FinVolution (FINV) Asset Utilization Ratio (2017 - 2025)
FinVolution (FINV) posted quarterly Asset Utilization Ratio of 0.0 for Q4 2025, down 7.91% year-over-year from 0.0 in Q4 2024, and up 92.58% on a QoQ basis from 0.0 in Q3 2025.
FinVolution (FINV) Asset Utilization Ratio (2017 - 2025) Analysis & Trends
FinVolution (FINV) has reported Asset Utilization Ratio for 9 consecutive years, with 0.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Asset Utilization Ratio fell 7.91% year-over-year to 0.0; the TTM figure through Dec 2025 stood at 0.0 (down 7.91% YoY), while the FY2025 annual figure was 0.57, down 1.62% from the prior year.
- Asset Utilization Ratio came in at 0.0 for Q4 2025 at FinVolution, up from 0.0 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.59 in Q1 2024, with the low at 0.0 in Q3 2025.
- Average Asset Utilization Ratio over 5 years is 0.36, with a median of 0.53 recorded in 2021.
- Across the five-year window, Asset Utilization Ratio soared 30.39% in 2021 and slumped 99.9% in 2024, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.55 in 2021, then grew by 0.92% to 0.55 in 2022, then gained by 6.14% to 0.59 in 2023, then sank by 99.81% to 0.0 in 2024, then decreased by 7.91% to 0.0 in 2025.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.0, 0.0, and 0.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 1.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.59 |
| Dec 31, 2023 | 0.59 |
| Sep 30, 2023 | 0.58 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.56 |
| Dec 31, 2022 | 0.55 |
| Sep 30, 2022 | 0.54 |
| Jun 30, 2022 | 0.52 |
| Mar 31, 2022 | 0.52 |
| Dec 31, 2021 | 0.55 |
| Sep 30, 2021 | 0.56 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.50 |