FinVolution (FINV) Retained Earnings (2016 - 2025)
FinVolution (FINV) posted quarterly Retained Earnings of $1.8 million for Q4 2025, down 85.76% year-over-year from $12.9 million in Q4 2024, and down 99.96% on a QoQ basis from $4.4 billion in Q3 2025.
FinVolution (FINV) Retained Earnings (2016 - 2025) Analysis & Trends
FinVolution (FINV) has reported Retained Earnings for 10 consecutive years, with $1.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Retained Earnings fell 85.76% year-over-year to $1.8 million; the TTM figure through Dec 2025 stood at $1.8 million (down 85.76% YoY), while the FY2025 annual figure was $1.9 million, down 99.87% from the prior year.
- Retained Earnings came in at $1.8 million for Q4 2025 at FinVolution, down from $4.4 billion in the prior quarter.
- The five-year high for Retained Earnings was $10.8 billion in Q2 2025, with the low at -$3.0 million in Q1 2022.
- Average Retained Earnings over 5 years is $2.1 billion, with a median of $12.4 million recorded in 2023.
- Across the five-year window, Retained Earnings slumped 311.37% in 2022 and soared 83262.38% in 2025, its largest moves.
- Year by year, Retained Earnings stood at -$2.6 million in 2021, then jumped by 34928.14% to $913.5 million in 2022, then advanced by 27.06% to $1.2 billion in 2023, then slumped by 98.89% to $12.9 million in 2024, then tumbled by 85.76% to $1.8 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $1.8 million, $4.4 billion, and $10.8 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 28.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.84 Mn |
| Sep 30, 2025 | 4.41 Bn |
| Jun 30, 2025 | 10.76 Bn |
| Mar 31, 2025 | 10.52 Bn |
| Dec 31, 2024 | 12.89 Mn |
| Sep 30, 2024 | 9.18 Bn |
| Jun 30, 2024 | 5.95 Bn |
| Mar 31, 2024 | 12.62 Mn |
| Dec 31, 2023 | 1.16 Bn |
| Sep 30, 2023 | 12.18 Mn |
| Jun 30, 2023 | 14.31 Mn |
| Mar 31, 2023 | 3.36 Mn |
| Dec 31, 2022 | 913.48 Mn |
| Sep 30, 2022 | 10.10 Mn |
| Jun 30, 2022 | 4.71 Mn |
| Mar 31, 2022 | -3.05 Mn |
| Dec 31, 2021 | -2.62 Mn |
| Sep 30, 2021 | -425,000.00 |
| Jun 30, 2021 | -1.09 Mn |
| Mar 31, 2021 | 1.44 Mn |