Essent (ESNT) EBT Margin (2013 - 2026)

Essent has disclosed EBT Margin across 14 years of filings, most recently posting 63.5% for Q2 2026.

• In Q2 2026, EBT Margin fell 893.0% year-over-year to 63.5%; the TTM figure through Jun 2026 stood at 62.04% (down 425.0% YoY), while the FY2025 annual figure was 65.18%, down 365.0% from the prior year.
• EBT Margin came in at 63.5% for Q2 2026 at Essent, up from 61.51% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 124.12% in Q1 2022 to a low of 59.07% in Q4 2025.
• Average EBT Margin over 5 years is 75.1%, with a median of 71.19% recorded in 2024.
• Year-over-year, EBT Margin soared 5542 bps in 2022 and sank 4557 bps in 2023.
• Over 5 years, EBT Margin stood at 75.2% in 2022, then dropped by 9 bps to 68.27% in 2023, then slipped by 9 bps to 61.88% in 2024, then decreased by 5 bps to 59.07% in 2025, then advanced by 8 bps to 63.5% in 2026.
• Per Business Quant data, the three most recent EBT Margin figures were 63.5% in Q2 2026, 61.51% in Q1 2026, and 59.07% in Q4 2025.