FinVolution (FINV) Cost of Revenue (2016 - 2025)

FinVolution (FINV) posted quarterly Cost of Revenue of $121.2 million for Q4 2025, up 33.2% year-over-year from $91.0 million in Q4 2024, and up 13.82% quarter-over-quarter from $106.5 million in Q3 2025.

FinVolution (FINV) Cost of Revenue (2016 - 2025) Analysis & Trends

FinVolution's Cost of Revenue history runs 10 years deep, the most recent figure standing at $121.2 million for Q4 2025.

  • In Q4 2025, Cost of Revenue rose 33.2% year-over-year to $121.2 million; the TTM figure through Dec 2025 stood at $407.3 million (up 23.13% YoY), while the FY2025 annual figure was $410.4 million, up 25.78% from the prior year.
  • Cost of Revenue for Q4 2025 stood at $121.2 million, up from $106.5 million in the prior quarter.
  • The five-year high for Cost of Revenue was $121.2 million in Q4 2025, with the low at $63.0 million in Q1 2021.
  • The 5-year median for Cost of Revenue is $78.8 million (2022), against an average of $81.1 million.
  • The sharpest annual moves came in 2021 and 2023: Cost of Revenue jumped 82.83% in 2021, then fell 10.02% in 2023.
  • FinVolution's Cost of Revenue stood at $80.7 million in 2021, then slipped by 7.27% to $74.8 million in 2022, then gained by 5.97% to $79.3 million in 2023, then climbed by 14.69% to $91.0 million in 2024, then soared by 33.2% to $121.2 million in 2025.
  • Business Quant data shows FINV's Cost of Revenue at $121.2 million in Q4 2025, $106.5 million in Q3 2025, and $94.2 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.70 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 171.12 Mn
10 FinVolution 6.07 Bn 5.64 Bn 311.24 Mn 121.17 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 121.17 Mn
Dec 31, 2025 121.17 Mn
Sep 30, 2025 106.45 Mn
Sep 30, 2025 106.45 Mn
Jun 30, 2025 94.16 Mn
Jun 30, 2025 94.16 Mn
Mar 31, 2025 85.50 Mn
Mar 31, 2025 85.50 Mn
Dec 31, 2024 90.97 Mn
Dec 31, 2024 90.97 Mn
Sep 30, 2024 85.94 Mn
Sep 30, 2024 85.94 Mn
Jun 30, 2024 79.15 Mn
Jun 30, 2024 79.15 Mn
Mar 31, 2024 74.73 Mn
Mar 31, 2024 74.73 Mn
Dec 31, 2023 79.32 Mn
Dec 31, 2023 79.32 Mn
Sep 30, 2023 71.27 Mn
Sep 30, 2023 71.27 Mn