Essent (ESNT) Retained Earnings (2013 - 2026)
Essent's (ESNT) quarterly Retained Earnings came in at -$187.9 million in Q1 2026, down 103.89% year-on-year from $4.8 billion in Q1 2025, and down 103.57% quarter-over-quarter from $5.3 billion in Q4 2025.
Essent (ESNT) Retained Earnings (2013 - 2026) Analysis & Trends
Essent has disclosed Retained Earnings across 14 years of filings, most recently posting -$187.9 million for Q1 2026.
- Retained Earnings for Q1 2026 came in at -$187.9 million, down 103.89% year-over-year; the trailing twelve-month figure through Mar 2026 was -$187.9 million (down 103.89% YoY), and the FY2025 annual result was $5.3 billion, up 12.07% from the prior year.
- Retained Earnings came in at -$187.9 million for Q1 2026 at Essent, down from $5.3 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $5.3 billion in Q4 2025 to a low of -$436.4 million in Q3 2023.
- The 5-year median for Retained Earnings is -$152.3 million (2022), against an average of $2.0 billion.
- Peak annual rise in Retained Earnings reached 4192.96% in 2022, while the deepest fall reached 854.91% in 2022.
- Essent's Retained Earnings stood at -$382.8 million in 2022, then increased by 26.72% to -$280.5 million in 2023, then jumped by 1772.43% to $4.7 billion in 2024, then grew by 12.07% to $5.3 billion in 2025, then plunged by 103.57% to -$187.9 million in 2026.
- The last three Retained Earnings figures came in at -$187.9 million (Q1 2026), $5.3 billion (Q4 2025), and $5.1 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 5.59 Bn |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | -97.13 Mn |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | -322.50 Mn |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | -82.71 Mn |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | -167.48 Mn |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | -187.94 Mn |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 5.22 Bn |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 120.53 Mn |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 5.82 Bn |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 2.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -187.94 Mn |
| Dec 31, 2025 | 5.26 Bn |
| Sep 30, 2025 | 5.13 Bn |
| Jun 30, 2025 | 5.00 Bn |
| Mar 31, 2025 | 4.83 Bn |
| Dec 31, 2024 | 4.69 Bn |
| Sep 30, 2024 | -190.28 Mn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.23 Bn |
| Dec 31, 2023 | -280.50 Mn |
| Sep 30, 2023 | -436.38 Mn |
| Jun 30, 2023 | -360.14 Mn |
| Mar 31, 2023 | -324.04 Mn |
| Dec 31, 2022 | -382.79 Mn |
| Sep 30, 2022 | 3.37 Bn |
| Jun 30, 2022 | -286.57 Mn |
| Mar 31, 2022 | -152.30 Mn |
| Dec 31, 2021 | 50.71 Mn |
| Sep 30, 2021 | 78.51 Mn |
| Jun 30, 2021 | 115.43 Mn |