Essent (ESNT) Debt Ratio (2016 - 2026)

Essent has disclosed Debt Ratio across 11 years of filings, most recently posting 0.07 for Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.07, down 4.56% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.07 (down 4.56% YoY), and the FY2025 annual result was 0.07, down 4.17% from the prior year.
• Debt Ratio came in at 0.07 for Q1 2026 at Essent, down from 0.07 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.08 in Q2 2022 to a low of 0.06 in Q2 2024.
• The 5-year median for Debt Ratio is 0.07 (2023), against an average of 0.07.
• Across the five-year window, Debt Ratio surged 31.14% in 2022 and retreated 10.38% in 2024, its largest moves.
• Essent's Debt Ratio stood at 0.07 in 2022, then decreased by 5.9% to 0.07 in 2023, then climbed by 0.39% to 0.07 in 2024, then slipped by 4.17% to 0.07 in 2025, then slipped by 1.63% to 0.07 in 2026.
• The last three Debt Ratio figures came in at 0.07 (Q1 2026), 0.07 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.