Growth Metrics

Essent (ESNT) Retained Earnings (2016 - 2025)

Essent's Retained Earnings history spans 13 years, with the latest figure at -$165.4 million for Q3 2025.

  • For Q3 2025, Retained Earnings rose 13.06% year-over-year to -$165.4 million; the TTM value through Sep 2025 reached -$165.4 million, up 13.06%, while the annual FY2024 figure was -$304.0 million, 8.37% down from the prior year.
  • Retained Earnings for Q3 2025 was -$165.4 million at Essent, down from $5.0 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $5.0 billion in Q2 2025 and bottomed at -$436.4 million in Q3 2023.
  • The 5-year median for Retained Earnings is $2.6 billion (2021), against an average of $2.0 billion.
  • The largest annual shift saw Retained Earnings surged 1892.29% in 2021 before it crashed 112.95% in 2023.
  • A 5-year view of Retained Earnings shows it stood at $2.8 billion in 2021, then rose by 26.8% to $3.5 billion in 2022, then tumbled by 108.03% to -$280.5 million in 2023, then fell by 8.37% to -$304.0 million in 2024, then skyrocketed by 45.58% to -$165.4 million in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Retained Earnings are -$165.4 million (Q3 2025), $5.0 billion (Q2 2025), and -$232.2 million (Q1 2025).