Essent (ESNT) FCF Payout Ratio (2019 - 2026)
Essent (ESNT) reported FCF Payout Ratio of 0.17 for Q1 2026, up 18.99% on a YoY basis from 0.14 in Q1 2025, and up 32.34% sequentially from 0.13 in Q4 2025.
Essent (ESNT) FCF Payout Ratio (2019 - 2026) Analysis & Trends
Essent (ESNT) has 8 years of FCF Payout Ratio data on file, last reported at 0.17 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 18.99% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.15 (up 118.5% YoY), and the FY2025 full-year result was 0.14, up 4.51% from the prior year.
- FCF Payout Ratio climbed to 0.17 in Q1 2026, from 0.13 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.17 in Q1 2026 to a low of 0.0 in Q2 2022.
- A 5-year average of 0.1 and a median of 0.13 in 2025 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio slumped 142.31% in 2022 and jumped 9130.24% in 2023, its largest moves.
- Tracing ESNT's FCF Payout Ratio over 5 years: stood at 0.14 in 2022, then declined by 15.48% to 0.12 in 2023, then rose by 3.85% to 0.13 in 2024, then grew by 1.88% to 0.13 in 2025, then jumped by 32.34% to 0.17 in 2026.
- Business Quant data shows ESNT's FCF Payout Ratio at 0.17 in Q1 2026, 0.13 in Q4 2025, and 0.14 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.04 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 0.07 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 0.18 |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.13 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 0.46 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.17 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 0.24 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 0.10 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | - |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 4.85 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.13 |
| Sep 30, 2025 | 0.14 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.00 |