FinVolution (FINV) Debt Ratio (2016 - 2025)
FinVolution (FINV) posted quarterly Debt Ratio of 3.53 for Q4 2025, up 1456572.63% year-over-year from N/an in Q4 2024, and up 9447.49% on a QoQ basis from 0.04 in Q3 2025.
FinVolution (FINV) Debt Ratio (2016 - 2025) Analysis & Trends
FinVolution (FINV) has reported Debt Ratio for 10 consecutive years, with 3.53 the latest figure, recorded in Q4 2025.
- In Q4 2025, Debt Ratio rose 1456572.63% year-over-year to 3.53; the TTM figure through Dec 2025 stood at 3.53 (up 1456572.63% YoY), while the FY2025 annual figure was 3.44, up 1417569.44% from the prior year.
- Debt Ratio came in at 3.53 for Q4 2025 at FinVolution, up from 0.04 in the prior quarter.
- The five-year high for Debt Ratio was 3.53 in Q4 2025, with the low at 0.0 in Q4 2022.
- Average Debt Ratio over 5 years is 0.22, with a median of 0.05 recorded in 2023.
- Across the five-year window, Debt Ratio slumped 99.95% in 2022 and soared 1456572.63% in 2025, its largest moves.
- Year by year, Debt Ratio stood at 0.1 in 2021, then plunged by 99.95% to 0.0 in 2022, then soared by 478.01% to 0.0 in 2023, then fell by 10.3% to 0.0 in 2024, then jumped by 1456572.63% to 3.53 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 3.53, 0.04, and 0.05 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.53 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.04 |
| Mar 31, 2021 | 0.06 |