FinVolution (FINV) Asset Utilization Ratio (2017 - 2025)
FinVolution (FINV) recorded quarterly Asset Utilization Ratio of 0.0 in Q4 2025, up 92.58% quarter-over-quarter from 0.0 in Q3 2025, and down 7.91% on a YoY basis from 0.0 in Q4 2024.
FinVolution (FINV) Asset Utilization Ratio (2017 - 2025) Analysis & Trends
FinVolution's Asset Utilization Ratio history runs 9 years deep, the most recent figure standing at 0.0 for Q4 2025.
- In Q4 2025, Asset Utilization Ratio fell 7.91% year-over-year to 0.0; the TTM figure through Dec 2025 stood at 0.0 (down 7.91% YoY), while the FY2025 annual figure was 0.57, down 1.62% from the prior year.
- Asset Utilization Ratio was 0.0 for Q4 2025 at FinVolution, up from 0.0 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.59 in Q1 2024 to a low of 0.0 in Q3 2025.
- Historically, Asset Utilization Ratio has averaged 0.36 across 5 years, with a median of 0.53 in 2021.
- The sharpest annual moves came in 2021 and 2024: Asset Utilization Ratio soared 30.39% in 2021, then sank 99.9% in 2024.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.55 in 2021, then gained by 0.92% to 0.55 in 2022, then grew by 6.14% to 0.59 in 2023, then plunged by 99.81% to 0.0 in 2024, then declined by 7.91% to 0.0 in 2025.
- The last three Asset Utilization Ratio figures came in at 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | FinVolution | 875.71 Mn | -381.84 Mn | 311.24 Mn | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.59 |
| Dec 31, 2023 | 0.59 |
| Sep 30, 2023 | 0.58 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.56 |
| Dec 31, 2022 | 0.55 |
| Sep 30, 2022 | 0.54 |
| Jun 30, 2022 | 0.52 |
| Mar 31, 2022 | 0.52 |
| Dec 31, 2021 | 0.55 |
| Sep 30, 2021 | 0.56 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.50 |