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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Asset Utilization Ratio (2016 - 2025)

Essent's Asset Utilization Ratio history spans 12 years, with the latest figure at 0.14 for Q3 2025.

  • For Q3 2025, Asset Utilization Ratio fell 2.99% year-over-year to 0.14; the TTM value through Sep 2025 reached 0.14, down 2.99%, while the annual FY2024 figure was 0.18, 21.66% up from the prior year.
  • Asset Utilization Ratio for Q3 2025 was 0.14 at Essent, down from 0.17 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.2 in Q4 2021 and bottomed at 0.14 in Q3 2025.
  • The 5-year median for Asset Utilization Ratio is 0.17 (2021), against an average of 0.17.
  • The largest annual shift saw Asset Utilization Ratio dropped 17.64% in 2022 before it increased 19.2% in 2024.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.2 in 2021, then fell by 17.64% to 0.16 in 2022, then decreased by 10.12% to 0.15 in 2023, then increased by 19.2% to 0.17 in 2024, then fell by 16.99% to 0.14 in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Asset Utilization Ratio are 0.14 (Q3 2025), 0.17 (Q2 2025), and 0.17 (Q1 2025).