Growth Metrics

Essent (ESNT) Net Income (2016 - 2025)

Essent's Net Income history spans 13 years, with the latest figure at $155.0 million for Q4 2025.

  • For Q4 2025, Net Income fell 7.69% year-over-year to $155.0 million; the TTM value through Dec 2025 reached $690.0 million, down 5.41%, while the annual FY2025 figure was $690.0 million, 5.41% down from the prior year.
  • Net Income for Q4 2025 was $155.0 million at Essent, down from $164.2 million in the prior quarter.
  • Across five years, Net Income topped out at $274.2 million in Q1 2022 and bottomed at $135.6 million in Q1 2021.
  • The 5-year median for Net Income is $175.8 million (2024), against an average of $181.4 million.
  • The largest annual shift saw Net Income soared 938.98% in 2021 before it tumbled 37.69% in 2023.
  • A 5-year view of Net Income shows it stood at $181.0 million in 2021, then dropped by 18.58% to $147.4 million in 2022, then grew by 19.0% to $175.4 million in 2023, then dropped by 4.26% to $167.9 million in 2024, then decreased by 7.69% to $155.0 million in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Net Income are $155.0 million (Q4 2025), $164.2 million (Q3 2025), and $195.3 million (Q2 2025).