FinVolution (FINV) FCF Margin (2016 - 2025)
FinVolution (FINV) posted quarterly FCF Margin of 15.37% for Q4 2025, up 671.0% year-over-year from 1.99% in Q4 2024, and down 38.18% quarter-over-quarter from 24.87% in Q3 2025.
FinVolution (FINV) FCF Margin (2016 - 2025) Analysis & Trends
FinVolution's FCF Margin history runs 10 years deep, the most recent figure standing at 15.37% for Q4 2025.
- In Q4 2025, FCF Margin rose 671.0% year-over-year to 15.37%; the TTM figure through Dec 2025 stood at 13.75% (down 730.0% YoY), while the FY2025 annual figure was 12.79%, down 914.0% from the prior year.
- FCF Margin for Q4 2025 stood at 15.37%, down from 24.87% in the prior quarter.
- The five-year high for FCF Margin was 38.32% in Q3 2024, with the low at 12.32% in Q2 2022.
- The 5-year median for FCF Margin is 9.41% (2021), against an average of 11.35%.
- Peak annual rise in FCF Margin reached 4197 bps in 2021, while the deepest fall reached 6407 bps in 2021.
- FinVolution's FCF Margin stood at 8.95% in 2021, then rose by 10 bps to 9.88% in 2022, then plunged by 82 bps to 1.74% in 2023, then soared by 397 bps to 8.66% in 2024, then jumped by 77 bps to 15.37% in 2025.
- Business Quant data shows FINV's FCF Margin at 15.37% in Q4 2025, 24.87% in Q3 2025, and 0.24% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | FinVolution | 6.07 Bn | 5.64 Bn | 311.24 Mn | 15.37% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 15.37% |
| Sep 30, 2025 | 24.87% |
| Jun 30, 2025 | 0.24% |
| Mar 31, 2025 | 15.01% |
| Dec 31, 2024 | 8.66% |
| Sep 30, 2024 | 38.32% |
| Jun 30, 2024 | 30.99% |
| Mar 31, 2024 | 6.14% |
| Dec 31, 2023 | 1.74% |
| Sep 30, 2023 | 5.63% |
| Jun 30, 2023 | 17.05% |
| Mar 31, 2023 | 22.12% |
| Dec 31, 2022 | 9.88% |
| Sep 30, 2022 | 11.40% |
| Jun 30, 2022 | -12.32% |
| Mar 31, 2022 | -1.44% |
| Dec 31, 2021 | 8.95% |
| Sep 30, 2021 | 5.42% |
| Jun 30, 2021 | 5.01% |
| Mar 31, 2021 | 13.87% |