Essent (ESNT) Free Cash Flow (2013 - 2026)
Essent's Free Cash Flow came in at $196.12 million for Q2 2026, up 3.9% from $188.8 million a year earlier and up 2.6% from the prior quarter.
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Analysis
Essent (ESNT) Free Cash Flow (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Essent reported Free Cash Flow of $825.89 million, down 4.5% year-over-year; for FY2025, it was $848.69 million, down 0.7% from FY2024.
- Free Cash Flow carries a five-year compound annual growth rate of 3.2% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $854.77 million in FY2024 (+12.6%), $759 million in FY2023 (+29.8%), $584.84 million in FY2022 (-17.3%) and $706.76 million in FY2021 (-2.6%).
- The five-year range for quarterly Free Cash Flow is $62.34 million (Q2 2022) to $228.7 million (Q3 2024).
- Year-over-year, Free Cash Flow increased in six of the last eight quarters, with growth averaging 1.5%.
- The fastest year-over-year change in Free Cash Flow over five years came in Q2 2023 (growth of 168.4%), and the weakest in Q2 2022 (a decline of 58.9%).
- Business Quant data shows ESNT's Free Cash Flow at $191.23 million (Q1 2026), $227.95 million (Q4 2025) and $210.6 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 6.76 Bn |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 6.07 Bn |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 4.40 Bn |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 1.40 Bn |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 3.87 Bn |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | -175.73 Mn |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 1.30 Bn |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 1.10 Bn |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 3.72 Bn |
| 10 | Essent | 5.74 Bn | 5.25 Bn | - | 237.86 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 237.86 Mn |
| Jun 30, 2026 | 196.12 Mn |
| Mar 31, 2026 | 191.23 Mn |
| Dec 31, 2025 | 227.95 Mn |
| Sep 30, 2025 | 210.60 Mn |
| Jun 30, 2025 | 188.80 Mn |
| Mar 31, 2025 | 221.35 Mn |
| Dec 31, 2024 | 225.98 Mn |
| Sep 30, 2024 | 228.70 Mn |
| Jun 30, 2024 | 187.63 Mn |
| Mar 31, 2024 | 212.45 Mn |
| Dec 31, 2023 | 213.29 Mn |
| Sep 30, 2023 | 194.00 Mn |
| Jun 30, 2023 | 167.30 Mn |
| Mar 31, 2023 | 184.40 Mn |
| Dec 31, 2022 | 170.89 Mn |
| Sep 30, 2022 | 171.70 Mn |
| Jun 30, 2022 | 62.34 Mn |
| Mar 31, 2022 | 179.91 Mn |
| Dec 31, 2021 | 190.29 Mn |
API Access
Essent Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();