Essent (ESNT) Asset Utilization Ratio (2014 - 2026)
Essent (ESNT) reported Asset Utilization Ratio of 0.18 for Q1 2026, down 1.96% on a YoY basis from 0.18 in Q1 2025, and little changed sequentially from 0.18 in Q4 2025.
Essent (ESNT) Asset Utilization Ratio (2014 - 2026) Analysis & Trends
Essent (ESNT) has 13 years of Asset Utilization Ratio data on file, last reported at 0.18 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio fell 1.96% year-over-year to 0.18; the trailing twelve-month figure through Mar 2026 stood at 0.18 (down 1.96% YoY), and the FY2025 full-year result was 0.17, down 5.62% from the prior year.
- Asset Utilization Ratio held at 0.18 in Q1 2026, from 0.18 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.35 in Q2 2024 to a low of 0.16 in Q4 2023.
- A 5-year average of 0.2 and a median of 0.18 in 2025 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio jumped 90.38% in 2024 and slumped 51.05% in 2025, its largest moves.
- Tracing ESNT's Asset Utilization Ratio over 5 years: stood at 0.19 in 2022, then retreated by 15.84% to 0.16 in 2023, then climbed by 17.49% to 0.19 in 2024, then decreased by 5.9% to 0.18 in 2025, then declined by 0.39% to 0.18 in 2026.
- Business Quant data shows ESNT's Asset Utilization Ratio at 0.18 in Q1 2026, 0.18 in Q4 2025, and 0.18 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.14 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 0.19 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 0.43 |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.19 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 0.16 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.18 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 0.14 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 0.04 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 0.19 |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 0.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.32 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.18 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.17 |
| Sep 30, 2021 | 0.17 |
| Jun 30, 2021 | 0.16 |