Essent (ESNT) Retained Earnings (2013 - 2026)
Essent (ESNT) reported Retained Earnings of $5.55 billion for Q2 2026, up 11.1% from $5 billion a year earlier and up 2.9% from the prior quarter.
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Analysis
Essent (ESNT) Retained Earnings (2013 - 2026) Analysis & Trends
At the end of FY2025, Essent posted Retained Earnings of $5.26 billion, up 12.1% from FY2024.
- Retained Earnings has increased for 11 consecutive years, with a five-year compound annual growth rate of 19.6% (FY2020 to FY2025).
- By year, Retained Earnings came in at $4.69 billion in FY2024 (+14.9%), $4.08 billion in FY2023 (+16.8%), $3.49 billion in FY2022 (+26.8%) and $2.75 billion in FY2021 (+28.0%).
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings in data going back to Q4 2013.
- Year over year, Retained Earnings has now increased in each of the last 44 quarters, with growth averaging 13.2% over the last eight quarters.
- Over the past five years, the year-over-year growth in Retained Earnings ranged from 11.1% (Q2 2026) to 33.5% (Q2 2022).
- Per Business Quant data, the three quarters before Q2 2026 came in at $5.4 billion (Q1 2026), $5.26 billion (Q4 2025) and $5.13 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 71.68 Bn |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 32.26 Bn |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 29.16 Bn |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 58.35 Bn |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 6.59 Bn |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 45.38 Bn |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 67.50 Bn |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 82.00 Mn |
| 10 | Essent | 5.81 Bn | 5.81 Bn | - | 5.55 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.55 Bn |
| Mar 31, 2026 | 5.40 Bn |
| Dec 31, 2025 | 5.26 Bn |
| Sep 30, 2025 | 5.13 Bn |
| Jun 30, 2025 | 5.00 Bn |
| Mar 31, 2025 | 4.83 Bn |
| Dec 31, 2024 | 4.69 Bn |
| Sep 30, 2024 | 4.55 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.23 Bn |
| Dec 31, 2023 | 4.08 Bn |
| Sep 30, 2023 | 3.93 Bn |
| Jun 30, 2023 | 3.78 Bn |
| Mar 31, 2023 | 3.64 Bn |
| Dec 31, 2022 | 3.49 Bn |
| Sep 30, 2022 | 3.37 Bn |
| Jun 30, 2022 | 3.22 Bn |
| Mar 31, 2022 | 3.01 Bn |
| Dec 31, 2021 | 2.75 Bn |
| Sep 30, 2021 | 2.59 Bn |
API Access
Essent Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();