Essent (ESNT) EBT Margin (2013 - 2026)
Essent (ESNT) reported EBT Margin of 79.48% for Q1 2026, down 472.0% on a YoY basis from 21.37% in Q1 2025, and up 123.95% sequentially from 35.49% in Q4 2025.
Essent (ESNT) EBT Margin (2013 - 2026) Analysis & Trends
Essent (ESNT) has 14 years of EBT Margin data on file, last reported at 79.48% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 472.0% year-over-year to 79.48%; the trailing twelve-month figure through Mar 2026 stood at 61.28% (down 380.0% YoY), and the FY2025 full-year result was 65.18%, down 365.0% from the prior year.
- EBT Margin grew to 79.48% in Q1 2026, from 35.49% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 152.53% in Q1 2022 to a low of 35.49% in Q4 2025.
- A 5-year average of 79.34% and a median of 80.46% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin jumped 7576 bps in 2022 and sank 5725 bps in 2023, its largest moves.
- Tracing ESNT's EBT Margin over 5 years: stood at 47.32% in 2022, then soared by 44 bps to 68.27% in 2023, then sank by 42 bps to 39.27% in 2024, then fell by 10 bps to 35.49% in 2025, then soared by 124 bps to 79.48% in 2026.
- Business Quant data shows ESNT's EBT Margin at 79.48% in Q1 2026, 35.49% in Q4 2025, and 63.87% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 15.44% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 20.81% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 13.41% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 87.86% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 69.62% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 79.48% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 43.14% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 79.27% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 80.71% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 7.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 79.48% |
| Dec 31, 2025 | 35.49% |
| Sep 30, 2025 | 63.87% |
| Jun 30, 2025 | 92.91% |
| Mar 31, 2025 | 84.20% |
| Dec 31, 2024 | 39.27% |
| Sep 30, 2024 | 83.38% |
| Jun 30, 2024 | 76.44% |
| Mar 31, 2024 | 71.64% |
| Dec 31, 2023 | 68.27% |
| Sep 30, 2023 | 84.86% |
| Jun 30, 2023 | 80.46% |
| Mar 31, 2023 | 95.28% |
| Dec 31, 2022 | 47.32% |
| Sep 30, 2022 | 80.58% |
| Jun 30, 2022 | 112.85% |
| Mar 31, 2022 | 152.53% |
| Dec 31, 2021 | 99.86% |
| Sep 30, 2021 | 87.00% |
| Jun 30, 2021 | 87.58% |