FinVolution (FINV) Debt Ratio (2016 - 2025)

FinVolution (FINV) recorded quarterly Debt Ratio of 0.01 in Q4 2025, down 81.87% quarter-over-quarter from 0.04 in Q3 2025, and up 2665.46% on a YoY basis from 0.0 in Q4 2024.

FinVolution (FINV) Debt Ratio (2016 - 2025) Analysis & Trends

FinVolution's Debt Ratio history runs 10 years deep, the most recent figure standing at 0.01 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 2665.46% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (up 2665.46% YoY), while the FY2025 annual figure was 0.01, up 2591.39% from the prior year.
  • Debt Ratio was 0.01 for Q4 2025 at FinVolution, down from 0.04 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.12 in Q1 2022 to a low of 0.0 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2021.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio sank 99.95% in 2022, then jumped 2665.46% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.1 in 2021, then tumbled by 99.95% to 0.0 in 2022, then soared by 478.01% to 0.0 in 2023, then slipped by 10.3% to 0.0 in 2024, then surged by 2665.46% to 0.01 in 2025.
  • The last three Debt Ratio figures came in at 0.01 (Q4 2025), 0.04 (Q3 2025), and 0.05 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 FinVolution 831.31 Mn -426.25 Mn 311.24 Mn 0.01

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.00
Sep 30, 2023 0.06
Jun 30, 2023 0.05
Mar 31, 2023 0.05
Dec 31, 2022 0.00
Sep 30, 2022 0.10
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 0.10
Sep 30, 2021 0.06
Jun 30, 2021 0.04
Mar 31, 2021 0.06