FinVolution (FINV) Debt Ratio (2016 - 2025)

FinVolution (FINV) posted quarterly Debt Ratio of 0.01 for Q4 2025, up 4217.42% year-over-year from 0.0 in Q4 2024, and down 72.34% quarter-over-quarter from 0.04 in Q3 2025.

FinVolution (FINV) Debt Ratio (2016 - 2025) Analysis & Trends

FinVolution's Debt Ratio history runs 10 years deep, the most recent figure standing at 0.01 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 4217.42% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (up 4217.42% YoY), while the FY2025 annual figure was 0.01, up 4103.38% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.01, down from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 0.12 in Q1 2022, with the low at 0.0 in Q4 2024.
  • The 5-year median for Debt Ratio is 0.05 (2025), against an average of 0.05.
  • The sharpest annual moves came in 2021 and 2025: Debt Ratio slumped 76.6% in 2021, then soared 4217.42% in 2025.
  • FinVolution's Debt Ratio stood at 0.1 in 2021, then climbed by 7.88% to 0.11 in 2022, then slumped by 99.75% to 0.0 in 2023, then slipped by 12.34% to 0.0 in 2024, then jumped by 4217.42% to 0.01 in 2025.
  • Business Quant data shows FINV's Debt Ratio at 0.01 in Q4 2025, 0.04 in Q3 2025, and 0.05 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 FinVolution 6.07 Bn 5.64 Bn 311.24 Mn 0.01

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.00
Sep 30, 2023 0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.05
Sep 30, 2022 0.11
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 0.10
Sep 30, 2021 0.06
Jun 30, 2021 0.04
Mar 31, 2021 0.06
Dec 31, 2020 0.11