FinVolution (FINV) Retained Earnings (2016 - 2025)
FinVolution (FINV) posted quarterly Retained Earnings of $1.8 million for Q4 2025, down 99.87% year-over-year from $1.4 billion in Q4 2024, and down 99.96% quarter-over-quarter from $4.4 billion in Q3 2025.
FinVolution (FINV) Retained Earnings (2016 - 2025) Analysis & Trends
FinVolution's Retained Earnings history runs 10 years deep, the most recent figure standing at $1.8 million for Q4 2025.
- In Q4 2025, Retained Earnings fell 99.87% year-over-year to $1.8 million; the TTM figure through Dec 2025 stood at $1.8 million (down 99.87% YoY), while the FY2025 annual figure was $1.9 million, down 99.87% from the prior year.
- Retained Earnings for Q4 2025 stood at $1.8 million, down from $4.4 billion in the prior quarter.
- The five-year high for Retained Earnings was $10.8 billion in Q2 2025, with the low at -$3.0 million in Q1 2022.
- The 5-year median for Retained Earnings is $11.6 million (2023), against an average of $2.2 billion.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings plunged 311.37% in 2022, then surged 83262.38% in 2025.
- FinVolution's Retained Earnings stood at -$2.6 million in 2021, then soared by 34928.14% to $913.5 million in 2022, then sank by 98.78% to $11.1 million in 2023, then soared by 12690.1% to $1.4 billion in 2024, then slumped by 99.87% to $1.8 million in 2025.
- Business Quant data shows FINV's Retained Earnings at $1.8 million in Q4 2025, $4.4 billion in Q3 2025, and $10.8 billion in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 1.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.84 Mn |
| Sep 30, 2025 | 4.41 Bn |
| Jun 30, 2025 | 10.76 Bn |
| Mar 31, 2025 | 10.52 Bn |
| Dec 31, 2024 | 1.42 Bn |
| Sep 30, 2024 | 9.18 Bn |
| Jun 30, 2024 | 5.95 Bn |
| Mar 31, 2024 | 12.62 Mn |
| Dec 31, 2023 | 11.11 Mn |
| Sep 30, 2023 | 12.18 Mn |
| Jun 30, 2023 | 14.31 Mn |
| Mar 31, 2023 | 3.36 Mn |
| Dec 31, 2022 | 913.48 Mn |
| Sep 30, 2022 | 10.10 Mn |
| Jun 30, 2022 | 4.71 Mn |
| Mar 31, 2022 | -3.05 Mn |
| Dec 31, 2021 | -2.62 Mn |
| Sep 30, 2021 | -425,000.00 |
| Jun 30, 2021 | -1.09 Mn |
| Mar 31, 2021 | 1.44 Mn |