Essent (ESNT) Debt Ratio (2016 - 2026)

Essent (ESNT) posted Debt Ratio of 0.07 for Q1 2026, down 1.63% sequentially from 0.07 in Q4 2025, and down 4.56% YoY from 0.07 in Q1 2025.

Essent (ESNT) Debt Ratio (2016 - 2026) Analysis & Trends

Essent has reported Debt Ratio for 11 years, with the latest figure at 0.07 in Q1 2026.

Quarterly Debt Ratio fell 4.56% year-over-year to 0.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.07 (down 4.56% YoY) and the FY2025 annual result came in at 0.07, down 4.17% from the prior year.
Debt Ratio fell to 0.07 in Q1 2026 per ESNT's latest filing, from 0.07 in the prior quarter.
Over five years, Debt Ratio peaked at 30.03 in Q2 2024 and troughed at 0.06 in Q1 2024.
A 5-year average of 1.83 and a median of 0.07 in 2024 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2024 and 2025: Debt Ratio jumped 42534.94% in 2024, then plunged 99.77% in 2025.
Over 5 years, Debt Ratio stood at 0.07 in 2022, then dropped by 10.71% to 0.07 in 2023, then advanced by 5.8% to 0.07 in 2024, then declined by 4.17% to 0.07 in 2025, then declined by 1.63% to 0.07 in 2026.
According to Business Quant data, Debt Ratio over the past three periods registered 0.07, 0.07, and 0.07 for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Fidelity National Financial	12.71 Bn	8.14 Bn	3.59 Bn	0.04
2	First American Financial	7.40 Bn	4.28 Bn	1.77 Bn	-
3	Axis Capital Holdings	7.28 Bn	6.49 Bn	819.78 Mn	0.04
4	Enact Holdings	6.86 Bn	6.36 Bn	284.04 Mn	0.11
5	Mgic Investment	6.46 Bn	6.23 Bn	284.40 Mn	0.10
6	Essent	6.22 Bn	6.22 Bn	313.73 Mn	0.07
7	Ryan Specialty Holdings	5.38 Bn	5.24 Bn	-	0.30
8	Radian	4.96 Bn	4.22 Bn	380.01 Mn	0.12
9	NMI Holdings	3.45 Bn	3.37 Bn	157.40 Mn	0.10
10	Assured Guaranty	3.29 Bn	-503.07 Mn	156.00 Mn	0.13

Download Data