Essent (ESNT) Retained Earnings (2013 - 2026)
Essent (ESNT) posted Retained Earnings of -$187.9 million for Q1 2026, down 23.65% sequentially from -$152.0 million in Q4 2025, and up 19.08% YoY from -$157.8 million in Q1 2025.
Essent (ESNT) Retained Earnings (2013 - 2026) Analysis & Trends
Essent has reported Retained Earnings for 14 years, with the latest figure at -$187.9 million in Q1 2026.
- Quarterly Retained Earnings rose 19.08% year-over-year to -$187.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$187.9 million (up 19.08% YoY) and the FY2025 annual result came in at -$152.0 million, up 50.0% from the prior year.
- Retained Earnings slipped to -$187.9 million in Q1 2026 per ESNT's latest filing, from -$152.0 million in the prior quarter.
- Over five years, Retained Earnings peaked at $4.6 billion in Q3 2024 and troughed at -$382.8 million in Q4 2022.
- A 5-year average of $1.7 billion and a median of -$152.0 million in 2025 frame the typical range for Retained Earnings.
- The widest YoY moves for Retained Earnings: up 4192.96% in 2022, down 854.91% in 2022.
- Over 5 years, Retained Earnings stood at -$382.8 million in 2022, then gained by 26.72% to -$280.5 million in 2023, then retreated by 8.37% to -$304.0 million in 2024, then jumped by 50.0% to -$152.0 million in 2025, then retreated by 23.65% to -$187.9 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$187.9 million, -$152.0 million, and -$165.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.63 Bn | 8.06 Bn | 3.59 Bn | 5.73 Bn |
| 2 | First American Financial | 7.37 Bn | 4.25 Bn | 1.77 Bn | 4.24 Bn |
| 3 | Axis Capital Holdings | 7.26 Bn | 6.48 Bn | 819.78 Mn | 8.61 Bn |
| 4 | Enact Holdings | 6.88 Bn | 6.38 Bn | 284.04 Mn | 3.96 Bn |
| 5 | Mgic Investment | 6.48 Bn | 6.26 Bn | 284.40 Mn | 3.17 Bn |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 5.55 Bn |
| 7 | Ryan Specialty Holdings | 5.42 Bn | 5.28 Bn | - | 355.76 Mn |
| 8 | Radian | 4.97 Bn | 4.23 Bn | 380.01 Mn | 5.30 Bn |
| 9 | NMI Holdings | 3.44 Bn | 3.36 Bn | 157.40 Mn | 2.18 Bn |
| 10 | Assured Guaranty | 3.29 Bn | -502.18 Mn | 156.00 Mn | 5.81 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.55 Bn |
| Mar 31, 2026 | -187.94 Mn |
| Dec 31, 2025 | -151.99 Mn |
| Sep 30, 2025 | -165.43 Mn |
| Jun 30, 2025 | -215.67 Mn |
| Mar 31, 2025 | -232.25 Mn |
| Dec 31, 2024 | -303.98 Mn |
| Sep 30, 2024 | 4.55 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.23 Bn |
| Dec 31, 2023 | -280.50 Mn |
| Sep 30, 2023 | 3.93 Bn |
| Jun 30, 2023 | -360.14 Mn |
| Mar 31, 2023 | 3.64 Bn |
| Dec 31, 2022 | -382.79 Mn |
| Sep 30, 2022 | 3.37 Bn |
| Jun 30, 2022 | 3.22 Bn |
| Mar 31, 2022 | 3.01 Bn |
| Dec 31, 2021 | 50.71 Mn |
| Sep 30, 2021 | 78.51 Mn |