Essent (ESNT) Retained Earnings (2013 - 2026)

Essent's (ESNT) quarterly Retained Earnings came in at -$187.9 million in Q1 2026, down 103.89% year-on-year from $4.8 billion in Q1 2025, and down 103.57% quarter-over-quarter from $5.3 billion in Q4 2025.

Essent (ESNT) Retained Earnings (2013 - 2026) Analysis & Trends

Essent has disclosed Retained Earnings across 14 years of filings, most recently posting -$187.9 million for Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$187.9 million, down 103.89% year-over-year; the trailing twelve-month figure through Mar 2026 was -$187.9 million (down 103.89% YoY), and the FY2025 annual result was $5.3 billion, up 12.07% from the prior year.
  • Retained Earnings came in at -$187.9 million for Q1 2026 at Essent, down from $5.3 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $5.3 billion in Q4 2025 to a low of -$436.4 million in Q3 2023.
  • The 5-year median for Retained Earnings is -$152.3 million (2022), against an average of $2.0 billion.
  • Peak annual rise in Retained Earnings reached 4192.96% in 2022, while the deepest fall reached 854.91% in 2022.
  • Essent's Retained Earnings stood at -$382.8 million in 2022, then increased by 26.72% to -$280.5 million in 2023, then jumped by 1772.43% to $4.7 billion in 2024, then grew by 12.07% to $5.3 billion in 2025, then plunged by 103.57% to -$187.9 million in 2026.
  • The last three Retained Earnings figures came in at -$187.9 million (Q1 2026), $5.3 billion (Q4 2025), and $5.1 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Fidelity National Financial 12.87 Bn 10.21 Bn 2.62 Bn 5.59 Bn
2 Axis Capital Holdings 7.52 Bn 6.65 Bn - -97.13 Mn
3 First American Financial 6.80 Bn 3.91 Bn 1.24 Bn -322.50 Mn
4 Enact Holdings 6.01 Bn 5.46 Bn 205.74 Mn -82.71 Mn
5 Mgic Investment 5.57 Bn 5.32 Bn 202.12 Mn -167.48 Mn
6 Essent 5.47 Bn 5.47 Bn - -187.94 Mn
7 Radian 4.74 Bn 4.66 Bn 368.17 Mn 5.22 Bn
8 Ryan Specialty Holdings 4.62 Bn 5.05 Bn - 120.53 Mn
9 Assured Guaranty 3.42 Bn -495.48 Mn 216.00 Mn 5.82 Bn
10 NMI Holdings 2.82 Bn 2.75 Bn 152.85 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -187.94 Mn
Dec 31, 2025 5.26 Bn
Sep 30, 2025 5.13 Bn
Jun 30, 2025 5.00 Bn
Mar 31, 2025 4.83 Bn
Dec 31, 2024 4.69 Bn
Sep 30, 2024 -190.28 Mn
Jun 30, 2024 4.41 Bn
Mar 31, 2024 4.23 Bn
Dec 31, 2023 -280.50 Mn
Sep 30, 2023 -436.38 Mn
Jun 30, 2023 -360.14 Mn
Mar 31, 2023 -324.04 Mn
Dec 31, 2022 -382.79 Mn
Sep 30, 2022 3.37 Bn
Jun 30, 2022 -286.57 Mn
Mar 31, 2022 -152.30 Mn
Dec 31, 2021 50.71 Mn
Sep 30, 2021 78.51 Mn
Jun 30, 2021 115.43 Mn