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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Debt Ratio (2016 - 2025)

Essent's Debt Ratio history spans 10 years, with the latest figure at 0.07 for Q3 2025.

  • For Q3 2025, Debt Ratio fell 2.81% year-over-year to 0.07; the TTM value through Sep 2025 reached 0.07, down 2.81%, while the annual FY2024 figure was 0.07, 5.8% up from the prior year.
  • Debt Ratio for Q3 2025 was 0.07 at Essent, down from 0.07 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.08 in Q2 2022 and bottomed at 0.06 in Q3 2021.
  • The 5-year median for Debt Ratio is 0.07 (2023), against an average of 0.07.
  • The largest annual shift saw Debt Ratio crashed 40.41% in 2021 before it soared 31.14% in 2022.
  • A 5-year view of Debt Ratio shows it stood at 0.07 in 2021, then grew by 0.22% to 0.07 in 2022, then fell by 10.71% to 0.07 in 2023, then grew by 5.8% to 0.07 in 2024, then fell by 3.07% to 0.07 in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Debt Ratio are 0.07 (Q3 2025), 0.07 (Q2 2025), and 0.07 (Q1 2025).