Growth Metrics

Essent (ESNT) EBT Margin (2016 - 2025)

Historic EBT Margin for Essent (ESNT) over the last 13 years, with Q3 2025 value amounting to 63.87%.

  • Essent's EBT Margin fell 17000.0% to 63.87% in Q3 2025 from the same period last year, while for Sep 2025 it was 65.87%, marking a year-over-year decrease of 46100.0%. This contributed to the annual value of 68.83% for FY2024, which is 53300.0% down from last year.
  • As of Q3 2025, Essent's EBT Margin stood at 63.87%, which was down 17000.0% from 72.44% recorded in Q2 2025.
  • Essent's EBT Margin's 5-year high stood at 124.12% during Q1 2022, with a 5-year trough of 61.88% in Q4 2024.
  • Its 5-year average for EBT Margin is 78.22%, with a median of 75.2% in 2022.
  • Its EBT Margin has fluctuated over the past 5 years, first soared by 703100bps in 2021, then crashed by -455700bps in 2023.
  • Over the past 5 years, Essent's EBT Margin (Quarter) stood at 84.47% in 2021, then dropped by -11bps to 75.2% in 2022, then decreased by -9bps to 68.27% in 2023, then dropped by -9bps to 61.88% in 2024, then grew by 3bps to 63.87% in 2025.
  • Its EBT Margin stands at 63.87% for Q3 2025, versus 72.44% for Q2 2025 and 65.18% for Q1 2025.