Essent (ESNT) EBT Margin (2013 - 2026)

Essent (ESNT) posted EBT Margin of 79.48% for Q1 2026, up 123.95% sequentially from 35.49% in Q4 2025, and down 472.0% YoY from 21.37% in Q1 2025.

Essent (ESNT) EBT Margin (2013 - 2026) Analysis & Trends

Essent has reported EBT Margin for 14 years, with the latest figure at 79.48% in Q1 2026.

Quarterly EBT Margin fell 472.0% year-over-year to 79.48% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 61.28% (down 380.0% YoY) and the FY2025 annual result came in at 65.18%, down 365.0% from the prior year.
EBT Margin grew to 79.48% in Q1 2026 per ESNT's latest filing, from 35.49% in the prior quarter.
Over five years, EBT Margin peaked at 152.53% in Q1 2022 and troughed at 35.49% in Q4 2025.
A 5-year average of 79.34% and a median of 80.46% in 2023 frame the typical range for EBT Margin.
The sharpest annual moves came in 2022 and 2023: EBT Margin soared 7576 bps in 2022, then tumbled 5725 bps in 2023.
Over 5 years, EBT Margin stood at 47.32% in 2022, then soared by 44 bps to 68.27% in 2023, then plunged by 42 bps to 39.27% in 2024, then slipped by 10 bps to 35.49% in 2025, then soared by 124 bps to 79.48% in 2026.
According to Business Quant data, EBT Margin over the past three periods registered 79.48%, 35.49%, and 63.87% for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	EBT Margin (Qtr)
1	Fidelity National Financial	12.71 Bn	8.14 Bn	3.59 Bn	8.34%
2	First American Financial	7.40 Bn	4.28 Bn	1.77 Bn	13.41%
3	Axis Capital Holdings	7.28 Bn	6.49 Bn	819.78 Mn	18.04%
4	Enact Holdings	6.86 Bn	6.36 Bn	284.04 Mn	69.32%
5	Mgic Investment	6.46 Bn	6.23 Bn	284.40 Mn	77.84%
6	Essent	6.22 Bn	6.22 Bn	313.73 Mn	63.50%
7	Ryan Specialty Holdings	5.38 Bn	5.24 Bn	-	14.26%
8	Radian	4.96 Bn	4.22 Bn	380.01 Mn	26.21%
9	NMI Holdings	3.45 Bn	3.37 Bn	157.40 Mn	72.89%
10	Assured Guaranty	3.29 Bn	-503.07 Mn	156.00 Mn	30.77%

Download Data