FinVolution (FINV) Retained Earnings (2016 - 2026)
FinVolution (FINV) posted quarterly Retained Earnings of $1.8 million for Q4 2025, down 99.87% year-over-year from $1.4 billion in Q4 2024, and down 99.96% quarter-over-quarter from $4.4 billion in Q3 2025.
Analysis
FinVolution (FINV) Retained Earnings (2016 - 2026) Analysis & Trends
FinVolution's Retained Earnings history runs 10 years deep, the most recent figure standing at $1.8 million for Q4 2025.
- In Q4 2025, Retained Earnings fell 99.87% year-over-year to $1.8 million; the TTM figure through Dec 2025 stood at $1.8 million (down 99.87% YoY), while the FY2025 annual figure was $1.9 million, down 99.87% from the prior year.
- Retained Earnings for Q4 2025 stood at $1.8 million, down from $4.4 billion in the prior quarter.
- The five-year high for Retained Earnings was $10.8 billion in Q2 2025, with the low at -$3.0 million in Q1 2022.
- The 5-year median for Retained Earnings is $11.6 million (2023), against an average of $2.2 billion.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings plunged 311.37% in 2022, then surged 83262.38% in 2025.
- FinVolution's Retained Earnings stood at -$2.6 million in 2021, then soared by 34928.14% to $913.5 million in 2022, then sank by 98.78% to $11.1 million in 2023, then soared by 12690.1% to $1.4 billion in 2024, then slumped by 99.87% to $1.8 million in 2025.
- Business Quant data shows FINV's Retained Earnings at $1.8 million in Q4 2025, $4.4 billion in Q3 2025, and $10.8 billion in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | 1.83 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.83 Bn |
| Dec 31, 2025 | 1.70 Bn |
| Sep 30, 2025 | 1,659.81 Bn |
| Jun 30, 2025 | 1,562.33 Bn |
| Mar 31, 2025 | 1,439.35 Bn |
| Dec 31, 2024 | 1.42 Bn |
| Sep 30, 2024 | 1,370.59 Bn |
| Jun 30, 2024 | 1,237.71 Bn |
| Mar 31, 2024 | 1.17 Bn |
| Dec 31, 2023 | 1.16 Bn |
| Sep 30, 2023 | 1.08 Bn |
| Jun 30, 2023 | 1.01 Bn |
| Mar 31, 2023 | 986.70 Mn |
| Dec 31, 2022 | 913.48 Mn |
| Sep 30, 2022 | 848.16 Mn |
| Jun 30, 2022 | 811.33 Mn |
| Mar 31, 2022 | 765.56 Mn |
| Dec 31, 2021 | 733.71 Mn |
| Sep 30, 2021 | 649.88 Mn |
| Jun 30, 2021 | 550.00 Mn |