Essent (ESNT) FCF Payout Ratio (2019 - 2026)
Essent's FCF Payout Ratio was 0.16 in Q2 2026, down 1.3% from 0.16 a year earlier and down 5.2% from the prior quarter.
Essent (ESNT) FCF Payout Ratio (2019 - 2026) Analysis & Trends
On a trailing twelve-month basis, Essent's FCF Payout Ratio was 0.15 through Jun 30, 2026, up 6.7% year-over-year; for FY2025, it was 0.14, up 4.2% from FY2024.
- In earlier years, FCF Payout Ratio was 0.14 in FY2024 (-1.3%), 0.14 in FY2023 (-11.2%), 0.16 in FY2022 (+43.2%) and 0.11 in FY2021 (+14.9%).
- Quarterly FCF Payout Ratio has moved between 0.11 (Q4 2021) and 0.36 (Q2 2022) over five years.
- Compared with a year earlier, FCF Payout Ratio was higher in five of the last eight quarters, with growth averaging 4.2%.
- The best year-over-year quarter for FCF Payout Ratio over five years was Q2 2022 (growth of 186.6%); the worst was Q2 2023 (a decline of 56.0%).
- Per Business Quant data, ESNT's FCF Payout Ratio in the three quarters before Q2 2026 was 0.17 (Q1 2026), 0.13 (Q4 2025) and 0.14 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | - |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 0.10 |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 0.02 |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 0.30 |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 0.14 |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | - |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 0.17 |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 0.36 |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | - |
| 10 | Essent | 5.68 Bn | 5.68 Bn | - | 0.16 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.13 |
| Sep 30, 2025 | 0.14 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.16 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.14 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.11 |
Essent FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();