Essent (ESNT) Equity Ratio (2013 - 2026)
Essent's (ESNT) quarterly Equity Ratio came in at 0.75 in Q1 2026, down 4.2% year-on-year from 0.79 in Q1 2025, and down 2.73% quarter-over-quarter from 0.77 in Q4 2025.
Essent (ESNT) Equity Ratio (2013 - 2026) Analysis & Trends
Essent has disclosed Equity Ratio across 14 years of filings, most recently posting 0.75 for Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.75, down 4.2% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.75 (down 4.2% YoY), and the FY2025 annual result was 0.77, up 352.85% from the prior year.
- Equity Ratio came in at 0.75 for Q1 2026 at Essent, down from 0.77 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.79 in Q4 2023 to a low of 0.07 in Q4 2022.
- The 5-year median for Equity Ratio is 0.61 (2023), against an average of 0.48.
- Across the five-year window, Equity Ratio plunged 126.78% in 2022 and jumped 1806.07% in 2025, its largest moves.
- Essent's Equity Ratio stood at 0.07 in 2022, then surged by 1287.2% to 0.79 in 2023, then slumped by 78.48% to 0.17 in 2024, then surged by 352.85% to 0.77 in 2025, then retreated by 2.73% to 0.75 in 2026.
- The last three Equity Ratio figures came in at 0.75 (Q1 2026), 0.77 (Q4 2025), and 0.78 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 0.08 |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 0.18 |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 0.31 |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 0.77 |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 0.79 |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 0.75 |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 0.45 |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 0.06 |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 0.44 |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 0.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.75 |
| Dec 31, 2025 | 0.77 |
| Sep 30, 2025 | 0.78 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.79 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | -0.05 |
| Dec 31, 2023 | 0.79 |
| Sep 30, 2023 | 0.79 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.61 |
| Dec 31, 2022 | -0.07 |
| Sep 30, 2022 | 0.77 |
| Jun 30, 2022 | 0.58 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.75 |
| Jun 30, 2021 | 0.44 |