Essent (ESNT) Operating Margin (2013 - 2026)
Essent (ESNT) reported Operating Margin of 22.78% for Q1 2026, down 89.0% on a YoY basis from 207.11% in Q1 2025, and up 100.02% sequentially from 11.39% in Q4 2025.
Essent (ESNT) Operating Margin (2013 - 2026) Analysis & Trends
Essent (ESNT) has 14 years of Operating Margin data on file, last reported at 22.78% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin fell 89.0% year-over-year to 22.78%; the trailing twelve-month figure through Mar 2026 stood at 17.72% (up 22.0% YoY), and the FY2025 full-year result was 18.76%, up 89.0% from the prior year.
- Operating Margin improved to 22.78% in Q1 2026, from 11.39% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 23.83% in Q2 2025 to a low of 10.34% in Q4 2022.
- A 5-year average of 17.11% and a median of 17.46% in 2024 frame the typical range for Operating Margin.
- Across the five-year window, Operating Margin surged 4643 bps in 2022 and sank 562 bps in 2024, its largest moves.
- Tracing ESNT's Operating Margin over 5 years: stood at 10.34% in 2022, then jumped by 65 bps to 17.01% in 2023, then plunged by 33 bps to 11.39% in 2024, then decreased by 0 bps to 11.39% in 2025, then soared by 100 bps to 22.78% in 2026.
- Business Quant data shows ESNT's Operating Margin at 22.78% in Q1 2026, 11.39% in Q4 2025, and 19.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 25.48% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -48.79% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 8.68% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 29.20% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 20.78% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 22.78% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 17.32% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 112.20% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 18.48% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 15.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.78% |
| Dec 31, 2025 | 11.39% |
| Sep 30, 2025 | 19.18% |
| Jun 30, 2025 | 23.83% |
| Mar 31, 2025 | 23.68% |
| Dec 31, 2024 | 11.39% |
| Sep 30, 2024 | 23.03% |
| Jun 30, 2024 | 17.92% |
| Mar 31, 2024 | 17.46% |
| Dec 31, 2023 | 17.01% |
| Sep 30, 2023 | 19.07% |
| Jun 30, 2023 | 17.40% |
| Mar 31, 2023 | 20.47% |
| Dec 31, 2022 | 10.34% |
| Sep 30, 2022 | 12.45% |
| Jun 30, 2022 | 12.00% |
| Mar 31, 2022 | 11.46% |
| Dec 31, 2021 | 10.89% |
| Sep 30, 2021 | 7.61% |
| Jun 30, 2021 | 10.00% |