FinVolution (FINV) Retained Earnings (2016 - 2025)
FinVolution (FINV) recorded quarterly Retained Earnings of $1.8 million in Q4 2025, down 99.96% quarter-over-quarter from $4.4 billion in Q3 2025, and down 85.76% on a YoY basis from $12.9 million in Q4 2024.
FinVolution (FINV) Retained Earnings (2016 - 2025) Analysis & Trends
FinVolution's Retained Earnings history runs 10 years deep, the most recent figure standing at $1.8 million for Q4 2025.
- In Q4 2025, Retained Earnings fell 85.76% year-over-year to $1.8 million; the TTM figure through Dec 2025 stood at $1.8 million (down 85.76% YoY), while the FY2025 annual figure was $1.9 million, down 99.87% from the prior year.
- Retained Earnings was $1.8 million for Q4 2025 at FinVolution, down from $4.4 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $10.8 billion in Q2 2025 to a low of -$3.0 million in Q1 2022.
- Historically, Retained Earnings has averaged $2.1 billion across 5 years, with a median of $12.4 million in 2023.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings sank 311.37% in 2022, then soared 83262.38% in 2025.
- A 5-year view of Retained Earnings shows it stood at -$2.6 million in 2021, then jumped by 34928.14% to $913.5 million in 2022, then increased by 27.06% to $1.2 billion in 2023, then sank by 98.89% to $12.9 million in 2024, then slumped by 85.76% to $1.8 million in 2025.
- The last three Retained Earnings figures came in at $1.8 million (Q4 2025), $4.4 billion (Q3 2025), and $10.8 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | FinVolution | 875.71 Mn | -381.84 Mn | 311.24 Mn | 1.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.84 Mn |
| Sep 30, 2025 | 4.41 Bn |
| Jun 30, 2025 | 10.76 Bn |
| Mar 31, 2025 | 10.52 Bn |
| Dec 31, 2024 | 12.89 Mn |
| Sep 30, 2024 | 9.18 Bn |
| Jun 30, 2024 | 5.95 Bn |
| Mar 31, 2024 | 12.62 Mn |
| Dec 31, 2023 | 1.16 Bn |
| Sep 30, 2023 | 12.18 Mn |
| Jun 30, 2023 | 14.31 Mn |
| Mar 31, 2023 | 3.36 Mn |
| Dec 31, 2022 | 913.48 Mn |
| Sep 30, 2022 | 10.10 Mn |
| Jun 30, 2022 | 4.71 Mn |
| Mar 31, 2022 | -3.05 Mn |
| Dec 31, 2021 | -2.62 Mn |
| Sep 30, 2021 | -425,000.00 |
| Jun 30, 2021 | -1.09 Mn |
| Mar 31, 2021 | 1.44 Mn |