Essent (ESNT) Asset Utilization Ratio (2014 - 2026)
Essent (ESNT) posted Asset Utilization Ratio of 0.18 for Q1 2026, little changed sequentially from 0.18 in Q4 2025, and down 1.96% YoY from 0.18 in Q1 2025.
Essent (ESNT) Asset Utilization Ratio (2014 - 2026) Analysis & Trends
Essent has reported Asset Utilization Ratio for 13 years, with the latest figure at 0.18 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 1.96% year-over-year to 0.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.18 (down 1.96% YoY) and the FY2025 annual result came in at 0.17, down 5.62% from the prior year.
- Asset Utilization Ratio held at 0.18 in Q1 2026 per ESNT's latest filing, from 0.18 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.35 in Q2 2024 and troughed at 0.16 in Q4 2023.
- A 5-year average of 0.2 and a median of 0.18 in 2025 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2024 and 2025: Asset Utilization Ratio soared 90.38% in 2024, then plunged 51.05% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.19 in 2022, then dropped by 15.84% to 0.16 in 2023, then rose by 17.49% to 0.19 in 2024, then declined by 5.9% to 0.18 in 2025, then decreased by 0.39% to 0.18 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.18, 0.18, and 0.18 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.08 Bn | 3.59 Bn | 0.14 |
| 2 | First American Financial | 7.36 Bn | 4.25 Bn | 1.77 Bn | 0.43 |
| 3 | Axis Capital Holdings | 7.25 Bn | 6.47 Bn | 819.78 Mn | 0.19 |
| 4 | Enact Holdings | 6.85 Bn | 6.36 Bn | 284.04 Mn | 0.18 |
| 5 | Mgic Investment | 6.47 Bn | 6.25 Bn | 284.40 Mn | 0.18 |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 0.17 |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | 0.28 |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 0.15 |
| 9 | NMI Holdings | 3.42 Bn | 3.35 Bn | 157.40 Mn | 0.18 |
| 10 | Assured Guaranty | 3.29 Bn | -506.61 Mn | 156.00 Mn | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.17 |
| Sep 30, 2021 | 0.17 |