FinVolution (FINV) Debt Ratio (2016 - 2026)
FinVolution (FINV) posted Debt Ratio of 0.05 for Q2 2026, up 19.97% on a QoQ basis from 0.04 in Q4 2025, and up 1.75% year-over-year from 0.05 in Q2 2025.
Analysis
FinVolution (FINV) Debt Ratio (2016 - 2026) Analysis & Trends
FinVolution has reported Debt Ratio for 11 years, with the latest figure at 0.05 in Q2 2026.
- On a quarterly basis, Debt Ratio rose 1.75% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 1.75% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 16419.86% from the prior year.
- Debt Ratio was 0.05 for Q2 2026 at FinVolution, up from 0.04 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q1 2022, with the low at 0.04 in Q4 2022.
- Average Debt Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2025.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio plunged 98.86% in 2024, then soared 17145.39% in 2025.
- Over 5 years, Debt Ratio stood at 0.04 in 2022, then jumped by 148.22% to 0.02 in 2023, then tumbled by 98.86% to 0.0 in 2024, then jumped by 17145.39% to 0.04 in 2025, then rose by 19.97% to 0.05 in 2026.
- The last three Debt Ratio figures came in at 0.05 (Q2 2026), 0.04 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 0.05 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 0.28 |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 0.04 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 0.05 |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 0.03 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 0.36 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 0.07 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 0.07 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 0.28 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | -0.04 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | -0.05 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.04 |