Essent (ESNT) FCF Payout Ratio (2019 - 2026)

Essent's (ESNT) quarterly FCF Payout Ratio came in at 0.17 in Q1 2026, up 19.11% year-on-year from 0.14 in Q1 2025, and up 30.14% quarter-over-quarter from 0.13 in Q4 2025.

Essent (ESNT) FCF Payout Ratio (2019 - 2026) Analysis & Trends

Essent has disclosed FCF Payout Ratio across 8 years of filings, most recently posting 0.17 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.17, up 19.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.11 (up 61.99% YoY), and the FY2025 annual result was 0.14, up 4.15% from the prior year.
  • FCF Payout Ratio came in at 0.17 for Q1 2026 at Essent, up from 0.13 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.17 in Q1 2026 to a low of 0.0 in Q2 2022.
  • The 5-year median for FCF Payout Ratio is 0.13 (2024), against an average of 0.1.
  • Peak annual rise in FCF Payout Ratio reached 13032.47% in 2022, while the deepest fall reached 102.43% in 2022.
  • Essent's FCF Payout Ratio stood at 0.14 in 2022, then fell by 13.9% to 0.12 in 2023, then advanced by 7.87% to 0.13 in 2024, then decreased by 2.11% to 0.13 in 2025, then soared by 30.14% to 0.17 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.17 (Q1 2026), 0.13 (Q4 2025), and 0.14 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Fidelity National Financial 12.87 Bn 10.21 Bn 2.62 Bn 0.17
2 Axis Capital Holdings 7.52 Bn 6.65 Bn - 0.01
3 First American Financial 6.80 Bn 3.91 Bn 1.24 Bn -1.72
4 Enact Holdings 6.01 Bn 5.46 Bn 205.74 Mn 0.13
5 Mgic Investment 5.57 Bn 5.32 Bn 202.12 Mn 0.46
6 Essent 5.47 Bn 5.47 Bn - 0.17
7 Radian 4.74 Bn 4.66 Bn 368.17 Mn 0.12
8 Ryan Specialty Holdings 4.62 Bn 5.05 Bn - -0.10
9 Assured Guaranty 3.42 Bn -495.48 Mn 216.00 Mn 0.10
10 NMI Holdings 2.82 Bn 2.75 Bn 152.85 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.13
Sep 30, 2025 0.14
Jun 30, 2025 0.00
Mar 31, 2025 0.14
Dec 31, 2024 0.13
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 0.14
Dec 31, 2023 0.12
Sep 30, 2023 0.14
Jun 30, 2023 0.00
Mar 31, 2023 0.15
Dec 31, 2022 0.14
Sep 30, 2022 0.14
Jun 30, 2022 0.00
Mar 31, 2022 0.12
Dec 31, 2021 0.11
Sep 30, 2021 0.00
Jun 30, 2021 0.13