FinVolution (FINV) FCF Margin (2016 - 2026)
FinVolution (FINV) posted FCF Margin of 11.42% for Q2 2026, down 262.87% on a QoQ basis from 7.01% in Q1 2026, and down 1166.0% year-over-year from 1.07% in Q2 2025.
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FinVolution (FINV) FCF Margin (2016 - 2026) Analysis & Trends
FinVolution has reported FCF Margin for 11 years, with the latest figure at 11.42% in Q2 2026.
- On a quarterly basis, FCF Margin fell 1166.0% year-over-year to 11.42% in Q2 2026; TTM through Jun 2026 was 8.66%, a 668.0% decrease from a year earlier, with the FY2025 full-year figure at 13996895.36%, up 1372347057.0% from the prior year.
- FCF Margin was 11.42% for Q2 2026 at FinVolution, down from 7.01% in the prior quarter.
- The five-year high for FCF Margin was 38.32% in Q3 2024, with the low at 12.32% in Q2 2022.
- Average FCF Margin over 5 years is 10.55%, with a median of 9.27% recorded in 2022.
- The sharpest annual moves came in 2024 and 2025: FCF Margin jumped 3270 bps in 2024, then tumbled 3075 bps in 2025.
- Over 5 years, FCF Margin stood at 9.88% in 2022, then plunged by 82 bps to 1.74% in 2023, then surged by 397 bps to 8.66% in 2024, then soared by 77 bps to 15.37% in 2025, then sank by 174 bps to 11.42% in 2026.
- The last three FCF Margin figures came in at 11.42% (Q2 2026), 7.01% (Q1 2026), and 15.37% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | -38.61% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 18.41% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 30.32% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -11.42% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -5.14% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 20.43% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -11.42% |
| Mar 31, 2026 | 7.01% |
| Dec 31, 2025 | 15.37% |
| Sep 30, 2025 | 24.87% |
| Jun 30, 2025 | 0.24% |
| Mar 31, 2025 | 15.29% |
| Dec 31, 2024 | 8.66% |
| Sep 30, 2024 | 38.32% |
| Jun 30, 2024 | 30.99% |
| Mar 31, 2024 | 6.56% |
| Dec 31, 2023 | 1.74% |
| Sep 30, 2023 | 5.63% |
| Jun 30, 2023 | 17.05% |
| Mar 31, 2023 | 22.12% |
| Dec 31, 2022 | 9.88% |
| Sep 30, 2022 | 11.40% |
| Jun 30, 2022 | -12.32% |
| Mar 31, 2022 | -1.43% |
| Dec 31, 2021 | 8.95% |
| Sep 30, 2021 | 5.42% |