Essent (ESNT) Asset Utilization Ratio (2014 - 2026)

Essent (ESNT) reported Asset Utilization Ratio of 0.18 for Q1 2026, down 1.96% on a YoY basis from 0.18 in Q1 2025, and little changed sequentially from 0.18 in Q4 2025.

Essent (ESNT) Asset Utilization Ratio (2014 - 2026) Analysis & Trends

Essent (ESNT) has 13 years of Asset Utilization Ratio data on file, last reported at 0.18 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio fell 1.96% year-over-year to 0.18; the trailing twelve-month figure through Mar 2026 stood at 0.18 (down 1.96% YoY), and the FY2025 full-year result was 0.17, down 5.62% from the prior year.
  • Asset Utilization Ratio held at 0.18 in Q1 2026, from 0.18 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.35 in Q2 2024 to a low of 0.16 in Q4 2023.
  • A 5-year average of 0.2 and a median of 0.18 in 2025 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio jumped 90.38% in 2024 and slumped 51.05% in 2025, its largest moves.
  • Tracing ESNT's Asset Utilization Ratio over 5 years: stood at 0.19 in 2022, then retreated by 15.84% to 0.16 in 2023, then climbed by 17.49% to 0.19 in 2024, then decreased by 5.9% to 0.18 in 2025, then declined by 0.39% to 0.18 in 2026.
  • Business Quant data shows ESNT's Asset Utilization Ratio at 0.18 in Q1 2026, 0.18 in Q4 2025, and 0.18 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.14
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 0.19
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 0.43
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.19
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 0.16
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.18
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 0.14
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 0.04
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.19
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 0.26

Historic Data

Download Data
DateValue
Mar 31, 2026 0.18
Dec 31, 2025 0.18
Sep 30, 2025 0.18
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.19
Sep 30, 2024 0.32
Jun 30, 2024 0.35
Mar 31, 2024 0.17
Dec 31, 2023 0.16
Sep 30, 2023 0.18
Jun 30, 2023 0.18
Mar 31, 2023 0.19
Dec 31, 2022 0.19
Sep 30, 2022 0.17
Jun 30, 2022 0.17
Mar 31, 2022 0.17
Dec 31, 2021 0.17
Sep 30, 2021 0.17
Jun 30, 2021 0.16