Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) EBT Margin (2016 - 2025)

Essent (ESNT) has disclosed EBT Margin for 13 consecutive years, with 76.02% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 23340.0% to 76.02% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 83.55% through Dec 2025, down 912.0% year-over-year, with the annual reading at 83.55% for FY2025, 279.0% down from the prior year.
  • EBT Margin hit 76.02% in Q4 2025 for Essent, down from 80.85% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 309.42% in Q4 2024 to a low of 68.7% in Q1 2021.
  • Historically, EBT Margin has averaged 104.9% across 5 years, with a median of 84.67% in 2021.
  • Biggest five-year swings in EBT Margin: surged 11916bps in 2023 and later tumbled -23340bps in 2025.
  • Year by year, EBT Margin stood at 84.47% in 2021, then fell by -11bps to 75.2% in 2022, then surged by 158bps to 194.36% in 2023, then skyrocketed by 59bps to 309.42% in 2024, then plummeted by -75bps to 76.02% in 2025.
  • Business Quant data shows EBT Margin for ESNT at 76.02% in Q4 2025, 80.85% in Q3 2025, and 92.91% in Q2 2025.