Essent (ESNT) FCF Payout Ratio (2019 - 2026)

Essent (ESNT) reported FCF Payout Ratio of 0.17 for Q1 2026, up 18.99% on a YoY basis from 0.14 in Q1 2025, and up 32.34% sequentially from 0.13 in Q4 2025.

Essent (ESNT) FCF Payout Ratio (2019 - 2026) Analysis & Trends

Essent (ESNT) has 8 years of FCF Payout Ratio data on file, last reported at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 18.99% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.15 (up 118.5% YoY), and the FY2025 full-year result was 0.14, up 4.51% from the prior year.
  • FCF Payout Ratio climbed to 0.17 in Q1 2026, from 0.13 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.17 in Q1 2026 to a low of 0.0 in Q2 2022.
  • A 5-year average of 0.1 and a median of 0.13 in 2025 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio slumped 142.31% in 2022 and jumped 9130.24% in 2023, its largest moves.
  • Tracing ESNT's FCF Payout Ratio over 5 years: stood at 0.14 in 2022, then declined by 15.48% to 0.12 in 2023, then rose by 3.85% to 0.13 in 2024, then grew by 1.88% to 0.13 in 2025, then jumped by 32.34% to 0.17 in 2026.
  • Business Quant data shows ESNT's FCF Payout Ratio at 0.17 in Q1 2026, 0.13 in Q4 2025, and 0.14 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.04
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 0.07
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 0.18
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.13
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 0.46
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.17
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 0.24
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 0.10
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn -
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 4.85

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.13
Sep 30, 2025 0.14
Jun 30, 2025 0.17
Mar 31, 2025 0.14
Dec 31, 2024 0.13
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 0.14
Dec 31, 2023 0.12
Sep 30, 2023 0.14
Jun 30, 2023 0.00
Mar 31, 2023 0.15
Dec 31, 2022 0.14
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.12
Dec 31, 2021 0.11
Sep 30, 2021 0.00
Jun 30, 2021 0.00