FinVolution (FINV) Asset Utilization Ratio (2017 - 2025)
FinVolution (FINV) posted quarterly Asset Utilization Ratio of 0.0 for Q4 2025, down 7.91% year-over-year from 0.0 in Q4 2024, and up 92.58% quarter-over-quarter from 0.0 in Q3 2025.
FinVolution (FINV) Asset Utilization Ratio (2017 - 2025) Analysis & Trends
FinVolution's Asset Utilization Ratio history runs 9 years deep, the most recent figure standing at 0.0 for Q4 2025.
- In Q4 2025, Asset Utilization Ratio fell 7.91% year-over-year to 0.0; the TTM figure through Dec 2025 stood at 0.0 (down 7.91% YoY), while the FY2025 annual figure was 0.57, down 1.62% from the prior year.
- Asset Utilization Ratio for Q4 2025 stood at 0.0, up from 0.0 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.59 in Q1 2024, with the low at 0.0 in Q3 2025.
- The 5-year median for Asset Utilization Ratio is 0.53 (2021), against an average of 0.36.
- The sharpest annual moves came in 2021 and 2024: Asset Utilization Ratio surged 30.39% in 2021, then plunged 99.9% in 2024.
- FinVolution's Asset Utilization Ratio stood at 0.55 in 2021, then rose by 0.92% to 0.55 in 2022, then climbed by 6.14% to 0.59 in 2023, then tumbled by 99.81% to 0.0 in 2024, then dropped by 7.91% to 0.0 in 2025.
- Business Quant data shows FINV's Asset Utilization Ratio at 0.0 in Q4 2025, 0.0 in Q3 2025, and 0.0 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.59 |
| Dec 31, 2023 | 0.59 |
| Sep 30, 2023 | 0.58 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.56 |
| Dec 31, 2022 | 0.55 |
| Sep 30, 2022 | 0.54 |
| Jun 30, 2022 | 0.52 |
| Mar 31, 2022 | 0.52 |
| Dec 31, 2021 | 0.55 |
| Sep 30, 2021 | 0.56 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.50 |