FinVolution (FINV) Debt Ratio (2017 - 2026)
FinVolution (FINV) posted quarterly Debt Ratio of 0.01 for Q4 2025, up 4217.42% year-over-year from 0.0 in Q4 2024, and down 72.34% quarter-over-quarter from 0.04 in Q3 2025.
Analysis
FinVolution (FINV) Debt Ratio (2017 - 2026) Analysis & Trends
FinVolution's Debt Ratio history runs 10 years deep, the most recent figure standing at 0.01 for Q4 2025.
- In Q4 2025, Debt Ratio rose 4217.42% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (up 4217.42% YoY), while the FY2025 annual figure was 0.01, up 4103.38% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.01, down from 0.04 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q1 2022, with the low at 0.0 in Q4 2024.
- The 5-year median for Debt Ratio is 0.05 (2025), against an average of 0.05.
- The sharpest annual moves came in 2021 and 2025: Debt Ratio slumped 76.6% in 2021, then soared 4217.42% in 2025.
- FinVolution's Debt Ratio stood at 0.1 in 2021, then climbed by 7.88% to 0.11 in 2022, then slumped by 99.75% to 0.0 in 2023, then slipped by 12.34% to 0.0 in 2024, then jumped by 4217.42% to 0.01 in 2025.
- Business Quant data shows FINV's Debt Ratio at 0.01 in Q4 2025, 0.04 in Q3 2025, and 0.05 in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 2,625.09 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2020 | 0.01 |
| Jun 30, 2020 | 0.01 |
| Mar 31, 2020 | 0.01 |
| Dec 31, 2019 | 0.01 |
| Sep 30, 2019 | 0.00 |
| Jun 30, 2019 | 0.00 |
| Mar 31, 2019 | 0.00 |
| Dec 31, 2018 | 0.00 |
| Sep 30, 2018 | 0.00 |
| Jun 30, 2018 | 0.00 |