Essent (ESNT) Debt Ratio (2016 - 2026)

Essent (ESNT) reported Debt Ratio of 0.07 for Q1 2026, down 4.56% on a YoY basis from 0.07 in Q1 2025, and down 1.63% sequentially from 0.07 in Q4 2025.

Essent (ESNT) Debt Ratio (2016 - 2026) Analysis & Trends

Essent (ESNT) has 11 years of Debt Ratio data on file, last reported at 0.07 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 4.56% year-over-year to 0.07; the trailing twelve-month figure through Mar 2026 stood at 0.07 (down 4.56% YoY), and the FY2025 full-year result was 0.07, down 4.17% from the prior year.
  • Debt Ratio fell to 0.07 in Q1 2026, from 0.07 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 30.03 in Q2 2024 to a low of 0.06 in Q1 2024.
  • A 5-year average of 1.83 and a median of 0.07 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio surged 42534.94% in 2024 and slumped 99.77% in 2025, its largest moves.
  • Tracing ESNT's Debt Ratio over 5 years: stood at 0.07 in 2022, then retreated by 10.71% to 0.07 in 2023, then increased by 5.8% to 0.07 in 2024, then decreased by 4.17% to 0.07 in 2025, then decreased by 1.63% to 0.07 in 2026.
  • Business Quant data shows ESNT's Debt Ratio at 0.07 in Q1 2026, 0.07 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.04
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 0.00
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn -
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.11
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 0.10
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.07
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 0.12
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 0.13
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.11
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.07
Dec 31, 2025 0.07
Sep 30, 2025 0.07
Jun 30, 2025 0.07
Mar 31, 2025 0.07
Dec 31, 2024 0.07
Sep 30, 2024 0.07
Jun 30, 2024 30.03
Mar 31, 2024 0.06
Dec 31, 2023 0.07
Sep 30, 2023 0.07
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.08
Jun 30, 2022 0.08
Mar 31, 2022 0.08
Dec 31, 2021 0.07
Sep 30, 2021 0.06
Jun 30, 2021 0.06