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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) EBT Margin (2016 - 2025)

Essent's EBT Margin history spans 13 years, with the latest figure at 76.02% for Q4 2025.

  • For Q4 2025, EBT Margin rose 1414.0% year-over-year to 76.02%; the TTM value through Dec 2025 reached 83.55%, up 1472.0%, while the annual FY2025 figure was 83.55%, 1472.0% up from the prior year.
  • EBT Margin for Q4 2025 was 76.02% at Essent, down from 113.16% in the prior quarter.
  • Across five years, EBT Margin topped out at 194.36% in Q4 2023 and bottomed at 58.14% in Q4 2021.
  • The 5-year median for EBT Margin is 77.5% (2023), against an average of 89.26%.
  • The largest annual shift saw EBT Margin skyrocketed 11916bps in 2023 before it plummeted -13248bps in 2024.
  • A 5-year view of EBT Margin shows it stood at 58.14% in 2021, then grew by 29bps to 75.2% in 2022, then skyrocketed by 158bps to 194.36% in 2023, then tumbled by -68bps to 61.88% in 2024, then grew by 23bps to 76.02% in 2025.
  • Per Business Quant, the three most recent readings for ESNT's EBT Margin are 76.02% (Q4 2025), 113.16% (Q3 2025), and 72.44% (Q2 2025).