FinVolution (FINV) Asset Utilization Ratio (2017 - 2025)

FinVolution (FINV) posted quarterly Asset Utilization Ratio of 0.0 for Q4 2025, down 7.91% year-over-year from 0.0 in Q4 2024, and up 92.58% on a QoQ basis from 0.0 in Q3 2025.

FinVolution (FINV) Asset Utilization Ratio (2017 - 2025) Analysis & Trends

FinVolution (FINV) has reported Asset Utilization Ratio for 9 consecutive years, with 0.0 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Asset Utilization Ratio fell 7.91% year-over-year to 0.0; the TTM figure through Dec 2025 stood at 0.0 (down 7.91% YoY), while the FY2025 annual figure was 0.57, down 1.62% from the prior year.
  • Asset Utilization Ratio came in at 0.0 for Q4 2025 at FinVolution, up from 0.0 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.59 in Q1 2024, with the low at 0.0 in Q3 2025.
  • Average Asset Utilization Ratio over 5 years is 0.36, with a median of 0.53 recorded in 2021.
  • Across the five-year window, Asset Utilization Ratio soared 30.39% in 2021 and slumped 99.9% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.55 in 2021, then grew by 0.92% to 0.55 in 2022, then gained by 6.14% to 0.59 in 2023, then sank by 99.81% to 0.0 in 2024, then decreased by 7.91% to 0.0 in 2025.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.0, 0.0, and 0.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Sezzle 5.91 Bn 5.79 Bn - 1.13

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 0.59
Dec 31, 2023 0.59
Sep 30, 2023 0.58
Jun 30, 2023 0.57
Mar 31, 2023 0.56
Dec 31, 2022 0.55
Sep 30, 2022 0.54
Jun 30, 2022 0.52
Mar 31, 2022 0.52
Dec 31, 2021 0.55
Sep 30, 2021 0.56
Jun 30, 2021 0.54
Mar 31, 2021 0.50