT Margin of 15.5% for Q2 2026, down 8.65% on a QoQ basis from 16.96% in Q1 2026, and down 730.0% year-over-year from 2.46% in Q2 2025.
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FinVolution (FINV) EBIT Margin (2016 - 2026) Analysis & Trends
FinVolution has reported EBIT Margin for 11 years, with the latest figure at 15.5% in Q2 2026.
- On a quarterly basis, EBIT Margin fell 730.0% year-over-year to 15.5% in Q2 2026; TTM through Jun 2026 was 17.36%, a 461.0% decrease from a year earlier, with the FY2025 full-year figure at 20.89%, up 118.0% from the prior year.
- EBIT Margin was 15.5% for Q2 2026 at FinVolution, down from 16.96% in the prior quarter.
- The five-year high for EBIT Margin was 25.37% in Q1 2025, with the low at 15.5% in Q2 2026.
- Average EBIT Margin over 5 years is 20.21%, with a median of 20.04% recorded in 2022.
- The sharpest annual moves came in 2024 and 2026: EBIT Margin jumped 689 bps in 2024, then slumped 841 bps in 2026.
- Over 5 years, EBIT Margin stood at 20.22% in 2022, then declined by 21 bps to 15.91% in 2023, then jumped by 43 bps to 22.79% in 2024, then decreased by 30 bps to 15.96% in 2025, then retreated by 3 bps to 15.5% in 2026.
- The last three EBIT Margin figures came in at 15.5% (Q2 2026), 16.96% (Q1 2026), and 15.96% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 4.01% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 27.34% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 32.44% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 15.50% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 19.55% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -3.09% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -4.66% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 34.29% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -33.35% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 205.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.50% |
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 15.96% |
| Sep 30, 2025 | 20.88% |
| Jun 30, 2025 | 22.79% |
| Mar 31, 2025 | 25.37% |
| Dec 31, 2024 | 22.79% |
| Sep 30, 2024 | 16.74% |
| Jun 30, 2024 | 17.70% |
| Mar 31, 2024 | 19.86% |
| Dec 31, 2023 | 15.91% |
| Sep 30, 2023 | 17.46% |
| Jun 30, 2023 | 19.37% |
| Mar 31, 2023 | 24.43% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 23.09% |
| Jun 30, 2022 | 25.02% |
| Mar 31, 2022 | 23.76% |
| Dec 31, 2021 | 21.38% |
| Sep 30, 2021 | 28.90% |