FinVolution (FINV) EBT Margin (2016 - 2026)
FinVolution (FINV) recorded EBT Margin of 15.96% in Q2 2026, down 10.03 percentage points from 25.99% a year earlier and down 0.06 percentage points from the prior quarter.
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Analysis
FinVolution (FINV) EBT Margin (2016 - 2026) Analysis & Trends
On a TTM basis, FinVolution's EBT Margin came in at 17.77% as of Jun 30, 2026, down 6.74 percentage points year-over-year; for FY2025, it came in at 22.86%, up 1.08 percentage points from FY2024.
- Annual EBT Margin has a five-year change of -9.19 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 21.78% in FY2024 (-0.37 pp), 22.14% in FY2023 (-2.43 pp), 24.57% in FY2022 (-4.32 pp) and 28.89% in FY2021 (-3.16 pp).
- The Q2 2026 figure is the lowest quarterly EBT Margin since Q4 2017.
- On a year-over-year basis, EBT Margin has declined for four consecutive quarters, with an average year-over-year change of -1.11 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 6.23 percentage points in Q2 2025, against a drop of 10.40 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 16.02% (Q1 2026), 16.65% (Q4 2025) and 22.27% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 15.09% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 4.56% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -32.41% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 25.75% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 14.64% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 3.14% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 11.02% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.64% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.19% |
| 10 | FinVolution | 734.49 Mn | -3.62 Bn | - | 15.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.96% |
| Mar 31, 2026 | 16.02% |
| Dec 31, 2025 | 16.65% |
| Sep 30, 2025 | 22.27% |
| Jun 30, 2025 | 25.99% |
| Mar 31, 2025 | 25.61% |
| Dec 31, 2024 | 23.54% |
| Sep 30, 2024 | 22.76% |
| Jun 30, 2024 | 19.77% |
| Mar 31, 2024 | 20.84% |
| Dec 31, 2023 | 18.00% |
| Sep 30, 2023 | 21.20% |
| Jun 30, 2023 | 22.61% |
| Mar 31, 2023 | 27.05% |
| Dec 31, 2022 | 22.34% |
| Sep 30, 2022 | 24.17% |
| Jun 30, 2022 | 26.39% |
| Mar 31, 2022 | 25.87% |
| Dec 31, 2021 | 22.98% |
| Sep 30, 2021 | 29.49% |
API Access
FinVolution EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FINV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FINV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FINV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();