Essent (ESNT) Asset Utilization Ratio (2014 - 2026)

Essent has disclosed Asset Utilization Ratio across 13 years of filings, most recently posting 0.15 for Q1 2026.

• Asset Utilization Ratio for Q1 2026 came in at 0.15, down 17.05% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.15 (down 17.05% YoY), and the FY2025 annual result was 0.17, down 5.62% from the prior year.
• Asset Utilization Ratio came in at 0.15 for Q1 2026 at Essent, roughly flat from 0.15 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.19 in Q1 2022 to a low of 0.15 in Q3 2024.
• The 5-year median for Asset Utilization Ratio is 0.16 (2024), against an average of 0.17.
• Across the five-year window, Asset Utilization Ratio climbed 18.83% in 2025 and declined 17.05% in 2026, its largest moves.
• Essent's Asset Utilization Ratio stood at 0.16 in 2022, then dropped by 0.39% to 0.16 in 2023, then rose by 12.68% to 0.18 in 2024, then slipped by 16.42% to 0.15 in 2025, then advanced by 0.17% to 0.15 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.15 (Q1 2026), 0.15 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.