Essent (ESNT) EBT Margin (2013 - 2026)

Essent has disclosed EBT Margin across 14 years of filings, most recently posting 61.51% for Q1 2026.

• EBT Margin for Q1 2026 came in at 61.51%, down 367.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 71.84% (up 729.0% YoY), and the FY2025 annual result was 65.18%, down 365.0% from the prior year.
• EBT Margin came in at 61.51% for Q1 2026 at Essent, up from 59.07% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 130.1% in Q2 2022 to a low of 39.27% in Q4 2024.
• The 5-year median for EBT Margin is 80.85% (2025), against an average of 82.93%.
• Across the five-year window, EBT Margin jumped 5182 bps in 2022 and slumped 4557 bps in 2023, its largest moves.
• Essent's EBT Margin stood at 75.2% in 2022, then climbed by 10 bps to 82.63% in 2023, then slumped by 52 bps to 39.27% in 2024, then soared by 50 bps to 59.07% in 2025, then climbed by 4 bps to 61.51% in 2026.
• The last three EBT Margin figures came in at 61.51% (Q1 2026), 59.07% (Q4 2025), and 80.85% (Q3 2025), per Business Quant data.