FinVolution FINV
NYSE FINV
$3.32 -0.06 (-1.78%)
At close: Sep 18, 2026 · 4:00 PM EDT

FinVolution (FINV) Debt Ratio (2016 - 2026)

FinVolution (FINV) posted Debt Ratio of 0.05 for Q2 2026, up 19.97% on a QoQ basis from 0.04 in Q4 2025, and up 1.75% year-over-year from 0.05 in Q2 2025.

Analysis

FinVolution (FINV) Debt Ratio (2016 - 2026) Analysis & Trends

FinVolution has reported Debt Ratio for 11 years, with the latest figure at 0.05 in Q2 2026.

  • On a quarterly basis, Debt Ratio rose 1.75% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 1.75% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 16419.86% from the prior year.
  • Debt Ratio was 0.05 for Q2 2026 at FinVolution, up from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 0.12 in Q1 2022, with the low at 0.04 in Q4 2022.
  • Average Debt Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2025.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio plunged 98.86% in 2024, then soared 17145.39% in 2025.
  • Over 5 years, Debt Ratio stood at 0.04 in 2022, then jumped by 148.22% to 0.02 in 2023, then tumbled by 98.86% to 0.0 in 2024, then jumped by 17145.39% to 0.04 in 2025, then rose by 19.97% to 0.05 in 2026.
  • The last three Debt Ratio figures came in at 0.05 (Q2 2026), 0.04 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 0.05
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 0.28
3 Qfin Holdings 986.27 Mn -9.51 Mn - 0.04
4 FinVolution 836.54 Mn -90.46 Mn - 0.05
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 0.03
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 0.36
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 0.07
9 Jiayin 76.25 Mn 2.23 Mn - 0.07
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 0.28
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.05
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.05
Dec 31, 2022 -0.04
Sep 30, 2022 0.11
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 -0.05
Sep 30, 2021 0.06
Jun 30, 2021 0.04