FinVolution FINV
NYSE FINV
$3.32 -0.06 (-1.78%)
At close: Sep 18, 2026 · 4:00 PM EDT

FinVolution (FINV) Asset Utilization Ratio (2017 - 2025)

FinVolution (FINV) posted Asset Utilization Ratio of 0.52 for Q4 2025, down 2.16% on a QoQ basis from 0.53 in Q3 2025, and down 5.94% year-over-year from 0.56 in Q4 2024.

Analysis

FinVolution (FINV) Asset Utilization Ratio (2017 - 2025) Analysis & Trends

FinVolution has reported Asset Utilization Ratio for 9 years, with the latest figure at 0.52 in Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio fell 5.94% year-over-year to 0.52 in Q4 2025; TTM through Dec 2025 was 0.52, a 5.94% decrease from a year earlier, with the FY2025 full-year figure at 0.57, down 1.62% from the prior year.
  • Asset Utilization Ratio was 0.52 for Q4 2025 at FinVolution, down from 0.53 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.59 in Q1 2024, with the low at 1.64 in Q1 2021.
  • Average Asset Utilization Ratio over 5 years is 0.1, with a median of 0.55 recorded in 2022.
  • The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio plunged 469.53% in 2021, then surged 154.97% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 1.06 in 2021, then fell by 1.01% to 1.07 in 2022, then soared by 154.97% to 0.59 in 2023, then slipped by 5.26% to 0.56 in 2024, then slipped by 5.94% to 0.52 in 2025.
  • The last three Asset Utilization Ratio figures came in at 0.52 (Q4 2025), 0.53 (Q3 2025), and 0.55 (Q2 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 0.41
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 0.83
3 Qfin Holdings 986.27 Mn -9.51 Mn - 0.31
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 0.43
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 0.38
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 0.85
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 0.57
9 Jiayin 76.25 Mn 2.23 Mn - 0.46
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 19,086.95
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Sep 30, 2025 0.53
Jun 30, 2025 0.55
Mar 31, 2025 0.56
Dec 31, 2024 0.56
Sep 30, 2024 0.57
Jun 30, 2024 0.59
Mar 31, 2024 0.59
Dec 31, 2023 0.59
Sep 30, 2023 0.58
Jun 30, 2023 0.57
Mar 31, 2023 -1.17
Dec 31, 2022 -1.07
Sep 30, 2022 0.54
Jun 30, 2022 0.52
Mar 31, 2022 -1.36
Dec 31, 2021 -1.06
Sep 30, 2021 0.56
Jun 30, 2021 0.54
Mar 31, 2021 -1.64