Essent (ESNT) Debt Ratio (2016 - 2026)
Essent's Debt Ratio came in at 0.07 for Q2 2026, down 4.6% from 0.07 a year earlier and down 0.2% from the prior quarter.
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Analysis
Essent (ESNT) Debt Ratio (2016 - 2026) Analysis & Trends
Going back to Q3 2016, Essent's Debt Ratio data covers 40 quarters.
- Going back by year, Debt Ratio was 0.07 in FY2024 (+5.8%), 0.07 in FY2023 (-10.7%), 0.07 in FY2022 (+0.2%) and 0.07 in FY2021 (+18.6%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio since Q2 2024.
- Year-over-year, Debt Ratio has declined for four consecutive quarters, with growth averaging 0.6% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2022 (growth of 31.1%), and the weakest in Q3 2021 (a decline of 30.6%).
- Business Quant data shows ESNT's Debt Ratio at 0.07 (Q1 2026), 0.07 (Q4 2025) and 0.07 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | - |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 0.00 |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | - |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 0.34 |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | - |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 0.01 |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 0.01 |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 0.16 |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | - |
| 10 | Essent | 5.70 Bn | 5.70 Bn | - | 0.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.07 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.06 |
API Access
Essent Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();