Essent (ESNT) Retained Earnings (2013 - 2026)
Essent (ESNT) reported Retained Earnings of -$187.9 million for Q1 2026, up 19.08% on a YoY basis from -$157.8 million in Q1 2025, and down 23.65% sequentially from -$152.0 million in Q4 2025.
Essent (ESNT) Retained Earnings (2013 - 2026) Analysis & Trends
Essent (ESNT) has 14 years of Retained Earnings data on file, last reported at -$187.9 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 19.08% year-over-year to -$187.9 million; the trailing twelve-month figure through Mar 2026 stood at -$187.9 million (up 19.08% YoY), and the FY2025 full-year result was -$152.0 million, up 50.0% from the prior year.
- Retained Earnings slipped to -$187.9 million in Q1 2026, from -$152.0 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $4.6 billion in Q3 2024 to a low of -$382.8 million in Q4 2022.
- A 5-year average of $1.7 billion and a median of -$152.0 million in 2025 frame the typical range for Retained Earnings.
- Peak annual rise in Retained Earnings reached 4192.96% in 2022, while the deepest fall reached 854.91% in 2022.
- Tracing ESNT's Retained Earnings over 5 years: stood at -$382.8 million in 2022, then grew by 26.72% to -$280.5 million in 2023, then dropped by 8.37% to -$304.0 million in 2024, then jumped by 50.0% to -$152.0 million in 2025, then dropped by 23.65% to -$187.9 million in 2026.
- Business Quant data shows ESNT's Retained Earnings at -$187.9 million in Q1 2026, -$152.0 million in Q4 2025, and -$165.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | -1.90 Bn |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -97.13 Mn |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 4.24 Bn |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 3.82 Bn |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | -167.48 Mn |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | -187.94 Mn |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 842.24 Mn |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | -280.00 Mn |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 2.07 Bn |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 1.46 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -187.94 Mn |
| Dec 31, 2025 | -151.99 Mn |
| Sep 30, 2025 | -165.43 Mn |
| Jun 30, 2025 | -215.67 Mn |
| Mar 31, 2025 | -232.25 Mn |
| Dec 31, 2024 | -303.98 Mn |
| Sep 30, 2024 | 4.55 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.23 Bn |
| Dec 31, 2023 | -280.50 Mn |
| Sep 30, 2023 | 3.93 Bn |
| Jun 30, 2023 | -360.14 Mn |
| Mar 31, 2023 | 3.64 Bn |
| Dec 31, 2022 | -382.79 Mn |
| Sep 30, 2022 | 3.37 Bn |
| Jun 30, 2022 | 3.22 Bn |
| Mar 31, 2022 | 3.01 Bn |
| Dec 31, 2021 | 50.71 Mn |
| Sep 30, 2021 | 78.51 Mn |
| Jun 30, 2021 | 2.41 Bn |