Growth Metrics

Essent (ESNT) Retained Earnings (2016 - 2025)

Essent (ESNT) has disclosed Retained Earnings for 13 consecutive years, with $5.3 billion as the latest value for Q4 2025.

  • Quarterly Retained Earnings rose 12.07% to $5.3 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $5.3 billion through Dec 2025, up 12.07% year-over-year, with the annual reading at $5.3 billion for FY2025, 12.07% up from the prior year.
  • Retained Earnings hit $5.3 billion in Q4 2025 for Essent, up from $5.1 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $5.3 billion in Q4 2025 to a low of -$436.4 million in Q3 2023.
  • Historically, Retained Earnings has averaged $2.3 billion across 5 years, with a median of $2.9 billion in 2021.
  • Biggest five-year swings in Retained Earnings: skyrocketed 4192.96% in 2022 and later plummeted 112.95% in 2023.
  • Year by year, Retained Earnings stood at $2.8 billion in 2021, then grew by 26.8% to $3.5 billion in 2022, then increased by 16.85% to $4.1 billion in 2023, then grew by 14.93% to $4.7 billion in 2024, then rose by 12.07% to $5.3 billion in 2025.
  • Business Quant data shows Retained Earnings for ESNT at $5.3 billion in Q4 2025, $5.1 billion in Q3 2025, and -$215.7 million in Q2 2025.